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Toronto R Insurnace w/ 4 Infractions (25+ y/o driver) == $5500?!?!

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Old Apr 15, 2004 | 08:06 AM
  #1  
alai2001's Avatar
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From: Toronto, ON, Canada
Default Toronto R Insurnace w/ 4 Infractions (25+ y/o driver) == $5500?!?!

Anyone with anything close to 4 infractions thats in their 20s (I'm 25+) with their R in Toronto?

Perph quoted me $5500+ and that's as cheapest I can find from my broker!

Anyone got insurnace with 4 dings that's cheaper than that?
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Old Apr 15, 2004 | 08:40 AM
  #2  
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From: Boost, 12psi
Default Re: Toronto R Insurnace w/ 4 Infractions (25+ y/o driver) == $5500?!?! (alai2001)

Hey Albert,

Long time no talk. Just wondering what ever happened to the R after it was recovered!

Anyways, try MelocheMonnex.com - that's TD Bank's insurance. I'm with them and they treat me like a king (providing its not my fault).

I pay for that car $150 a month full coverage with 2 drivers. But I'm over 25 and have had only 1 ticket in the last few years.

Hope this helps, please keep in touch.
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Old Apr 15, 2004 | 09:25 AM
  #3  
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From: twin cities, Mn, usa
Default Re: Toronto R Insurnace w/ 4 Infractions (25+ y/o driver) == $5500?!?! (alai2001)

well i have 3 infractions (tickets-all in my first 2 years of driving) and i'm only 19. and i pay right around 4000$ for 2 cars. try buying a REALLY cheep beater. and insure your R as a "weekend" car.

that's my .02
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Old Apr 15, 2004 | 11:55 AM
  #4  
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From: VB, VA, USA
Default Re: Toronto R Insurnace w/ 4 Infractions (25+ y/o driver) == $5500?!?! (alai2001)

Try getting a cheap beater and say that is your primary car and the your Integra is your secondary car that you never drive. That might reduce your insurance.
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Old Apr 15, 2004 | 11:58 AM
  #5  
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From: Canada
Default Re: Toronto R Insurnace w/ 4 Infractions (TRuST)

Ontario insurance has been getting out of hand.

If you've had 2 or more infractions in the last couple of years you automatically get dropped and put into facility -- which is where you are now, correct?

I don't know what the answer is to help you out.

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Old Apr 15, 2004 | 12:02 PM
  #6  
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From: Initech
Default Re: Toronto R Insurnace w/ 4 Infractions (25+ y/o driver) == $5500?!?! (alai2001)

I just recently bought another car and set my ITR as my "weekend" car and the insurance went from $74.92 a month to $86.20 a month! They said I was due for a rate increase. Oh yeah, over 25+, married, no tickets. That part helps a lot.
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