So I went to raise my car 1/8" all around was doing one wheel at a time, front then back, went to jack up the rear left and the damn sway bar doesn't let the rear droop all the way so i can have easy access to the lock ring..hahahha...so i guess i have to raise the rear all up at once using the tow hook or disconnect one side of the bar...

 

If you raise the whole end of the car (front or back) you will not need to disconnect the swaybar.
Even if you though you did, you don't. Just measure the adjustment.

 

how long can it take to disconnect the sway bar anyway? It's 1 nut to loosen. You should do height adjustments w/o the sway attached so that any binding that might happen with the sway won't throw off the actual heights. Once it's all set hook the bar up at ride height and make sure there's no binding.