I was checking out insurance rates today to see how much my insurance would go up, and I'm wondering if you guys get a surcharge for having a performance vehicle?

I never even considered the SI a performance vehicle until the salesman I'm working with it kept on referring to it as that. When I bought my v6 accord no performance-related talk was ever said.. yet on my first insurance bill I was given an extra charge for having a performance vehicle. Since it was a 6 cylinder with ~250 HP I can kind of see that. But since the Si is a 4 cylinder with ~200, is it still considered a performance vehicle?

Now I'm just confused.. because I always thought of it as a "performance-inspired" kind of car. Thanks for any info

 

07 si sedan: full coverage with state farm. Student/accident free discount, and multiline policy discount = 138.00/ month

 

full coverage with one ticket on my record... 24 years old... one accident 2 and a half years ago... and still only paying $161 a month. i was paying $154 or so for a 95 ls teg with liabililty only. i know for a fact that the rxs-s was gonna run me around $75 more a month

 

I pay 1600 a year no points 26yrs old no accidents in NY w/ Geico

 

$1740/year. No accidents, A few tickets

 

no surcharge here. Allstate has the si in the same class an EX.

 

$1380/year with no "performance vehicle" surcharge and 50/100 full coverage.
$3100/year for all 3 vehicles we have (mine, '95 Honda LX sedan, and '02 Jeep X Sport Wrangler) under the same coverage.

Progressive is pretty awesome for me. Oh, and get this, without the g/f who has some tickets, the Si is only $930/year for me. Too bad she's got to be on my insurance too.

EDIT: Oh yeah, I'm also 32


Modified by MonkeyConQueso at 6:49 PM 2/1/2007

 

27 years old...

1991 Acura Integra as a daily driver with the basic coverage (liability) and my 2007 Si sedan with full coverage... $108 a month... and I live in Dallas County which is one of the highest in the area...

 

Awesome, thanks for the replies guys. The salesmen was trying to talk me into getting an accord to avoid "dangerously high" insurance. Somehow it just didn't make sense having an accord have lower insurance than a civic. Now I know

 

full coverage and full tort on my 06 si 250 deductable and pay 1300 a year with erie insurance

im only 23 i have 4 points still on my license but no accidents

 

if i went with the rsx-s it would have been about $185 per month, so the si was lots cheaper.

 

damn your lucky I am paying 313 now a month and about to switch to geico which is 209 a month, but whatever I am only 22 yrs old wait till I am 25 rates go down

 

Didn't we already do a whole thread on this subject??

Oh well..i'm 27, and i've had a buttload of tickets..and don't ask me how...but $91/month through State Farm...and i've had my license suspended..and probably a total of about 25 tickets since I was 16...but Florida's great, they really only go back like the last 3 years I think...I've only had 1 ticket in the state of Florida...but i've gotten 6 with the drive from here to back home in Illinois...and I got about 16 tickets living in Illinois...but the cops are a-holes there..

so, 91/month ftw!!

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by spoonlongblock &raquo;</TD></TR><TR><TD CLASS="quote">damn your lucky I am paying 313 now a month and about to switch to geico which is 209 a month, but whatever I am only 22 yrs old wait till I am 25 rates go down</TD></TR></TABLE>

that's ridiculous...you need to jump back on your parent's policy or something...lol..313 a month is way too much..did u know that when u bought that car?? Even 209 is high as hell...Did u have previous insurance on another vehicle before that one?? If so, your rates shoulda been a lot lower than that...

 

my insurance went down $5 every 6 months when i went from my 06 CR-V to my 07 SI Sedan

i am not sure what my individual insurance is but...

i'm 24... husband is 27... we both have about 6 points on our licenses... no accidents... both insured to drive my 07 SI and his 03 EVO... combined it's $197/mo with me as main driver on the SI and him main on the EVO.

 

I am 21 with no faults... Farmers cost me 140 a month.

 

Remember coverage amount as a pivotal factor with your insurance rates.

25/50/25. Under/Uninsurance. Rental. Towing. 250/500 deduct. 25 years of age. 0 points + tickets + accidents ~ $150/month. SafeCo.

 

26 married, multi policy discount, 46$ a month 250/500 deduct.

 

I'm 26, single, North Carolina.

100k/300k/50k rental, tow, 500 deductible. I'm a salesman and I use this car for business. no points. $138 a month.

 

I'm 23, single, and live in utah, with no tickets that the insurance knows of, and a multiple car discount.

25k/50k/100k, with $500 deductibles and i pay $63 a month on my 07 si sedan with allstate

 

I pay about $1,100 a year. No tickets, no accidents, performance premuim and 47 years old, all through USAA.