Notices
Honda Civic / Del Sol (1992 - 2000) EG/EH/EJ/EK/EM1 Discussion

Why is insurance so expensive?

Thread Tools
 
Search this Thread
 
Old 07-21-2002, 08:00 PM
  #1  
Honda-Tech Member
Thread Starter
 
.::miLan's Avatar
 
Join Date: Jul 2002
Location: Canada
Posts: 1,079
Likes: 0
Received 0 Likes on 0 Posts
Default Why is insurance so expensive?

Since I'm probably buying an EG hatch within the next few days/weeks, I've been calling insurance companies to get quotes, for the hatch, and also a cheaper rate for my sister's EK Si coupe.

Why is insurance so much more expensive on Civics than on any other car? I don't get it.

Yes, a lot of young people drive them. And yes, they don't fare all too well in accidents. But, parts aren't expensive for them to replace in case something happens, and so on.

I think insurance companies are targeting Civics with the highest rates just because there are so many of them on the roads.

Damn scamming insurance bastards!
Old 07-21-2002, 08:06 PM
  #2  
 
WHATS VTEC's Avatar
 
Join Date: May 2002
Location: DOHC y0.., CA
Posts: 1,127
Likes: 0
Received 0 Likes on 0 Posts
Default Re: Why is insurance so expensive? (lowandslow)

hell yah its so expensive these days, i pay 1800 a year just for liabality
Old 07-21-2002, 08:11 PM
  #3  
 
deepnite's Avatar
 
Join Date: Dec 2001
Location: tracy, ca, usa
Posts: 5,196
Likes: 0
Received 1 Like on 1 Post
Default Re: Why is insurance so expensive? (lowandslow)

probably due to the high number of claims that are file d by honda..civic owners.
Old 07-21-2002, 08:17 PM
  #4  
Trial User
 
TurboBumblBee's Avatar
 
Join Date: Jan 2002
Location: NoVa
Posts: 3,569
Likes: 0
Received 1 Like on 1 Post
Default Re: Why is insurance so expensive? (deepnite)

also gotta remember that the accord, civic and integra have been on the top ten list of most stolen cars for a few years now.. i pay 1900 a year for full coverage state minium for my 95 civic ex and had an ok driving record when i got it, it will probably go up a little after a few tickets and losing my liscense this summer..
Old 07-21-2002, 08:21 PM
  #5  
Honda-Tech Member
 
97hb's Avatar
 
Join Date: Jan 2002
Location: DFW, TX
Posts: 3,038
Likes: 0
Received 0 Likes on 0 Posts
Default Re: Why is insurance so expensive? (lowandslow)

Insurance blows
Old 07-21-2002, 10:11 PM
  #6  
Honda-Tech Member
 
Mike P.'s Avatar
 
Join Date: Feb 2001
Location: Houston, TX
Posts: 2,194
Likes: 0
Received 0 Likes on 0 Posts
Default Re: Why is insurance so expensive? (97hb)

Insurance blows
Not when you total your car, it doesn't.
Old 07-21-2002, 10:27 PM
  #7  
 
Pengo's Avatar
 
Join Date: Dec 2001
Location: Long Island, NY, USA
Posts: 2,047
Likes: 0
Received 0 Likes on 0 Posts
Default Re: Why is insurance so expensive? (Mike P.)

yea, prob b/c they are very common on the top list of stolen cars.

also depends on how old u are i guess. if ur a male under 25, ur gonna be screwed for insurance anyway, regardless of what car or how good you drive.

having full coverage is great for when anything happens or u get in an accident, but then ur insurance is just gonna shoot up and u'll just pay higher monthly payments
Old 07-21-2002, 10:29 PM
  #8  
Honda-Tech Member
 
cr00klyn718's Avatar
 
Join Date: Feb 2002
Location: NYC
Posts: 3,110
Likes: 0
Received 0 Likes on 0 Posts
Default Re: Why is insurance so expensive? (Pengo)

hell yeah its sooo fawking expensive out here in ny/nj...i believe the highest if not the highest rates...i paid 600 every 6 months on a civic Ex(my first car) for just liability.
Old 07-21-2002, 10:30 PM
  #9  
Member
 
functionFiRst's Avatar
 
Join Date: Jan 2002
Location: San Diego, CA
Posts: 1,472
Likes: 0
Received 0 Likes on 0 Posts
Default Re: Why is insurance so expensive? (Pengo)

everyone is scammin' their cars to get new stuff for their cars...do what you gotta do...but it does affect everyone...
Old 07-21-2002, 10:34 PM
  #10  
Member
 
Quik89Si's Avatar
 
Join Date: Jan 2002
Location: DFW, TX
Posts: 2,252
Likes: 0
Received 0 Likes on 0 Posts
Default Re: Why is insurance so expensive? (Pengo)

My CRX costs me about $520/yr for full coverage, and my Civic (1999 DX) is about $1200/Yr for same coverage.

Alex
Old 07-21-2002, 10:50 PM
  #11  
Junior Member
 
EF'n Fast's Avatar
 
Join Date: Jan 2002
Location: Three dollars to see the giant.
Posts: 674
Likes: 0
Received 0 Likes on 0 Posts
Default Re: Why is insurance so expensive? (Quik89Si)

Of course insurence will rip you off. How do you think they make their money?
Old 07-21-2002, 11:08 PM
  #12  
Honda-Tech Member
 
NiiS's Avatar
 
Join Date: Apr 2002
Location: SoCal
Posts: 2,731
Likes: 0
Received 0 Likes on 0 Posts
Default Re: Why is insurance so expensive? (lowandslow)

Why is insurance so expensive?
because they can...unregulated industries are brutal.
Old 07-21-2002, 11:40 PM
  #13  
Honda-Tech Member
 
ransack's Avatar
 
Join Date: May 2002
Location: Montana
Posts: 2,846
Likes: 0
Received 0 Likes on 0 Posts
Default Re: Why is insurance so expensive? (Mike P.)

Insurance blows

Not when you total your car, it doesn't.
hell yes!!!!!
wheewww saved my ***
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
tekniq
Honda Civic (2006 - 2015)
10
06-23-2009 01:27 PM
People_Mover
Acura Integra Type-R
8
04-24-2002 11:58 AM
madhatter
Road Racing / Autocross & Time Attack
37
01-18-2002 05:58 PM
Rdriver
Acura Integra Type-R
41
12-23-2001 12:06 PM



Quick Reply: Why is insurance so expensive?



All times are GMT -8. The time now is 03:47 PM.