Toronto R Insurnace w/ 4 Infractions (25+ y/o driver) == $5500?!?!
Anyone with anything close to 4 infractions thats in their 20s (I'm 25+) with their R in Toronto?
Perph quoted me $5500+ and that's as cheapest I can find from my broker!
Anyone got insurnace with 4 dings that's cheaper than that?
Perph quoted me $5500+ and that's as cheapest I can find from my broker!
Anyone got insurnace with 4 dings that's cheaper than that?
Hey Albert,
Long time no talk. Just wondering what ever happened to the R after it was recovered!
Anyways, try MelocheMonnex.com - that's TD Bank's insurance. I'm with them and they treat me like a king (providing its not my fault).
I pay for that car $150 a month full coverage with 2 drivers. But I'm over 25 and have had only 1 ticket in the last few years.
Hope this helps, please keep in touch.
Long time no talk. Just wondering what ever happened to the R after it was recovered!
Anyways, try MelocheMonnex.com - that's TD Bank's insurance. I'm with them and they treat me like a king (providing its not my fault).
I pay for that car $150 a month full coverage with 2 drivers. But I'm over 25 and have had only 1 ticket in the last few years.
Hope this helps, please keep in touch.
well i have 3 infractions (tickets-all in my first 2 years of driving) and i'm only 19. and i pay right around 4000$ for 2 cars. try buying a REALLY cheep beater. and insure your R as a "weekend" car.
that's my .02
that's my .02
Try getting a cheap beater and say that is your primary car and the your Integra is your secondary car that you never drive. That might reduce your insurance.
Ontario insurance has been getting out of hand. 
If you've had 2 or more infractions in the last couple of years you automatically get dropped and put into facility -- which is where you are now, correct?
I don't know what the answer is to help you out.

If you've had 2 or more infractions in the last couple of years you automatically get dropped and put into facility -- which is where you are now, correct?
I don't know what the answer is to help you out.
I just recently bought another car and set my ITR as my "weekend" car and the insurance went from $74.92 a month to $86.20 a month! They said I was due for a rate increase. Oh yeah, over 25+, married, no tickets. That part helps a lot.
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