hi everyone, i just registered. i love reading this site, just got enough inituative to sign up. i live in NJ and am on my parents insurance policy and i pay $3950 a year for a 1994 integra LS 2-dr. i have no tickets or violations. my parents pay 1750 each for their 1997 mercury sable and a 1997 Ford F-150. does my insurance seems astronomically high?

 

geckle quoted me 5000 per half year, beat that hahah

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Loveless &raquo;</TD></TR><TR><TD CLASS="quote">geckle quoted me 5000 per half year, beat that hahah</TD></TR></TABLE>
That's like $830/month. That's ridiculous. Progressive charged me $495.78 for one month until I went elsewhere. I'm 19 w/a perfect driving record.

 

that seems incredibly high, i am 18 w/ a hit and run on my record, and mine is about $96 a month for liability

 

For me i paid only 400 for six months for liability, but it would be about 700 full. I was only 17 when i paid that, now i crashed my car.

 

i got $528 SUCKS!

 

my wife was paying $2200 for a 00 Ls for a whole year! you guys are getting jacked!

 

its new jersey...they charge ridiculous prices for insurance... i am 21 with 4 points on my record...no accidents, i have a 94 LS, for liability i pay $2200.. i think i am going to switch my license and insurance over to pennsylvania...its a lot cheaper over there

 

im 26 in new jersey

1996 ls

full coverage is 2300 a year for my ls
and it went up to 2800 when i added my 90 civic beater on to the policy
the beater only has liability
no points clean record...

 

that is bullshit... you need to go elsewhere...

allstate wanted 5k/yr from me when i had my 99GSR and I'm 32yrs old with a good record....

i went to state farm and it dropped a lot.....

 

I pay about $1176 per year for my 1994 ls four door. Of course I am 25 with nothing but the hit and run that sob did on my car.

But to answer your question, yes that does seem a bit high for insurance.....even if you are only 17. Then again I live in california so I have no idea what the norm is over there where you live?

 

Here we go with insurance rates agian. Rates have SOOO many variables - where you live, how many cars you own, ect, ect.

People who don't pay much get shitty coverage. Ie, 10k in medical, 25k in damages

People who pay more have. 100k in medical, 500k damages.

basically you get what you pay for.

 

im under my moms policy, $848 every 6 months ( aprox. $143/mo) for a 1995 gsr

 

oh yah im a 19 female living in CT and thats full coverage

 

I also live in NJ, and I pay 1900 a year for a 1995 GSR. That's also under my parents insurance. Last year, my car was the #1 stolen in NJ (year, model), so I think you are paying way too much!

 

AH!How wonderful it is when your job pays your car insurance for u

 

mines like 5000 a year but I have a 00 Gsr and I have 15 points on my licience....

 

Gracious, you all make me feel good about my ins., $160/month on Allstate, full coverage, $500 deduct., 23 y.o. in Memphis, and I think I have 2 tickets on record.

Oh yeah the car and policy are both in my name.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by GSR-T- &raquo;</TD></TR><TR><TD CLASS="quote">mines like 5000 a year but I have a 00 Gsr and I have 15 points on my licience....</TD></TR></TABLE>
how did you get 15 points on your license?? how old are you? 5k/year is pretty good for you though.

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by PatrickGSR94 &raquo;</TD></TR><TR><TD CLASS="quote">i think i have two tickets on my record</TD></TR></TABLE>
you ddint go to traffic school to get the points off?

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by integraL &raquo;</TD></TR><TR><TD CLASS="quote">
how did you get 15 points on your license?? how old are you? 5k/year is pretty good for you though.


you ddint go to traffic school to get the points off?</TD></TR></TABLE>

One of them was in a town 2 hrs away during school, and the ticket was only $75 so I said F it.

The other one was a non-moving violation (obstructing traffic, everybody attending the street races that night got busted ).

 

Doesnt make sense to me, I am on my own insurance (New Jersey manufacturers), 1 accident when I was 18, 3-4 points from a speeding ticket. I own a 99 ls integra 2 door with FULL coverage and mine is around $3200ish with a $1000 collision deductable.

NJ is the worst in the world for insurance.

 

Question for you: Are you're performance parts covered under the insurance. I'm just getting a turbo set up (I live in NJ too) and Liberty Mutual & Allstate say they will not cover any "race parts"

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by NewJerseyLS &raquo;</TD></TR><TR><TD CLASS="quote">hi everyone, i just registered. i love reading this site, just got enough inituative to sign up. i live in NJ and am on my parents insurance policy and i pay $3950 a year for a 1994 integra LS 2-dr. i have no tickets or violations. my parents pay 1750 each for their 1997 mercury sable and a 1997 Ford F-150. does my insurance seems astronomically high?</TD></TR></TABLE>

hot damn!!!...i have a 94 teg rs and i pay 100/month for just basic coverage with NJ Cure...