Honda Civic / Del Sol (1992 - 2000) EG/EH/EJ/EK/EM1 Discussion

not having credit sucks!! motor swap loan not approved..

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Old Mar 27, 2010 | 11:45 AM
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mikej94civex's Avatar
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Default not having credit sucks!! motor swap loan not approved..

well just found out my loan request for the b16 swap fell through =( oh well please check the "wtb"
section i am gonna post up some things i need for my next build, thanks!
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Old Mar 27, 2010 | 11:50 AM
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Default Re: not having credit sucks!! motor swap loan not approved..

Where did you apply for your loan? I never thought you can get a loan for a motor swap
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Old Mar 27, 2010 | 11:53 AM
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Default Re: not having credit sucks!! motor swap loan not approved..

Originally Posted by jyacoba2009
Where did you apply for your loan? I never thought you can get a loan for a motor swap
Why would they wanna give out a loan for a motor swap, i just hope the op didnt say that to them. How much does a b16 go for 1500 tops? Op just chill save up some money and you can get your motor without paying interest.
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Old Mar 27, 2010 | 01:07 PM
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From: erie, pa
Default Re: not having credit sucks!! motor swap loan not approved..

lol i didn't say it was for a motor swap, i asked for a 'personal loan' and it was for a swap off of hmotors
so it was kinda pricey, anyways i am just gonna save unless i get the ls swap stuff im lookin for for cheap, otherwise
i'll boost my d series as mentioned before cuz i got 80% of a turbo kit for free so y not
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Old Mar 27, 2010 | 01:30 PM
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Default Re: not having credit sucks!! motor swap loan not approved..

just do what most people do and save, youll get a swap sooner or later
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Old Mar 27, 2010 | 01:39 PM
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Default Re: not having credit sucks!! motor swap loan not approved..

I wouldn't waste my money on a B16. Either boost your D16, buy a B18B and boost that, or buy a GSR/ITR motor and run all motor (or boost, if you'd like). B16s, for the most part, are overpriced for what you get.
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Old Mar 27, 2010 | 02:50 PM
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Default Re: not having credit sucks!! motor swap loan not approved..

save bro if only you lived in cali i can get you hooked up with a jdm type r swap for 3200 with pappers
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Old Mar 27, 2010 | 03:46 PM
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From: erie, pa
Default Re: not having credit sucks!! motor swap loan not approved..

Originally Posted by mrharmonic
save bro if only you lived in cali i can get you hooked up with a jdm type r swap for 3200 with pappers
dayuuuumm lol, i could take a vacation haha...but ya thanks guys im gonna boost the d cuz just about
everything was free, all i gotta buy is injectors, intercooler and some random little things, while thats up n goin
i'm gonna save for an ls or gsr swap either ls boosted or gsr all motor as ^ stated, again thanks
and i guess i gotta just have sum patience..what makes it hard is summer is just around the corner and i got
nothin lol
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Old Mar 27, 2010 | 04:00 PM
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Default Re: not having credit sucks!! motor swap loan not approved..

It's very possible to get a loan for an engine swap. I got one for a lip before. Waiting to save up was not an option. I've seen others get loans for swaps.
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Old Mar 27, 2010 | 04:45 PM
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Default Re: not having credit sucks!! motor swap loan not approved..

For real? I'm kinda shocked people are actually doing this.
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Old Mar 27, 2010 | 05:25 PM
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Default Re: not having credit sucks!! motor swap loan not approved..

Just out of curiosity, but did they tell you why you weren't approved? Do you have bad credit or no credit? If you would of applied for your loan before the housing market crashed you would of been granted instantly. =P

Another option is (assuming you have a credit card) just charge it all to your card and stay on top of your monthly payments. This will not only build your credit, but teach you money management as well.

If you have poor money management skills then taking out a loan for a motor shouldn't be your top priority.
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Old Mar 27, 2010 | 05:26 PM
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Default Re: not having credit sucks!! motor swap loan not approved..

my friend did it with his boosted k swap. dont reccomend doing it though, in the time that it will take him to pay it off, he could have just saved and owned everything now.
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Old Mar 27, 2010 | 08:28 PM
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Default Re: not having credit sucks!! motor swap loan not approved..

Originally Posted by Charisma
For real? I'm kinda shocked people are actually doing this.
Yep.

My lip was hard enough to find and I had never been sure how much I'd have to pay for one. Once I found one I jumped on it and got approved for a $500 personal loan the next day. I just didn't have $500 extra that wasn't needed for anything more important at that time. I don't mind taking out a small personal loan that I'm willing to pay off quickly.

I don't have any credit cards (not a fan). I paid it off so soon that interest really wasn't a concern at all.
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Old Mar 28, 2010 | 12:07 AM
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Default Re: not having credit sucks!! motor swap loan not approved..

A loan for a motor I can actually somewhat understand. I blew my motor in my Civic and if I could have, I'd have just gotten another motor to swap in instead of having it out of commission for a long time. I'm glad I didn't take out a loan, but that's because the place I worked for is run by unethical people who's mothers' were hampsters and fathers' smelled of elderberries. Just upgrading from a perfectly fine D series isn't the most responsible thing I think.
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Old Mar 28, 2010 | 05:44 AM
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Default Re: not having credit sucks!! motor swap loan not approved..

Originally Posted by .mattyz_
I wouldn't waste my money on a B16. Either boost your D16, buy a B18B and boost that, or buy a GSR/ITR motor and run all motor (or boost, if you'd like). B16s, for the most part, are overpriced for what you get.
thats ture b16 are pricey for what they are unless u know someone but then again a b16 for ur 1st swap is always good cause u might beat on it a little :D
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Old Mar 28, 2010 | 08:59 AM
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Default Re: not having credit sucks!! motor swap loan not approved..

Originally Posted by mikej94civex
well just found out my loan request for the b16 swap fell through =( oh well please check the "wtb"
section i am gonna post up some things i need for my next build, thanks!
There are ways to walk around it for a fee.
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Old Mar 28, 2010 | 11:15 AM
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Default Re: not having credit sucks!! motor swap loan not approved..

lol man id rather save then use credit cards! im talking from expierience!! i wrapped 10k on a card for car ****, after i finally paid it off, i cut that **** up lol!!
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Old Mar 28, 2010 | 11:56 AM
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Default Re: not having credit sucks!! motor swap loan not approved..

just boost your D and you will be happy with it. You can run 200-220WHP on it no problems.
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