Man im really pissed off. As I was driving to my football scrimmage today, the roads were wet and it was raining. I was minding my own business cruisin at about 25-30 mph, and about 25 feet away, i see someone pull out into the intersection. I'm like, ok, hes gonna pull out, ill let him, so i started to slow down. Quickly i realized he was NOT pulling out but staying in the middle of the intersection. I quickly started pumping my brakes and swerved but it was too late. The mullet driver and 4 ugly children gave me a blank look as I sat there in awe, looking at my beautiful car, all fucked up.



Now that you guys heard that great story, I have some questions..

Cops came, and i was in favor, making the other guy at fault, I got insurance information and all. Called up the insurance company.. closed today, open on monday... So the lady said, they would probably have someone from their agency come out and estimate the damage. My father also mentioned me, going to a few places to get estimates, and hopefully the insurance company wont hassle me, and just write me a check.

Is there a way, I can make any money off this? I was worried my car might be totaled, because a 91 CRX HF with 250k miles on it isnt exactly worth much to insurance companies.

I was thinking maybe i could get a JDM front end converstion, But i really dont know how much money they are going to give me, or if they're gonna be bitches and not give me any money.

Since i needed an alignemnt like hell, i wanted to make them pay for that as well, since a wreck like this would probably throw out your alignment.

Does anyone have ANY suggestions for me, as to how to approach things, what to do and what not to do. How to make extra money? or any past experiences.

I'm pretty pissed off here. Thanks guys. sorry for the long *** post, im really venting here!


OH YEA.. do you think they would notice my b16 under the hood, and try to make me at fault since i had a "more powerful engine" in the car?

-Dan


[Modified by djay86, 6:06 PM 8/24/2002]

 

alright, go get estimates for the damage at a couple different places. Go to the most expensive places around. Then when you give the insurance company the quotes tell em your unsure about where you want to take it and ask to be wrote a check for the damage.

Worked for me

 

ttt

someone gave me the idea of putting an CRX SI front end out of a junkyard, and getting a carbon fiber hood.

anyone else?


[Modified by djay86, 7:45 PM 8/24/2002]

 

First mistake. Do NOT pump. I don't give a **** what you hs driving instructor and your parents told you. DO NOT EVER pump your brakes. Apply a steady pressure 'till they're almost locked up (with practice you can feel when it's about to happen) and use your ankle (not your knee) to modulate the brakes, keeping them at the threshold of locking up. This is called, ironically enough, threshold braking.

Second mistake. Don't "swerve." Steer around the obstacle. If you're going to stop, stop. If you're going to keep driving, evaluate if you have enough room to go around, and if the line you're looking at will flow smoothly, eg- if you're pointed towards the right side of the obstacle, don't try go go left, unless the guy in front and inside of you is going right as well and you won't be able to slow down in time to avoid hitting him. Don't ever stop driving the car. Braking to avoid something sudden and expecting to stop in time (think about it- you'll hardly ever stop in time) is you not driving the car anymore.

And for the love of god, don't ever "pump (your) brakes <u>and</u> swerve!"

 

here is a big one for you.when you get your estimates tell them you want everything replaced with genuine honda parts not aftermarket.that will make your estimates a little higher.good luck with it.and maek sure your suspension is ok.

 

well you gotta think how much your car is worth and what your deductable is. my car is wrecked and everyone wanted like 2k to fix it, my insurance company was gonna total it out because that is about what its worth. don't try to scam them you might lose your car. i decided not to claim and just fix it myself. your car probably isn't worth over 3, and someone might try to jip ya on the fix. just a heads up

 

aw dude you're lucky! lol
NO WORRIES, read all this.
If the cop sided with you, so will insurance. You WILL get money and the other guy pays your deductable/his agency pays you not yours. No money spent.
Lets add up this damage shall we:
$100 bumper
$100 fender
$200 lighting assemblys
$250 if theres any metal damage underneath the bumper, but i dont think there is.
another $100 in "splash shield" and such.
$300 PAINT!!! 300 easy.
PLUS about $300-400 in all that labor

Thats about $1400

The way to make money off this is to fix it yourself, find your own deals on parts OEM or Aftermarket, doesnt matter, its up to you how to fix your car once the insurance company has settled its claim. They only base it on what a shop would charge to fix it.

The engines performance.. HAH, they dont care. Guy at my work rearended a slammed truck at 25mph with his GSR intercooled turbo'd integra... he had full coverage, he paid his $500 deductable and since his car's worth alot, no salvage, they paid for everything. almost a $10,000 settlement The turbo was a year and a half old anyway, brand new one now!

My friend had a hit & run happen to his car and they found the guy, minor fender damage, the shop said they'd ding it out and repaint it. They estimated the repair cost to $800 (its a ding!!!) he got the insurance money, kept it!

good luck, let us all know what happens. If theres underside frame damage or the crossmembers bent then have a shop do JUST that, anything frame related let pro's do. but the bodywork, take the pieces to a painter and get em painted then put em on yourself. You'll save some of that insurance money!


and BTW, i have a stock front crossmember lying around if you need it, doesnt look like you will though.


[Modified by NikoZai, 2:47 PM 8/24/2002]

 

Well thanks for the driving lessons. They'll probably be useful later in life. Not being an *******, but the topic is about what to do about damage. Everyone else gave me very helpful information, you just give me a lecture?

Again, I dont mean to be rude, but can we stay on topic?

 

You're welcome.

Absolutly.

So? I didn't feel like talking about body damage. What I posted was relavent to the topic- your screw up. I discussed how you could have avoided it.

A lecture? No. A lecture would have been me talking about how stupid you were for doing 25- 30 MPH, and you had almost a full second between when you saw it, 'till impact to decide on what to do, and you "start to slow down [and then] realize he was NOT pulling out but staying in the middle of the intersection." A second. A whole second. That's not much in the whole scheme of things, but that's an eternity when evaluating a potential collision. I can't totally fault you: he did allegedly pull out and stop. But if you had the reaction time, skill, and the quick thinking (it's obvious you don't based on your hesitation to do anything and your assumption he'd pull out) that I'm trying to convey, I'd be willing to bet you would have missed him and we wouldn't be having this conversation, er... "lecture."



Don't hammer me, son. Who's the one with the broke *** car?

 

I've got an idea... why don't we kick him while he's down??? Then we can pour salt in any open cuts/sores and take then take pictures to send to his grandma. He just wrecked his car jackass... he doesn't want to hear "what if...", let's have some compassion people for real. My $.02

 

It wasn't a "what if", it was my observation and my insight. It's pretty obvious he didn't know this stuff (see: "pump brakes" and "swerved") and my donation to this great ordeal was to advise him on what to do the next time to avoid this. And I am standing by my guns in that my initial post was most justified by this statement in his first post:

Well, **** me with a 13" jelly dong, but I took that as an invite to post constructive suggestions. He then goes asking about how to make money off it, which I see as asking how to commit insurance fraud, but hey, WTF do I know, huh?


What, I'm supposed to go "OMG! That's terrible! You could have DIED! Oh sonny, I'm so glad you're OK! Look what that ********** did to your poor car! Give me his address and I'll ******* kill him!" Hey, people **** up every day. I've fucked up on the track, and once on the road. I don't come here for a shoulder to cry on when I do stupid things, and I'm not going to be someones shoulder to cry on when they post pics of their fucked up cars. Hey, sucks for him, but it's only a car and the damage isn't bad at all.

 

This is no way a "kick" while he is down, he was just giving him some tips!! Why flame a guy for giving some advise.. HE was just telling the dude what to do if this situation happened again. and great advise at that (because I now for a fact that this guy (F=WT) has been through Skip Barber and Bob Bondurant schools) !! If everyone knew how to aviod potential accidents we would all have alot more money in our pockets (insurance would be cheaper for those that dont understand that)!!!!

Tanner






[Modified by Tanner, 10:13 PM 8/24/2002]

 

you only can get a jdm front if they give you a check but if a shop has to do it the shop has to be ch00l cuz they dont' sell new jdm fronts like integra ones so it would be used

 

I am trying to think who is more immature? I thought swerving WAS turning to avoid an obstacle?? And yes. pump your brakes at higher speeds because as soon as there heated up they are useless...stop giving out bullshit advice to kids before you get somone killed.


[Modified by Venom32v, 6:23 AM 8/25/2002]

 

i was double parked in front of my house when some guy backed up into my quarter panel right between the gas cap and the door..........the dent was hardly noticable....and insurance gave me 1200...even though my car has a salvaged title

 

taking the highest possible estimate is not insurence fraud buddy.......but i agree with you the advice was good maybe not best time though

 

This isn't a question of immaturity.

Well, you thought wrong. Swerving (at least to the best of my knowledge) is violently jerking the wheel to one side or the other. If you really want to get into it, to be a fast driver, make smooth, controlled inputs to steering, brakes, clutch, shifter and gas. This keeps the car from becoming unsettled. Do I need to explain further why this is bad?

Um, no? Again, pumping brakes unsettles the car. And we're talking about 25 to 30 miles per hour here, genious. Not triple digits. But let's talk about those speeds for a second. Even OEM brakes are designed to haul the car down to a stop from 100 MPH. Just once, because they'll fade, but they will do it.

Stop spewing forth this wretched filth from your **** hole, go take some driving schools, and then reflect on your ill- thought out statements. I'll accept your apology in advance. I bet you learned all there is to know about driving from F&F, right?

 

Is that Champ White?

 

looks like it was

 

Would you go up to someone at there fathers funeral and tell them that if he had quit smoking sooner he wouldn't have died of lung cancer? I'm not saying these situation are identical but you get my drift i'm sure. He was asking for help with the whole insurance deal... not how he could have avoided the accident. You've got to remember that everybody has 20/20 hind-sight, you can see what you should have done in any given situation. I'm not trying to flame anybody i'm just sharing from personal experience that after you get in an accident you don't want to hear how it could have been avoided from everybody. My $.02

 

best thing to do if there insurace co. starts giveing you the run around and saying your cars totaled becuase the frames bent then get a lawer your damage doesnt look like the frames bent.. if the damage is more then the cost of the car they will consider it totaled as well it looks like you have about 15-1800 in damages and repairs

new bumper and light .. i cant really tell if your fender or hood is in good shape but if they are it cool be less like 600 bucks good luck i know how you feel i got into an accident this week to!!

 

Fenders are fine, hood is pretty jacked up.

 

got any local junkyards around??
start looking, if you get a check though, then you can keep whatever money you save for whatever u want.
looks like it was a clean car too

 

Sorrry to hear about your accident. People that can't drive should be shot.

If the ins. company tries to total it fight them to get the money you put into the b16. (It will be so much easier if you have reciepts for the work, and Cali is the only state I know of that has a stick up their arsses about using import motors).
Hopefully you have a good driving record - good luck on the claim, keep us informed on it.

 

Sorry to hear about your accident, I hope you get it fixed soon.

Don't listen to the guy being an *******