Hybrid / Engine Swaps Discussions about non-stock engine swaps into Honda cars. This is not a forum for hybrid gas/electric cars.

Does Insurance cover swaps?

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Old Mar 22, 2002 | 08:43 PM
  #1  
Bleed Black's Avatar
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From: Central FL, USA
Default Does Insurance cover swaps?

A question I probably should have asked BEFORE I got a Hybrid. If the car was totalled or stolen will they cover it?
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Old Mar 23, 2002 | 12:25 AM
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GokuSSJ4's Avatar
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Default Re: Does Insurance cover swaps? (slowasshatch)

good ?? and what do you tell them in order to tell thema a good excuse why you replace the motor also ?
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Old Mar 23, 2002 | 03:44 AM
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From: DE, USA
Default Re: Does Insurance cover swaps? (Spoon1)

good ?? and what do you tell them in order to tell thema a good excuse why you replace the motor also ?
reasons for douing a swap.
1. DX engine is leaking oil in the head gasket and crank
2. Consuming oil @ 1 quart/1,000 miles
3. CV joint clicking when turning.

A swap replaces the whole powertrain.
Its a Honda
Its coming from a newer car
Engine passes emission
Everything will be legal and documented.

I dont see why insurance would not cover it.
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Old Mar 23, 2002 | 09:56 AM
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Default Re: Does Insurance cover swaps? (johnd)

ive heard of people covering their hatches as SiR's with b16's i think insurance becomes higher though
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Old Mar 23, 2002 | 10:28 AM
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Default Re: Does Insurance cover swaps? (slowasshatch)

I doubt they would cover it. I think if you call and ask then they'll either want to jack up your rate or drop your policy all together since you're putting a faster engine in it. It kind of lets them know you're racing.
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Old Mar 23, 2002 | 10:39 AM
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MugenSi00's Avatar
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From: Edmond, OK
Default Re: Does Insurance cover swaps? (LSCivicHB)

a lot depends on your insurance agent and company. I know state farm will cover it, but they usually will increase your premium and add a rider policy on for the engine specifically.
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