I just got the insurance paperwork for my S2000 today. My ITR was 3343 yearly. Since it was stolen, I bought a 02 S2000. My insurance is now 29xx for the same coverage. I got a nice lil refund too.


Modified by swtxaznrac3r at 10:28 PM 7/26/2004

 

just wait till you turn 25... insurance will be half of what you are shelling out now.

 

its going down by a lil more than a 25% when i turn 21 which is this nov

 

sweet... i wish my insurance would go down... i pay ehhhh around $3000 for a year.... and i got tickets up the ***.. hehehhee.... and i'm 22..(just turned)... i'm hoping my insurance will drop by half when i'm 25.... if i become a good boy and drive really slow and not get any more tickets from now untill then.. maybe it'll come true.. .

 

Half? LOL. My yearly premium went down like 200 bucks when I turned 25.

 

well according to my agent,

current age 20...29xx
age 21 - 2200-2300
age 24 - less than 1000
i do have a double fault accident on my record, no tickets

yes my company is weird, they don't do the full reduction at 25, its at 24


Modified by swtxaznrac3r at 12:02 PM 7/27/2004

 

Dam. I guess my accident is keeping me from seeing a real break. I suppose 3 years after that accident I'll get the big break....right now I'm at lik 23xx for a year.

 

clean records help, some insurance companies apply discounts for defensive driving courses etc etc etc. I can't imagine paying $3000 a year for one car. Must be nuts.

 

yeah damn dude, thats an assload for insurance, im 21 and im on my own policy w/ 300k/500k coverage and my monthly cost is about $130 a month.

 

Young drivers here pay silly amounts! My brother passed his test at 18. Over the past year he has paid £1200 ($2150) on a 89 1.1 Ford escort! Are radar detector legal in the States?

 

I know over in England you pay some crazy rates. Let alone gas. I thought insurance was supposed to change and be based on the sixe of your motor? Radar detectors are legal in the states except for VA and DC.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by vapor &raquo;</TD></TR><TR><TD CLASS="quote">clean records help, some insurance companies apply discounts for defensive driving courses etc etc etc. I can't imagine paying $3000 a year for one car. Must be nuts. </TD></TR></TABLE>


whats sad...if i were to buy a brand new Civic Si and keep the S2000, insurance for both is 2300...go figure

 

well my insurance is also high cause of the area that i'm in.... i'm in the dc metro area and insurance here is higher then normal as it is... .. and besides i have a bad record.. to many tickets....

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by swtxaznrac3r &raquo;</TD></TR><TR><TD CLASS="quote">


whats sad...if i were to buy a brand new Civic Si and keep the S2000, insurance for both is 2300...go figure </TD></TR></TABLE>

yep, multiple car discount.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by vapor &raquo;</TD></TR><TR><TD CLASS="quote">

yep, multiple car discount. </TD></TR></TABLE>

thinking i should buy a 500 beater and just park it. i'll be saving more than 500 a yr