I got hit from behind by a truck. My body shop wrote me an estimate for about $4,000. I have liability insurance only. The truck's insurance sent over an appraiser and want to send a settlement check for $2,600. I need to sign a release first which reads as follows (modified)

1. release and forever discharge insurance co
2. agree not to make any claim or take proceeding against any person or corporation who might claim contribution or idemnity under provisions of any statute or otherwise;
3. agree that the said payment does not constitute an admission of liability on the part of the release: and
4. declare that the terms of this settlement are fully understood, that the amount stated herein is the sole consideration of this release and that such amount is accepted voluntarily as a full and final settlement of the claim for damages specified above.

Shouldn't I be entitled to full cost of repair. Please help

 

if it only hit your that top area that is crunched in then i say go to junkyard and get a whole new hatch for way less than 2600 and keep the change

 

What's a gate. That seems to cost the most. So are you saying I should accept the check and sign the release.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by jtintegra &raquo;</TD></TR><TR><TD CLASS="quote">if it only hit your that top area that is crunched in then i say go to junkyard and get a whole new hatch for way less than 2600 and keep the change</TD></TR></TABLE>

That's what I would do. $2600 is more than enough to get your hatch replaced and just use the rest towards other things on your car.

 

take the $2600 and go to a junk yard and buy another hatch for like $250-$300 . take off your old hatch and install the new one . do all of the labor yourself , thats where the body shop likes to charge . then go to a bodyshop and have them paint it for like another $250-$300 . then you would have around $2k left to do whatever you want with

 

how your bodyshop quote you that much when it looks to be replace a rear-hatch and maybe the bumper? is there a body frame damage?

Jeff-

 

Here's a brief summary of the estimate. I don't even know if there is frame damage. They didn't take the bumper off.

DESCRIPTION PRICE
BUMPER COVER 346.83
BUMPER COVER CLIP 2.33
UPPER REINF 58.30
LICENSE LAMP 57.67
GATE 704.38
SKIRT 127.75
UNDERCOATING 10.00
FLEX KIT 14.00

SUBTOTAL 1,333.93

PARTS 1,333.93
BODY LABOR 29.10 55.00 1,600.50
PAINT LABOR 13.60 55.00 748.00
PAINT 13.60 22.00 299.20
BODY SUPPLIES 18.80 3.00 56.40
MISC 3.00

SUBTOTAL 4,041.03
SALES TAX 8.50% 343.49

NET 4,384.52

 

You know don't laugh but my dad used one of those dent popers that you see on t.v and for somthing like that it really works. Its only like 20-30$ so its worth a try...

 

take more pics further back, and 60 BUCKS for liscense plate lamp that seems insane

 

you dont need a new bumper just some repair it looks like

 

They are rippen you!. That hatch is fixable and so is the bumper cover.

 

if you are looking for weight reduction, now is the time to buy the fiberglass hatch and lexan windows!!!

 

Call the insurance company and tell them that you went to a bodyshop and had it appraised and that you can send them the estimate, and tell them that if they can tell you which body shop will fix it for the price that they quoted you at that you will go there.

 

I'd try and get more money, don't rush things that money isn't going any where.

 

dude get a lawyer. 2600 and they want you to sign a release? tell them you want damages fully paid for. that release seems like they wanna trap you. get a lawyer.


Modified by integraL at 12:19 AM 6/16/2003

 

take the cash and fix it yourself

 

You might not want to get a lawyer so fast as they'll take a big chunk of the check and you might end up less than 2600$ in the end.

Demand for more or you'll sue for body damage since your neck started to hurt and you have sharp pain on the side of your head while your right eye lid jumps.

Ask for 3500$ and you'll sign it immediately or they're going to have to pay for your lawyer fee, they will have to pay for your medical (pills, doctor, chiropractor) PLUS fixing your car

 

If you dont fix it yourself take it to another bodyshop and get another estimate. If it is the same then have the bodyshop contact the guys insurance company. They usually work deals out and the insurance company <U>HAS</U> to pay for the full damage removal. NEVER sign a release until your car is completely fixed and paid for.
Sorry kinda long. Same thing happened to me and i know this stuff because both my parents are in insurance. The other guys insurance tried pull some gay **** too.

 

I have an entire rear hatch assembly from a '95 GSR. Its milano red and in perfect condition. You could have it painted and installed and pocket the rest of the insurance money.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Loveless &raquo;</TD></TR><TR><TD CLASS="quote">
Ask for 3500$ and you'll sign it immediately or they're going to have to pay for your lawyer fee, they will have to pay for your medical (pills, doctor, chiropractor) PLUS fixing your car</TD></TR></TABLE>

I'd go that route, then find another hatch get it repainted and use the rest for any thing you want

 

Lucky you guys don't have "no fault insurance law" in your state... For me it doesn't matter who hits me, I or my insurance pay for my own car. Not a good thing if you only have liability.

 

is your trunk shaved?....anyways i would just pop that dent out from the inside and sell it and just buy a new one......and keep the remaining 2k+ you have......

 

i think my friend has a rear hatch for sale.. where do u live? email me asap...

 

Am I suppose to talk to the insurance company or the adjuster. It took me 2 months for them to finally settle. The insurance adjuster wrote me the letter. I'm in no rush so I'm going take my time.

 

password jdm have itr hatches with wing for like250 or 350.