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Taking advantage of insurance company

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Old Aug 26, 2003 | 05:07 AM
  #1  
Angry Joe's Avatar
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Default Taking advantage of insurance company

This is a long shot for saving money but what the hell. Any way I can play off an evo schoo as an accident avoidance clinic or something like that? Fundamentally it serves the same purpose so I'm not really cheating. Anyway it's not like I autocross or anything like that
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Old Aug 29, 2003 | 09:50 AM
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PupaScoopa's Avatar
 
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Default Re: Taking advantage of insurance company (Angry Joe)

Most insurance companies will cover you if you are in a learning situation, not a competition one.
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Old Aug 29, 2003 | 10:00 AM
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Default Re: Taking advantage of insurance company (PupaScoopa)

Edit - pwned by my lack of reading comprehension.


Modified by thk at 4:19 PM 8/29/2003
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Old Aug 29, 2003 | 10:09 AM
  #4  
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Default Re: Taking advantage of insurance company (Angry Joe)

i sure as heck wouldn't be telling an open forum about that!
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Old Aug 29, 2003 | 10:21 AM
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Default Re: Taking advantage of insurance company (Angry Joe)

Are you trying to get a discount on your insurance by taking and EVO school and claiming to was a "accident avoidance school"?? Probably wouldn't fly and would you want to take a chance and risk the rates increasing if they found out you lied.

Edit.... spelling...
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Old Aug 29, 2003 | 11:41 AM
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Default Re: Taking advantage of insurance company (PupaScoopa)

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by SPiFF &raquo;</TD></TR><TR><TD CLASS="quote">Man .. the reading comprehension of most people in the forum is low. Only one of the people actually answers the question.</TD></TR></TABLE>

Guilty as charged. Edited accordingly.


Modified by Batoutahell at 8:05 PM 8/29/2003
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Old Aug 29, 2003 | 12:01 PM
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Default Re: Taking advantage of insurance company (Angry Joe)

Man .. the reading comprehension of most people in the forum is low. Only one of the people actually answers the question.

I don't know the answer, but I think most insurance cos have some kind of approved list of schools. Otherwise, you could just make one up.
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Old Aug 29, 2003 | 12:15 PM
  #8  
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Default Re: Taking advantage of insurance company (Batoutahell)

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Batoutahell &raquo;</TD></TR><TR><TD CLASS="quote">I've read the fine print on a number of different insurance policies, and each of them denies coverage for events that take place on a track that is built for racing, whether or not the event you're driving in is competitive, timed or not. If anyone has found a general insurance policy that does not have this broad of an exclusion, I'd be interested.</TD></TR></TABLE>

I have an allstate policy that doesn't have this inclusion. Every year I double-check with my agent and I've been told that as long as its a school situation, or any Solo II, my vehicle should be covered. I say "should" because the insurance company won't cover just any claim, particularily if someone else were at fault.
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Old Aug 29, 2003 | 12:15 PM
  #9  
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Default Re: Taking advantage of insurance company (SPiFF)

I pulled into the parking lot of my insurance agent (State Farm) a few years back. I had shoe polish numbers on the window from the local drag strip. The agent threatened to cancel my ENTIRE POLICY (not just a "hey, if you wreck on the track we won't cover you) until I convinced him I went there to watch only and all cars that entered the facility got registered.
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Old Aug 29, 2003 | 12:29 PM
  #10  
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Default Re: Taking advantage of insurance company (StageOne)

I'm not lying. I think my experience at the school makes me a better driver on the road. But try convincing a clueless insurance agent of that without bending the truth...
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Old Aug 29, 2003 | 01:30 PM
  #11  
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Default Re: Taking advantage of insurance company (Angry Joe)

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Angry Joe &raquo;</TD></TR><TR><TD CLASS="quote">I'm not lying. I think my experience at the school makes me a better driver on the road. But try convincing a clueless insurance agent of that without bending the truth...</TD></TR></TABLE>You would probably do better to just take the online course that Evolution offers instead of the "competition" school.

Karen
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Old Aug 29, 2003 | 02:14 PM
  #12  
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Default Re: Taking advantage of insurance company (Angry Joe)

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Angry Joe &raquo;</TD></TR><TR><TD CLASS="quote">I'm not lying. I think my experience at the school makes me a better driver on the road.</TD></TR></TABLE>

Same with me. I'm now just as comfortable doing 80 on the off ramp as i used to be doing 60.
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