Got hit...again...oh yeah...how does insurance claims work?

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Old Feb 23, 2004 | 07:24 PM
  #1  
Doug684's Avatar
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From: Huntsville, Alabama, United States
Default Got hit...again...oh yeah...how does insurance claims work?

Well I went to SECO Performance center to get a MSD Cap and Coil. I was pulling out and getting into the lane and began to accel. Well a girl came over and ripped my corner lens off, bent my fender in, ripped my front bumper/filler piece loose, bent my bumper/fender mount, and scratched up my 17" gun metal rim. Grrr....Lucky I have a set of Z3's, R33 front bumper, and extra clears at home. The police said it was here fault so we'll see what happens with the insurance. Just had to vent sorry...

How does an insurance company fixing my car work. Like I know I take it to the body shop and they give me a estimate. So I was wondering do they send me the money or the body shop?

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Old Feb 23, 2004 | 08:02 PM
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T-Mo's Avatar
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From: Honeycomb Hideout
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It depends on the insurance company. I have seen insurance companies send the money to the shop where the work was being done at and other insurance companies send the money to you
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Old Feb 24, 2004 | 01:44 PM
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Default Re: (T-Mo)

If her insurance company is covering it you need to go get 3 or 4 estimates from GOOD body shops(not Maaco). Trust me on this, works like a charm. If you are going to fix it yourself then ask for a check back, and give them the highest estimate you can get. Make sure they estimate "ALL" the damage that occured during the fender bender. I guarantee you will come out ahead.
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Old Feb 24, 2004 | 01:53 PM
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The Hooligan's Avatar
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From: spinning DnB till your head explodes,jersey/philly
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yea a girl backed into my fender and i had to take it to the bodyshop that the insurnace company uses. they checked it out and i got a check in the mail.
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Old Feb 24, 2004 | 02:08 PM
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Default Re: (91siredrex)

Yeah man, defientely look for the most damage you possibly can.

Get insurance to cut you a check and fix the work yourself or get a jdm front end but you seem to like show more so many a nice hood or something
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Old Feb 24, 2004 | 05:11 PM
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Doug684's Avatar
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From: Huntsville, Alabama, United States
Default Re: (Not Stock)

Well I got to looking and here is a list of parts that got messed up along with their price. (All body parts are quoted from the Honda dealership)

Pass. Fender- $219.58
Fender trim- $12.44
Front bumper- $146.03
Si front lip- $85.68
Fender/Bumper L bracket- $16.59
Bumper Filler piece- $90.89
Corner lense and new bulb socket- $80.30

Plus she messed up my 17" Gunmetal rim ($150)

The only thing I don't have spare/other parts to replace with is the rim. My hood might have to be replaced also ($234.60 from Honda)
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Old Feb 24, 2004 | 05:46 PM
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Full Race A6's Avatar
 
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From: 1 Cam Wonder, USA
Default Re: (Doug294)

Well Ive got a fender, trim, front bumper and hood and corner light.

But Id prob take the money if I was you and invest in something nice
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Old Feb 25, 2004 | 10:57 AM
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From: Colorado, USA
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Don't forget labor dude. Did you just get a parts quote? You need to add labor to that!
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