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insurance rate for a bad driver..

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Old 11-24-2003, 05:45 PM
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Modified by ieatrice at 4:44 AM 11/25/2003
Old 11-24-2003, 06:19 PM
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Default Re: insurance rate for a bad driver.. (ieatrice)

Insurance is going to be upwards of $1200 per 6 months and I have no pity for someone who knew they had bad brakes and didn't fix them. The **** were you thinking driving on bad brakes? That's only the most important safety system on your car . I'd worry more about your lack of common sense than insurance payments.
Old 11-24-2003, 06:19 PM
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Default Re: insurance rate for a bad driver.. (ieatrice)

it all depends on how many points you got for them. assuming that you only got 1 point each for those 2 accidents, you can afford 2 more points until your license is suspended for a month? am i correct? not too sure about it, the insurance company can prolly tell you exactly how much it'll cost and so forth...all i know is that one of my friends has 5 points, that's after traffic school. He got suspended for a month, then got another ticket and got suspended for 6 months. He just got his license back, and if he gets a ticket within a year, he'll be suspended till he's 21. and his insurane is lyke almost $600 a month.
Old 11-24-2003, 06:19 PM
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Default Re: insurance rate for a bad driver.. (ieatrice)

2 accidents will cost u close to $4k per yr..and that if they ll even sell u any insurance..check with Progressive..my daughter had 2 accidents..was disown d by her insurance company so she went with Progressive

the way u drive im not surprise d that u sold that POS..and if u keep it up ull be driving another POS soon

Old 11-24-2003, 06:38 PM
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Default Re: insurance rate for a bad driver.. (deepnite)

If you can't pick up a phone and call your/a insurance agent, then do an online Progressive quote. What you use on their site is exactly what they'll use when you call them.
Old 11-24-2003, 06:42 PM
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Default Re: insurance rate for a bad driver.. (clm)

your insurance will probably be a little high, considering your 18 and havent driven long and have 2 accidents that were ur fault, just get quotes from many companies and see who gives u the best price
Old 11-24-2003, 06:44 PM
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my friend had 1 accident and one ticket when he was 16. his insurance was 4500/yr for full coverage on his lude
Old 11-24-2003, 06:47 PM
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Default Re: insurance rate for a bad driver.. (clm)

i dunno about california, but here in maryland for young drivers, like me, who are on a "provisional" license, if you are convicted (plead guilty/just send in fine/w.e) of two moving violations (anything, speeding, illegal passes, anything.) you get a one month suspension and if you are convicted of three, you get a 6 month suspension. sucks. my court date for my second one is on jan 5. crossing double yellow line. cell phone went off, started taking turn too late. cop coming other way. stupid stuff. on me. i know. anyway. good luck.
Old 11-24-2003, 06:49 PM
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Default Re: insurance rate for a bad driver.. (thehondabuddy)

I'm 19 and have USAA...no tickets no accidents, I pay 1100 every 6 months on my 93 4 door...

have fun with an Si hatch and two accidents
Old 11-24-2003, 06:58 PM
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Default Re: insurance rate for a bad driver.. (BauleyCivic)

one accident
one ticket
cancelled from AAA
20 years old
95 civic about $160 a month w/ mercury (I think part of the progressive group)
which I have full coverage on my car and am a partial driver on my moms 2001 civic
Old 11-24-2003, 07:14 PM
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Default Re: insurance rate for a bad driver.. (Archidictus)

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Archidictus &raquo;</TD></TR><TR><TD CLASS="quote">Insurance is going to be upwards of $1200 per 6 months and I have no pity for someone who knew they had bad brakes and didn't fix them. The **** were you thinking driving on bad brakes? That's only the most important safety system on your car . I'd worry more about your lack of common sense than insurance payments.</TD></TR></TABLE>

well i'm sorry! if you me and come from a fairly poor family, you take what you can. plus, i don't work. i just go to school.. and if no one is able to drive me school because they work all day, i have to drive. i have a job now and things are slowly getting better. when you first get your license, of your driving isn't top notched and mixed it with a van with bad brakes.. yes, it sucks. but i had no other choice.
Old 11-24-2003, 07:24 PM
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Default Re: insurance rate for a bad driver.. (ieatrice)

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by ieatrice &raquo;</TD></TR><TR><TD CLASS="quote">ok.. earlier this year, in march to be a exact.. i got my license and my dad handed me down his old school mazda minivan. the brakes were horrible! i had no choice but to take it. in this year, i've rear-ended two cars resulting in two accidents. both were my fault of course.. one in march '03 and one in sept '03. i've recently sold that POS and got a 95 hatch si. i'm about to insure my new car in jan '04. how much would i be looking to pay with two accidents on my belt? i'm only 18 and i feel like i have the worst driving record ever! btw, i live in california. i'm still not sure how insurance works. if i get into another accident, i won't be able to driver EVER again, huh? any help would be appreciated.. thanks!</TD></TR></TABLE>


what city do you live in.....remind me not to get in front of you....
Old 11-24-2003, 07:43 PM
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Default Re: insurance rate for a bad driver.. (ieatrice)

um ok.. if u dont wanna help, that's fine. for those that did, thanks.

my quote for progressive is 2280 for 6 months.
Old 11-24-2003, 07:51 PM
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Default Re: insurance rate for a bad driver.. (ieatrice)

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by ieatrice &raquo;</TD></TR><TR><TD CLASS="quote">my quote for progressive is 2280 for 6 months. </TD></TR></TABLE>

Ouch. I was paying $1522 every 6 months on my '93 MR2 Turbo with two tickets and one accident and I'm 19. Good luck.
Old 11-24-2003, 07:51 PM
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that blows! if you're gonna be young and hit something at least don't make it other cars. i hit a telephone pole when i was 16 and my car was worth dick (oldsmobile) so nothing was ever reported
Old 11-24-2003, 08:01 PM
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Default Re: insurance rate for a bad driver.. (ieatrice)

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by ieatrice &raquo;</TD></TR><TR><TD CLASS="quote">


Modified by ieatrice at 4:44 AM 11/25/2003</TD></TR></TABLE>


I see someone got embarrass on asking a question.
Old 11-24-2003, 08:04 PM
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Default Re: insurance rate for a bad driver.. (sleeperciv)

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by sleeperciv &raquo;</TD></TR><TR><TD CLASS="quote">


I see someone got embarrass on asking a question. </TD></TR></TABLE>


lol.. he couldn't handle the pressure
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