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This looks like to me a rear main seal coming from where the block meets the transmission between the black plate but not entirely sure this picture was after about 10 mins after i wiped it down you can see the drip my question is should i be overall really concerned or just keep an eye on my oil levels daily as i need this car but don't have the money to get this fixed at the moment second question is would changing to a 10-40 with maybe some additive slow it down

Edit-- bleh wrong section delete or reply your choice