mustbenu

got into an accident heres my question

which value does the adjuster go by when estimating damage to the car to determine wheather or not it will be totaled:

do i use:

1.TRADE-IN
The value you may expect to be offered by a dealer when trading in your own used vehicle.

2.PRIVATE PARTY
The value you may expect to find when purchasing a used car from another consumer.

3.USED CAR RETAIL
The asking price you may expect to find when shopping for a used vehicle from a dealer.

4.PRIVATE PARTY
The value you may expect to receive when selling your car to another consumer.

also when you factor in the condition of the car for the final value, do you use the condition before or after the accident.

PhreeStyleHB

if the cost of fixing your car is greater than your blue book value... its considered a salvage title

mustbenu

yes i know im asking which one will give me the blue book value from the options i stated above

PhreeStyleHB

used car retail

mustbenu

what about the condition
as staed in the post
thanks

clm

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by PhreeStyleHB &raquo;</TD></TR><TR><TD CLASS="quote">used car retail</TD></TR></TABLE>

Or which ever makes things cheaper for the insurance company.

clm

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by mustbenu &raquo;</TD></TR><TR><TD CLASS="quote">what about the condition
as staed in the post
thanks </TD></TR></TABLE>

Before. Some companies don't even bother doing appraisals on the car. Print out Autotrader ads for your area just in case to prove market value.

mustbenu

i need to know what price im looking at the car is a 1991 crx hf with 145000 miles... i need to know if im gunna have to total it out

clm

He'll basically use a combination of retail and private party. Just depends on the adjuster. It'll probably get totaled being a car that old.

You should get paid market value if it's totaled.