okay this question doesnt have to do with dodge rams but with insurance on cars so i figured someoen mighttt help me... okay im 18 and i have a 02 quad cab dodge ram right now and im under my parents insurance but im the main driver it says i think.... im wondering if i get another car... lets say a 2 door honda civic for daily driver, what will my insurance be on that with just the insurance that covers the other parsons car (i think its called liability)? do i have to pay like another $200 or will it be like 1/2 of that or will it not even matter that i have another car?