I have a question. Where is the best place to get a loan. I know bank is one of them. Do you also have to have like 2 years of credit.

 

http://www.peoplefirst.com is another one.

FYI, a lot of the banks won't give you full loan amount on an ITR. 'cuz the book value is usually a lot lower than the street price.

And, used car loan interest rates aren't that great. Only take out what you need, otherwise, you'll end up paying the bank/loan agency a lot of extra money. G'luck.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by TypeR 599 Revenge &raquo;</TD></TR><TR><TD CLASS="quote">I have a question. Where is the best place to get a loan. I know bank is one of them. Do you also have to have like 2 years of credit.
</TD></TR></TABLE>

The mob.

 

Ask you parents to tell you where to get a loan.

 

http://www.lendingtree.com

http://www.eloan.com

and I think... http://www.bankrate.com

 

I got mine from a local CITI bank. I took out asecured loan, so i get a lower interest rate than a personal loan will yield you! Secured is the way to go if you have money to play with

 

http://www.peoplefirst.com

I got mine loan from them at a 5.3 interest rate. It was really quick and to the point.

 

I am wondering why your screen name is "TypeR599 Rvenge."

Are you TypeR599's little brother or something?

 

Credit unions typically have slightly better rates, but you have to be eligible for membership.

 

Find a Credit Union , ask your parents , and get a cosigner ....

My CU financed me 21k , at 3.9 %

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by tsunami_zc &raquo;</TD></TR><TR><TD CLASS="quote">Find a Credit Union , ask your parents , and get a cosigner ....
</TD></TR></TABLE>

That worked for me

 

Most of them you have to hav elike 2 years of credit which i dont have. Is there any place that you dont need credit. or something

 

No one is going to give you a loan with no credit or anything. YOu'll need a cosigner, like a parent/guardian/relative that is willing to help.

Like I said earlier, in all seriousness, if you are 18 like your profile says you are:
Ask your parents for advice/help.

 

you will not get a loan without credit. credit determines your interest rates. Therefore the better credit your parents have the lower the interest rate.

 

buy my R

 

I would if you could help me out

 

As if we haven't given you enough assistance yet??

 

The joy of being in a capitalistic world.

1. No money -&gt; Can't build credit
2. No credit -&gt; Can't borrow money

Usually, many private colleges or goverment jobs will have credit union for the employees/students/workers.