Wondering if anyone has a company that has written any of those policies on their type-r? I know it is a numbered limited prod vehicle so some insurance companies will write the policy. Not sure how many years old the car has to be to have a collectible badge on it. Anychance someone has their car actually insured for what the market value is on these cars and not the KBB/NADA value?

Pls advise as I am looking into this asap.

 

I have Hagerty.

 

For how much? Im looking to insure one for 20-25k wondering if anyone has such coverage on theirs.

 

I have Hagarty as well. I think they have an online quick quote system. It'll give you an idea of what you're looking at. I have three cars insured with them and I have no complaints. Cheers

 

Thanks guys. Maybe I didn't ask the right question. I have Geico now I know I can get the car insured or any other major insurance company Statefarm/Hagerty/Allstate etc. But none of these I think will let me insure the car for more then the KBB value is my thought which is around 11k. Which company will let you write this car as a collectible/classic/limited edition and insure it for the market value they are selling for in today's market which is 15-25k depending on the vehicle. I have a hard time driving it if I know its only insured for much less then I paid and someone could hit me on the road and total it.

Let me know your thoughts.

 

Hagerty/Grundy/Specialty car insurances will go by way of an agreed upon value. Typically that entails getting an appraiser to go through the car and to make a recommendation to the insurance company (by way of paperwork). For a Type R, the specialty insurance companies will usually have information on the rareness of the car as well.

I went through Grundy insurance and pay about $600-$700/ year for a $28K agreed policy. But you can't drive the car everyday in order to get this. there are stipulations that you must agree to follow in order to get the green light on these policies.

 

Thank you for that info. Thats exactly what I was looking for. I will check these three out. I def will not be driving the car everyday maybe once or twice a month if that.

 

Yes, Hagerty insures my car as a modern classic. Makes heR feel special.

 

The best way to get the vehicle insured for "what it's worth" is to get the vehicle professionally appraised. Just because you purchased a vehicle for a certain price does not mean that it is worth that much. You may have overpaid... or paid less than book value, but what is certain is that insurance companies use either blue book or black book values. I know for a fact that StateFarm, Allstate and Farmers will insure a "classic" , "antique" or "unique" vehicle if you have it appraised and provide pictures of the vehicle. Then there are the stipulations, like driving it less than the mileage they require to insure it, registered as the classification of vehicle that it is, etc. Call your insurance provider to see if they offer that.

 

I will be paying 470 for 12 months at an agreed value of 27k. Of course, some restrictions such as garage needed (does anyone even park an R outside?) and cannot be used for daily commuting. I'm early 30s, no points or anything like that.

 

Hiper - What are specs on your caR?

I have mine insured with agreed value of 25k. '01 with 90k miles.

 

97 with 43k miles - what is your cost?

 

24k Grundy policy on 98 spec JDM ITR.

 

DUDE.... You need to bump that agreed value, big time. Especially with the 58k mile '97 already at $40k on BringATrailer.com, If your R is OEM all legit original it's worth a bit more than $27k.

Im just over $400 a month. I think it's like $417.

You should also check out itrca.com. Sending you a PM

 

 

Whoops! HAHAHAH
$417 for the year... YEAR YEAR YEAR..... LOL

 

I got american modern to insure mine (first one for them) 25k in replacement value, $300 and change per year.

 

 

That insurance is for my '01....

I havent even tried for the '97 yet. But Ill be requesting somewhere in the $40-50k range prob when shes done. 33k Miles, clean title, Im 2nd owner, receipts galore.

 

i just talked to my insurance company (AAA) and they said in a total loss situation they go off what the market is asking for type rs for sale
he said they would look up all the integra type r for sale ads across whatever website and apply value based on what others are selling for or asking

and thats the regular insurance without changing it to collector status

so AAA of southern california

 

Do you guys only insure your ITR by itself or do you insure all your car with the same car insurance?

I have 3 cars under progressive right now and I'm in the middle of looking for a new car insurance. But I also have to search for insurance for my ITR which hasn't been insured yet.

 

Reg car insurance is with Progressive, collectors with Hagerty.

They require you to have another vehicle, they dont care who insures it.