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1998 ITR #744 Totalled by Insurance

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Old Aug 23, 2007 | 09:14 AM
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Default 1998 ITR Totalled by Insurance

I've had my car for about a year and a half... I've DD'ed it for 20k miles and went to 9 track days and the car ran beautifully. This past saturday night I was driving back from the beach in the mountains and a Jeep was blinding me with its headlights because it was coming at me in my lane because he was crossing the double yellow. I tried to avoid him coming out of my turn and my driver side corner made contact with the side of his car right before his driver side rear wheel. Bumper rips off, driver side fender crumbles in. Other than the JDM front end completely toasted, the engine bay gets tweaked a little in that corner, airbag deploys. The car seemed 100% driveable once the fender was pulled back from rubbing the tire but the CHP recommended I get it towed to a yard and inspected by my insurance company instead of taking it home.

I walk away without a scratch. I wasn't going that fast and I barely touched him. The Jeep does a 90 degree slide and stops 40 feet later with its driveshaft disconnected. The driver and passenger claim to be injured and are ambulanced away. Later the cops find multiple alcohol containers in the vehicle, some open. I'm waiting to get the full police report.

*Sigh* I just rebuilt my engine and crank with topnotch performance parts for $10k 3000 miles ago and just finished breaking it in. It hasn't even seen a single track day since then. My car was basically fully modded for the track while being street legal (with the stock ECU, intake, and cat of course), every part put in right before I bought it 20k miles ago.

Anyhow, I'm sad to see it go. All performance parts are intact and I could easily transfer everything to another shell and have an ITR that is just as fast and runs just as perfectly (chasing race evos, stis, and corvettes on the track is fun). But I have this personal policy of never owning the same car twice, too many other cars to own this lifetime so I might move on. Sad to see a car with so much life and potential go. Rest is peace.

***Edited to remove badge number. I'll check it again the next time I see the car. It was either 744, 477, or some other variation of those 2 numbers.***


Modified by 2wheelsmoker at 10:25 AM 8/23/2007


Modified by 2wheelsmoker at 10:26 AM 8/23/2007
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Old Aug 23, 2007 | 09:19 AM
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Default Re: 1998 ITR Totalled by Insurance (2wheelsmoker)

Man that sucks, fight it as hard as you can because they will try too [screw] you out of the real amount that we know a Type R is worth, buy the car back and sell parts off of it, you'll make some good money that way too. Sorry about your loss. Any pics of before the accident or after?
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Old Aug 23, 2007 | 09:21 AM
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Default Re: 1998 ITR Totalled by Insurance (2wheelsmoker)

Sorry to hear about your loss...why would it be totalled with that little damage? You should fight it, unless of course, you just want a different car.

But you did spend all that money on the motor rebuild...if it's totalled, just pull the motor and stick in a D16 or something for them.
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Old Aug 23, 2007 | 09:46 AM
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man... Im so sorry, that must suck so bad for you. It makes me feel terrible just to hear about that.
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Old Aug 23, 2007 | 10:02 AM
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Default Re: 1998 ITR Totalled by Insurance (2wheelsmoker)

Sorry to hear this. Sucks to put that much work/$$ into a caR and have some asstard mess it up. Any way yet for the caR to not be totaled out? Will you be buying it back?

I hope you can get heR out of the salvage yard ASAP! Many ITRs have been stripped of parts while sitting in one, especially in Cali

Just FYI, 98-0477 was stolen in LA back in 2003. Please find out heR badge # and let us know. I'm working on a registry project concerning the badge #s and would like to add yours to the list. Thank you.

Best of luck with everything. Hopefully you can get heR back and rebuild better than ever
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Old Aug 23, 2007 | 04:25 PM
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damn post pics of how bad it is im sure many of the guys on he would love to have it doespike needs a itr hehehe
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Old Aug 23, 2007 | 05:32 PM
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Default Re: (94rs-turbo)

Damn man, sorry about the accident, you walked away unscaved though so 2 for that.

I agree with the others, buy it back from the insurance and sell what's left, I can almost guarantee you'll get a good 75% of that money back if you do. That with the money from insurance should put you well into $20,000-$25,000. Plus the fact that there are lots of people restoring shells right now and I'm sure they can use some of the stuff that's still good on it.

GL with everything, don't let the insurance low ball you. At all, especially giving the situation.
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Old Aug 23, 2007 | 05:56 PM
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Default Re: (JjuuN R)

Agreed, seems to be a bunch of people bringing back ITR's from the grave. Your car is probably exactly what folks are looking for.

OT: Is the CTR coming to the states soon? I test drove one and the thing went and handled well...damn thing was ugly but the interior was REALLY nice. Best recaro's yet IMO and the cluster/tach was 1000X better than the Si.
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Old Aug 23, 2007 | 08:25 PM
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Default Re: (AussieR)

im a claims adjuster

buy it back
your salvage quote isnt ****.
they dont figure your mods for it- just want the metal sold-

your a fool not to buy it back if you think you have some good equity.
its not even "buy it back"just tell them you want to retain salvage.. youll be doing them a favor.
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Old Aug 23, 2007 | 09:20 PM
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Default Re: 1998 ITR Totalled by Insurance (2wheelsmoker)

damn sorry for the loss
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Old Aug 24, 2007 | 07:44 AM
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Default Re: (R you serious)

Thanks for the support guys. How much will it be to buy it back? Regardless, I probably will buy it back just to grab the performance parts. If I decide not to get another Honda to transplant the parts too I'll put 'em up for sale. It's still kind of surreal to think that it's gone.

This has really been a weird week. Yesterday I was driving my gf's car to work and I'm stuck in stop go traffic. I'm bumper to bumper in the fast lane. In the lane next to me, the cars move forward about 2 car lengths. This SUV right next to me guns it and never lets off the gas and slams into a taxi in front of him causing it to lurch forward into a truck in front of the taxi. This all happened 5 feet from me.

And this morning I was waiting at a stoplight getting off the freeway. The light turns green for me to make a left but I'm kinda lazy so I get a late start, maybe 1.5-2 seconds after it turns green. Next thing I know I see a silver Mustang convertible coming at me at about 45mph. I slam the brakes and he misses me by inches and almost hits the cars to my right. Good thing they had a late start too. He definitely ran a red on that one.

I think someone or something is out for me. Makes me weary to take the bike out.
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Old Aug 24, 2007 | 07:48 AM
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What insurance company you have seems to play a big part in how much you get back. Search and you will see the trend. Everyone has their bad streaks, but the tides always turn. People like that is the reason why I sold my bike,
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Old Aug 24, 2007 | 07:48 AM
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Yikes.
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Old Aug 24, 2007 | 10:26 AM
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Default Re: (2wheelsmoker)

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by 2wheelsmoker &raquo;</TD></TR><TR><TD CLASS="quote">Thanks for the support guys. How much will it be to buy it back? Regardless, I probably will buy it back just to grab the performance parts. If I decide not to get another Honda to transplant the parts too I'll put 'em up for sale. It's still kind of surreal to think that it's gone.
</TD></TR></TABLE>

you'll have to ask whoever is handling your claim.. probably a couple thousand, give or take..
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Old Aug 24, 2007 | 11:08 AM
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Default Re: (mstewar)

This thread among others makes me wonder if we should start a thread just for the purpose of ITR vs. Insurance. It would include details like mileage, location, insurance company, and claim payout.
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Old Aug 24, 2007 | 12:09 PM
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Default Re: (coolhandluke)

Terrible story man i'm sorry to hear it.
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Old Aug 24, 2007 | 02:29 PM
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Buy it back at any cost.
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Old Aug 24, 2007 | 06:31 PM
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considering the fact that there are so many stupid people in the world driving around, you are probably just having a "correction" to your luck. it's too bad that morons have to have such a great impact on our life. sorry for your loss.
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Old Aug 26, 2007 | 03:35 AM
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Default Re: (silver j)

pm'd
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Old Aug 27, 2007 | 01:22 PM
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buy back remove all goodies then junk
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Old Aug 27, 2007 | 02:22 PM
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Default Re: 1998 ITR Totalled by Insurance (2wheelsmoker)

Please help me!

The insurance people aren't accepting 2000 and 2001 ITRs for sale as part of the consideration for the valuation of my car. They lowballed me with 13k and I'm looking to get quite a bit more, I'm thinking 18-20k due to all the mods and work done.

If anyone knows of any ITR/mod friendly appraisers in the Bay Area, CA or of any 1998 ITRs for sale in California, please email me the info at upalnat@yahoo.com I'd really appreciate it.

Thank you for your help!
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Old Aug 27, 2007 | 05:07 PM
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Default Re: 1998 ITR Totalled by Insurance (2wheelsmoker)

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by 2wheelsmoker &raquo;</TD></TR><TR><TD CLASS="quote">

And this morning I was waiting at a stoplight getting off the freeway. The light turns green for me to make a left but I'm kinda lazy so I get a late start, maybe 1.5-2 seconds after it turns green. Next thing I know I see a silver Mustang convertible coming at me at about 45mph. I slam the brakes and he misses me by inches and almost hits the cars to my right. Good thing they had a late start too. He definitely ran a red on that one.

I think someone or something is out for me. Makes me weary to take the bike out.</TD></TR></TABLE>

i have had a couple of those expieriences too, once in a ef hatchback, guy in expedition ran a red light when i was pulling out to turn, he was going about 30mph, and another time pulling out to turn on a green arrow light a old truck is flying threw this interseaction at 50mph plus, that could have been BAD(if i wasnt a professional vtec driver )


hope it all works out for you with the insurance


and if they dont want to take into consideration 00=01 itr prices you tell them to find some mint nicely done up itr's like yours to compare the price too, you dont have to settle with them until you have a fiar amount, and a 98 with what seems like some quality mods makes 13k def not acceptable
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Old Aug 30, 2007 | 03:04 PM
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Default Re: 1998 ITR Totalled by Insurance (2wheelsmoker)

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by 2wheelsmoker &raquo;</TD></TR><TR><TD CLASS="quote">Please help me!

The insurance people aren't accepting 2000 and 2001 ITRs for sale as part of the consideration for the valuation of my car. They lowballed me with 13k and I'm looking to get quite a bit more, I'm thinking 18-20k due to all the mods and work done.

If anyone knows of any ITR/mod friendly appraisers in the Bay Area, CA or of any 1998 ITRs for sale in California, please email me the info at upalnat@yahoo.com I'd really appreciate it.

Thank you for your help!</TD></TR></TABLE>

California State law is that they can only use the current model year, or 1 year newer to value your car. First they go looking in adds, if there aren't any available adds they can call 2 dealerships and have them give an estimated sales price. I know this because I've been through this a few different times, the most recent was last year. Find a 1998 for sale in CA, that's not been modified and use it as an example for the cost of the car. The law states that they have to give you "fair market value" for your car. The insurance company tried to value my car at ~$13,000, after all of the hastle I had them value the car at $15,000+, and I had them pay out on 3 different claims totaling ~$20,000(full repaint, new windows, a lot of stuff). I had also done a full engine rebuild, tranny rebuild, and retune within a few weeks of my issue.

If you need to you can send me a PM on the forums here and I can call you in a couple of days to go over all the stuff that I had to go through in order to deal with the insurance company.

If you do buy it back, or chose not to, I would be interested in having the option to purchase the car from you.

Bummer about the car :-/

Austin
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Old Aug 30, 2007 | 10:26 PM
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Default Re: 1998 ITR Totalled by Insurance (2wheelsmoker)

Jeeps are for hippies! Damn them! If you have the chance to press charges you should. Well Its sad to see the R being totaled. Just get it back & we can talk some business! Good luck with whatever you do tho.
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Old Aug 31, 2007 | 11:02 AM
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Default Re: 1998 ITR Totalled by Insurance (2wheelsmoker)

that sucks...
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