Considering Buying an R... Best place to get a loan
09-17-2003, 03:13 AM
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Considering Buying an R... Best place to get a loan
I have a question. Where is the best place to get a loan. I know bank is one of them. Do you also have to have like 2 years of credit.
09-17-2003, 04:28 AM
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Re: Considering Buying an R... Best place to get a loan (TypeR 599 Revenge)
http://www.peoplefirst.com is another one.
FYI, a lot of the banks won't give you full loan amount on an ITR. 'cuz the book value is usually a lot lower than the street price.
And, used car loan interest rates aren't that great. Only take out what you need, otherwise, you'll end up paying the bank/loan agency a lot of extra money. G'luck.
FYI, a lot of the banks won't give you full loan amount on an ITR. 'cuz the book value is usually a lot lower than the street price.
And, used car loan interest rates aren't that great. Only take out what you need, otherwise, you'll end up paying the bank/loan agency a lot of extra money. G'luck.
09-17-2003, 08:03 AM
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Re: Considering Buying an R... Best place to get a loan (TypeR 599 Revenge)
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by TypeR 599 Revenge »</TD></TR><TR><TD CLASS="quote">I have a question. Where is the best place to get a loan. I know bank is one of them. Do you also have to have like 2 years of credit.
</TD></TR></TABLE>
The mob.
</TD></TR></TABLE>
The mob.
09-17-2003, 08:57 AM
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Re: Considering Buying an R... Best place to get a loan (TypeR 599 Revenge)
09-17-2003, 09:00 AM
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Re: Considering Buying an R... Best place to get a loan (davidnyc)
I got mine from a local CITI bank. I took out asecured loan, so i get a lower interest rate than a personal loan will yield you! Secured is the way to go if you have money to play with 
09-17-2003, 09:27 AM
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Re: Considering Buying an R... Best place to get a loan (Cosworth)
http://www.peoplefirst.com
I got mine loan from them at a 5.3 interest rate. It was really quick and to the point.
I got mine loan from them at a 5.3 interest rate. It was really quick and to the point.
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09-17-2003, 09:57 AM
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Re: Considering Buying an R... Best place to get a loan (Im_In_There)
I am wondering why your screen name is "TypeR599 Rvenge."
Are you TypeR599's little brother or something?
Are you TypeR599's little brother or something?
09-17-2003, 10:09 AM
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Re: Considering Buying an R... Best place to get a loan (Ross)
Credit unions typically have slightly better rates, but you have to be eligible for membership.
09-17-2003, 10:15 AM
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Re: Considering Buying an R... Best place to get a loan (TypeR 599 Revenge)
Find a Credit Union , ask your parents , and get a cosigner ....
My CU financed me 21k , at 3.9 %
My CU financed me 21k , at 3.9 %
09-17-2003, 11:04 AM
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Re: Considering Buying an R... Best place to get a loan (tsunami_zc)
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by tsunami_zc »</TD></TR><TR><TD CLASS="quote">Find a Credit Union , ask your parents , and get a cosigner ....
</TD></TR></TABLE>
That worked for me
</TD></TR></TABLE>
That worked for me
09-17-2003, 11:12 AM
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Re: Considering Buying an R... Best place to get a loan (TypeR 599 Revenge)
Most of them you have to hav elike 2 years of credit which i dont have. Is there any place that you dont need credit. or something
09-17-2003, 11:15 AM
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Re: Considering Buying an R... Best place to get a loan (TypeR 599 Revenge)
No one is going to give you a loan with no credit or anything. YOu'll need a cosigner, like a parent/guardian/relative that is willing to help.
Like I said earlier, in all seriousness, if you are 18 like your profile says you are:
Ask your parents for advice/help.
Like I said earlier, in all seriousness, if you are 18 like your profile says you are:
Ask your parents for advice/help.
09-17-2003, 11:19 AM
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Re: Considering Buying an R... Best place to get a loan (Chris N)
you will not get a loan without credit. credit determines your interest rates. Therefore the better credit your parents have the lower the interest rate.
09-17-2003, 12:25 PM
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Re: Considering Buying an R... Best place to get a loan (TypeR 599 Revenge)
The joy of being in a capitalistic world.
1. No money -> Can't build credit
2. No credit -> Can't borrow money
Usually, many private colleges or goverment jobs will have credit union for the employees/students/workers.
1. No money -> Can't build credit
2. No credit -> Can't borrow money
Usually, many private colleges or goverment jobs will have credit union for the employees/students/workers.
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