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where to get cheap insurance?

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Old Jun 16, 2004 | 04:56 PM
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01-0720's Avatar
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From: baltimore, md, usa
Default where to get cheap insurance?

im lookin to get a new 600rr but honda will only let you have full coverage insurance, and i got a qoute from progressive and it was to high, so i was wondering if anybody knows of alot cheaper place to get full coverage


btw im 22 and currently have a clean record so i think it should be cheap
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Old Jun 16, 2004 | 05:45 PM
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Default Re: where to get cheap insurance? (01-0720)

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by 01-0720 &raquo;</TD></TR><TR><TD CLASS="quote">
btw im 22 and currently have a clean record so i think it should be cheap</TD></TR></TABLE>

Bzzzt!! Sorry! You aren't in the "cheap-to-insure" age group (excepting married youngins). Plus, you're thinking about a 600RR. Insurance will definitely NOT be cheap. I went through Geico for my insurance - $350/year full coverage (25yrs, single, two tickets). But then again, I ride a dinosaur...


Modified by marmaladeboy at 7:00 PM 6/16/2004
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Old Jun 16, 2004 | 05:51 PM
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Default Re: where to get cheap insurance? (marmaladeboy)

i'm 21 with a clean record
cheapest i could find for full coverage was 2200 a year. although it seems that if you have your car insurance with farmers, then it should be considerably cheaper to insure the bike.
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Old Jun 16, 2004 | 09:28 PM
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Default Re: where to get cheap insurance? (DeLiRiOu5)

full coverage is gonna be high anywhere for you because of your age and new bike.
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Old Jun 17, 2004 | 01:41 PM
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Devlins 91LS's Avatar
 
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Default Re: where to get cheap insurance? (BoostedSi)

Yeah, just get like 1k deductibles, or buy a used but still in good condition 03 600rr and get whatever insurance you want.
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Old Jun 17, 2004 | 02:30 PM
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Default Re: where to get cheap insurance? (BoostedSi)

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by BoostedSi &raquo;</TD></TR><TR><TD CLASS="quote">full coverage is gonna be high anywhere for you because of your age and new bike.</TD></TR></TABLE>

My bro just bought an rr hes 22 first bike it was 600 to start his policy and you are only allowed to purchase full coverage insurance on a finance unless you are buying the bike in which you can just have liability but you will get fucked if you get it stolen chief.
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Old Jun 17, 2004 | 07:34 PM
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Default Re: where to get cheap insurance? (JDM 137)

State Farm seems to be consistently lower on their rates but you have to insure your car with them too then ya get the multi-vehicle discount.

Won't be cheap but higher deductibles help - remember to get uninsured motorist coverage.

Typically insuring a bike that is 5 or more years old is when the rates get "cheap" (I know cuz until just a very few years ago, that's what I had ta do).
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Old Jun 17, 2004 | 08:11 PM
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Default Re: where to get cheap insurance? (JDM 137)

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by JDM 137 &raquo;</TD></TR><TR><TD CLASS="quote">

My bro just bought an rr hes 22 first bike it was 600 to start his policy and you are only allowed to purchase full coverage insurance on a finance unless you are buying the bike in which you can just have liability but you will get fucked if you get it stolen chief. </TD></TR></TABLE>

so is this 600$ for full coverage or liability?
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Old Jun 18, 2004 | 03:26 AM
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Default Re: where to get cheap insurance? (BoostedSi)

sounds to me like it was just a down payment for the first few months?
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Old Jun 18, 2004 | 06:28 AM
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Default Re: where to get cheap insurance? (DeLiRiOu5)

yeah its goign to be really hard to find cheap "full coverage" insurance. i got qouted $1700/year for my 2000 r6. so what i did is i payed the bike off and just got liability and comp. $609/year (thats $150 for 4 payments). i dunno where you live but here in washington you dont need any type of insurance but if you finance, thats where you need comp and collision.

so my suggestion to you is maybe save (if you have not gotten the bike yet) up for a lot of down payment so you only need full coverage for awhile or just pay the bike in full...
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Old Jun 18, 2004 | 09:51 PM
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From: Media, PA, USA
Default ID go PROGRESSIVE

19 yr old - Clean driving record

Ninja 250 BONE DRY COVERAGE

Progressive: $279/yr

Geico: ~$550
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