Alright, so basically, I've been looking into buying a new Si, but I wanna hear what some people are paying for insurance, and their payments. I don't wanna hear "ask your insurance company," I just want to see what everyone's paying. I'm 18 years old, clean record, I'll have a $5000 downpayment, and obviously I know I'll have full coverage. Thanks! I have a feeling insurance will be a bitch.

 

I have an 01' Mustang GT an an 04' Subaru WRX and my 08' Civic SI I pay 750 for 6 months for full coverage for all 3 cars.

 

Sounds pretty cheap to me, how old are you though? I'm figuring around 2 grand a year, prolly a $2200 to insure an 18 year old?

 

I have a 07 si sedan.. I pay 553 every 6 months for full coverage through allstate! Im 20 years old btw.

 

If you get the FA5 instead of the FG2 you will pay less as well I pay 310 for 6 months from travelers

 

 

I was 18 when I bought mine, full coverage on my own policy, I paid $112 a month.

 

Nice, I'm liking these prices. Lol at Ben.

 

Damn looks like I need to review my insurance policy. USAA I believe 969 on a 1k deductable for 6 months, full coverage. I'm 20.

Also no accidents, speeding tickets, moving violations etc.

I drive a 09 fa5

 

2006 Si. Full coverage, $108 a month.

 

Your 18, why rush into debt? Buy something you can afford. Hell, I bet you could find a decent swapped honda for 5K and not worry about paying the bank back. IMO I'd rather give money to my car than the bank. Best of luck man.

 

2008 si 4 dr, a little over $1,200 a year, and that w/ 2 speeding tickets, 4 and 3 years ago. 25 yrs old

 

Best bit of advice I've seen in a while.

 

To the OP.

Things you own end up owning you.

 

Ah thanks guys. I get what you guys are saying, but I've already been through 2 EK's. I've been in a bunch of different Honda's, and even swapped ones don't seem to impress me. Granted, I'm not talking built cars, but B16/B18 swapped Civics just don't seem to cut it. I'd like something new, reliable, with a warranty, and it's not like the FA's are dogs... With that said, UPS and another part time job should take care of it... Insurance seems to be the killer.

 

^
Why does the insurance seem to be the killer?

Won't your car payment be more than the insurance?....Ah I see....You POTENTIALLY want the insurance company to fork out tens of thousands of dollars for someone's medical and property bills and your own medical bills and repair/replacement costs in the event you cause an accident and you probably think giving them 50 bucks a month is fair. How is it fair that you can potentially cause the insurance company to right a check for 50 grand and all you did was pay your lousy 600 dollar a year premium or whatever you think is a good price?

Sorry bro, you're 18 and they've seen what 18 year olds can do with cars. You only feel the insurance is expensive because you've over extended yourself with the car. Save some more money then buy your civic.

You gonna go with the 72 or 84 month financing?...Come on now dont lie to me I will know

 

GAWDAMN!! take it easy on the poor guy, we are talking about afreaking civic here, not a cobra or a vette!!! dude just get what you want but make sure you will have the money to back your **** up incase of an accident or car problems.... good luck and post what happens.

oh and btw, i have no insurance so i pay 0$ for 12 months.... lol jk

 

I bought a new car at 18 and ended up regretting it big time. Sounds good at the time but i was always broke til i got rid of it. To your question though, 25yrs old, full coverage on an 07 Si is 47 dollars a month. I also have wifes car and house on it so i get a discount. GL with whatever you decide

 

1997 civic ex coupe 103 a month for full coverage.

 

i had around 13K to put down on my civic at 18 so it wasnt to bad. Financed 10K for 60 months and insurance is around 1000 a year for me. Its come down some with switching companies but im not 21.

Civic is 3 years and 4 months old last week.

 

I'm going to have a blunt response to your blunt reply; You're a ****ing idiot. Anyways, no, I've got about 5 grand for a downpayment, left-over money in the bank for emergencies, and 0% financing for 60 months, not so bad. I understand that obviously the payments are more than insurance, its a $22,000 vehicle. Insurance is the killer, because it's considered sportier, and at 18, it will be a bit on the expensive side. It kills me, because I've been in more dangerous cars insured for cheaper. And as stated, it's not a vette. I don't expect to pay $50 a month, but I don't plan on spending $300 a month. Thanks for everyone. And yeah, I'll be semi-broke, but the only thing I buy is care parts haha, so with a new car, it's all good.

 

2008 Civic Si Coupe, $589 every 6 months.

 

you'll notice insurance really depends on each person age sex location lol points etc

 

The Si is a very very safe car. It comes standard with things like front & side airbags, VSA (stability control), TPMS (tire pressure monitor), alarm, etc. All of those things will bring down the cost of insurance. It would have cost me the exact same amount a month to insure an '08 DX, rather than my Si. It's still considered a compact car.

 

Yeah, that's kinda what I hoped, yet, I still kinda figured the "Si" would affect it in some way. This is some good info, thanks!

And yeah, that's why I stated 18, clean record, my location would be PA.