Notices
Honda Civic / Del Sol (1992 - 2000) EG/EH/EJ/EK/EM1 Discussion

claiming sand blast damage....insurance??????

Thread Tools
 
Search this Thread
 
Old 05-31-2002, 07:08 AM
  #1  
Thread Starter
 
aNaRcHyiNmYeK's Avatar
 
Join Date: Mar 2002
Location: TWIN ZONE ca, u.s.a
Posts: 396
Likes: 0
Received 0 Likes on 0 Posts
Default claiming sand blast damage....insurance??????

if i claim sand blast damage on my civic hb wil my insurance monthly rate go up??????????????????????
Old 05-31-2002, 07:21 AM
  #2  
Honda-Tech Member
 
hybridreams's Avatar
 
Join Date: Nov 2001
Location: San Diego, CA
Posts: 6,720
Likes: 0
Received 0 Likes on 0 Posts
Default Re: claiming sand blast damage....insurance?????? (aNaRcHyiNmYeK)

what;s sand blast?
Old 05-31-2002, 07:22 AM
  #3  
Member
 
SoulSurfer's Avatar
 
Join Date: Oct 2001
Location: Santa Cruz, CA
Posts: 2,118
Likes: 0
Received 0 Likes on 0 Posts
Default Re: claiming sand blast damage....insurance?????? (hybridreams)

Hmm...I dont think you should be sandblasting your Civic...
Old 05-31-2002, 04:20 PM
  #4  
Thread Starter
 
aNaRcHyiNmYeK's Avatar
 
Join Date: Mar 2002
Location: TWIN ZONE ca, u.s.a
Posts: 396
Likes: 0
Received 0 Likes on 0 Posts
Default Re: claiming sand blast damage....insurance?????? (LSDelSol)

every may and june its windy season hear in the desert......there for my civics paint job along with my carbon fiber hood a head lights are all pitted from the sand storms for the past three years....so i wanna claim sand blast damage to my insurance....they will pay for my new paint job!!!!!....what i was wondering was if my monthly insurance rate will go up????
Old 05-31-2002, 04:23 PM
  #5  
Member
 
fowler!'s Avatar
 
Join Date: May 2001
Location: 645 N. Martel, Los Angeles
Posts: 4,645
Likes: 0
Received 1 Like on 1 Post
Default Re: claiming sand blast damage....insurance?????? (aNaRcHyiNmYeK)

hmm...it will most likely go up.
Old 05-31-2002, 04:43 PM
  #6  
Honda-Tech Member
 
neveronlines2k's Avatar
 
Join Date: Mar 2002
Location: NC
Posts: 852
Likes: 0
Received 0 Likes on 0 Posts
Default Re: claiming sand blast damage....insurance?????? (aNaRcHyiNmYeK)

I think it depends on your ins company. My rate only goes up for claims having to do with accidents or tickets. No increase if act of nature or vandelizm (I know my spelling sucks) call your ins and ask the agent they should be able to tell you.
Old 06-02-2002, 10:00 AM
  #7  
Thread Starter
 
aNaRcHyiNmYeK's Avatar
 
Join Date: Mar 2002
Location: TWIN ZONE ca, u.s.a
Posts: 396
Likes: 0
Received 0 Likes on 0 Posts
Default Re: claiming sand blast damage....insurance?????? (stuckatworksi)

im doing that first thing monday morning...i wouldnt mind a brand new porsche black paint job
Old 03-07-2003, 11:00 AM
  #8  
 
deepgreengsr's Avatar
 
Join Date: Jul 2002
Location: funktown, Wa, usa
Posts: 622
Likes: 0
Received 0 Likes on 0 Posts
Default Re: claiming sand blast damage....insurance?????? (aNaRcHyiNmYeK)

well if i claimed that, my rates would go up like mo mother. I wouldent do it. just get a new paint job.
Old 03-07-2003, 11:08 AM
  #9  
Member
 
nerdish's Avatar
 
Join Date: Apr 2001
Location: Morningwood
Posts: 2,014
Likes: 0
Received 0 Likes on 0 Posts
Default Re: claiming sand blast damage....insurance?????? (deepgreengsr)

I think for most insurance companies in most states, a comprehensive claim will not (should not) raise your rates.
Old 03-07-2003, 02:25 PM
  #10  
Honda-Tech Member
 
kommon_sense's Avatar
 
Join Date: Jan 2003
Location: NC
Posts: 2,878
Likes: 0
Received 0 Likes on 0 Posts
Default Re: claiming sand blast damage....insurance?????? (nerdish)

I seriously doubt that they will cover that, but never hurts to try.
Old 03-07-2003, 02:28 PM
  #11  
Member
 
all stock's Avatar
 
Join Date: Aug 2002
Location: ho moon ah, USA
Posts: 2,951
Likes: 0
Received 0 Likes on 0 Posts
Default Re: claiming sand blast damage....insurance?????? (kommon_sense)

that coverage may go in the "others" category. i'm sure they can fabricate an insurance plan just right for you...however - fabricate = expensive.
Old 03-07-2003, 04:42 PM
  #12  
99-0104
 
Stripped Honda's Avatar
 
Join Date: Feb 2003
Location: Socal
Posts: 6,509
Likes: 0
Received 0 Likes on 0 Posts
Default Re: claiming sand blast damage....insurance?????? (all stock)

they cant rais your rates for a comprehensive claim ... it is the law call it in .......
Old 03-07-2003, 04:50 PM
  #13  
Honda-Tech Member
 
pdiggitydogg's Avatar
 
Join Date: Feb 2003
Location: Beware Of Perverts
Posts: 12,831
Likes: 0
Received 8 Likes on 8 Posts
Default Re: claiming sand blast damage....insurance?????? (aNaRcHyiNmYeK)

Claim it, get it repainted and then...buy a car cover for the sand-storm season...
Old 03-07-2003, 05:48 PM
  #14  
 
euclid's Avatar
 
Join Date: Sep 2002
Location: C.O.M.A.
Posts: 3,954
Likes: 0
Received 0 Likes on 0 Posts
Default Re: claiming sand blast damage....insurance?????? (pdiggitydogg)

just call your insurance agent and ask

im sure all companys are different... ive never even heard heard of sand damage on the east coast. if this works for you im gonna try to claim salt damage from all the snow this season,,, i could go for some german paint as well.
Old 03-07-2003, 07:21 PM
  #15  
Member
 
93SSPHatch's Avatar
 
Join Date: Apr 2002
Location: The Land of Leykis 101, United States
Posts: 1,440
Likes: 0
Received 0 Likes on 0 Posts
Default Re: claiming sand blast damage....insurance?????? (nerdish)

I think for most insurance companies in most states, a comprehensive claim will not (should not) raise your rates.
This is TRUE! I just filed a comprehensive claim for some vandalism to my rear quarter panel, and my rates DID NOT GO UP! I use 21st Century and they do not raise the rates when the damage is not your fault.

Just a thought: It is probably a good idea to file a comprehensive claim every once in a while. If you think about it, you pay all that money, and for the most part most people don't total their cars every time they get in an accident. Therefore, the insurance company uses YOUR money to make more money for themselves.
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
raider1qaz
Paint and Body
8
10-18-2013 04:01 PM
theazndog
Acura Integra
25
06-13-2009 09:53 PM
JDM EJ2
Paint and Body
61
05-27-2007 06:38 AM
VINtegra90
Honda / Acura
4
07-09-2005 02:49 PM
my95civic
Honda / Acura
3
03-21-2005 01:30 PM



Quick Reply: claiming sand blast damage....insurance??????



All times are GMT -8. The time now is 11:24 AM.