Insurance for 16 year old.
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Joined: Nov 2004
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From: Virginia Beach, VA
It all depends on your record, your insurance company, the ammount of coverage, deductibles, the area you live in. The only way to find out...
...IS TO CALL YOUR INSURANCE COMPANY.
...IS TO CALL YOUR INSURANCE COMPANY.
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Joined: Jan 2008
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From: California, MA
Re: Insurance for 16 year old. (LH-93)
im 17 with a clean record and dont drive wreckless at all, no tickets not even for littering lol. but i pay 2680$ full coverage a year. and the car is in a good area and garaged and that is with the driving certificate discount-lo-jack discount-and car alarm discount lol. its a bad deal my father pays 1500$ a year full coverage for his 98 prelude SH and 97 accord
but i have a 92 accord full coverage that i only pay 1500$ a year
but i have a 92 accord full coverage that i only pay 1500$ a year
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Joined: Oct 2003
Posts: 11,340
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From: Homie dont, play that, USA
Re: Insurance for 16 year old. (LH-93)
It has a lot more to do with where you live and what facts/evidence exist statistically about the car. The ITR falls into the DC2 category which is any 94-01 2dr Integra which is well known as a major theft vehicle.
Being 16 also puts you into a category of a specific driver. A) You are young, B) you are male. Those two alone will make you pay more than if you were older and female.
I lived in rural area where theft was essentially non-existent and still paid almost $1400/year for full coverage. Good luck but either way you are going to pay more than you'd like too.
On a side note, i would have killed to own a Type R when i was 16. The car would have also probably killed me after driving like most 16 year olds do. Understand that you cannot daily drive this car as you would just about any other vehicle.
Being 16 also puts you into a category of a specific driver. A) You are young, B) you are male. Those two alone will make you pay more than if you were older and female.
I lived in rural area where theft was essentially non-existent and still paid almost $1400/year for full coverage. Good luck but either way you are going to pay more than you'd like too.
On a side note, i would have killed to own a Type R when i was 16. The car would have also probably killed me after driving like most 16 year olds do. Understand that you cannot daily drive this car as you would just about any other vehicle.
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Joined: Jul 2001
Posts: 3,693
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From: Raleigh, NC / Kingston, NY
Re: Insurance for 16 year old. (LH-93)
it's not very hard to call an insurance company and ask for a quote...in fact it's so easy, a 16 year old from the south could do it!
what you do is, get a VIN from ebay and call the company with your info and use that vin...
what you do is, get a VIN from ebay and call the company with your info and use that vin...
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Joined: Oct 2003
Posts: 11,340
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From: Homie dont, play that, USA
Re: Insurance for 16 year old. (crx(gator))
I literally just got done performing that task less than an hour ago. Found mahself a new daily driver to replace the Geezer. 
Re: Insurance for 16 year old. (crx(gator))
Consider a cheap Civic as a daily driver. Have the R insured as a low mileage leisure vehicle and you should be able to cover the Civic and R for the same price as just the R assuming you're under your parents insurance since you're 16. Perhaps being limited on the mileage you can put on the car will allow it to last until you're more mature. Don't take offense to that, EVERY 16 year old male with a sports car is immature when it comes to driving no matter what they think themselves.
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From: United States of Texas, USA
Re: Insurance for 16 year old. (KOALA YUMMIES)
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by KOALA YUMMIES »</TD></TR><TR><TD CLASS="quote"> they know new young male drivers have no restraint. </TD></TR></TABLE>
And some old ones too.
And some old ones too.
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Joined: Jul 2002
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From: Phoenix
Re: Insurance for 16 year old. (Paste)
its not that much more, i mean the car is still only a four cylinder.
insurance is usually based primarily off of the size of the motor. Since the type-r is the same displacement as the gs-r it is mouse nuts how much "more" it costs.
every one says its soooo much more
i mean when i was eighteen it was 15$ more per month than a same year GS-R. $150 a year?
insurance is usually based primarily off of the size of the motor. Since the type-r is the same displacement as the gs-r it is mouse nuts how much "more" it costs.
every one says its soooo much more
i mean when i was eighteen it was 15$ more per month than a same year GS-R. $150 a year?
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Joined: May 2002
Posts: 11,209
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From: Tampa, FL
Re: Insurance for 16 year old. (Paste)
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Paste »</TD></TR><TR><TD CLASS="quote">its not that much more, i mean the car is still only a four cylinder.
insurance is usually based primarily off of the size of the motor. Since the type-r is the same displacement as the gs-r it is mouse nuts how much "more" it costs.
every one says its soooo much more
i mean when i was eighteen it was 15$ more per month than a same year GS-R. $150 a year? </TD></TR></TABLE>
You don't know anything about how insurance rates are determined do you? You don't actually have to answer that question, it's obvious from your post.
The ITR is rated barely higher on the scale than a GS-R, so the difference isn't much. A NSX on the other hand is quite a bit cheaper than either. My 06 S2000 is cheaper to insure than my 00 GS-R. There are so many factors that go into determining the cost of car insurance, the size of the engine is FAR from the primary concern.
insurance is usually based primarily off of the size of the motor. Since the type-r is the same displacement as the gs-r it is mouse nuts how much "more" it costs.
every one says its soooo much more
i mean when i was eighteen it was 15$ more per month than a same year GS-R. $150 a year?
</TD></TR></TABLE>You don't know anything about how insurance rates are determined do you? You don't actually have to answer that question, it's obvious from your post.
The ITR is rated barely higher on the scale than a GS-R, so the difference isn't much. A NSX on the other hand is quite a bit cheaper than either. My 06 S2000 is cheaper to insure than my 00 GS-R. There are so many factors that go into determining the cost of car insurance, the size of the engine is FAR from the primary concern.
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Joined: Apr 2003
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From: Somewhere in the vacinity of, Betelguese
Re: Insurance for 16 year old. (crx(gator))
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by crx(gator) »</TD></TR><TR><TD CLASS="quote">theft, saftey features, and accidents with said car are more factors than size of engine...</TD></TR></TABLE>
Right, size of engine don't matter at all. However, any car rated as "High Performance" will be more costly to insure, and an ITR is rated as "High-Performance" by many (most?) companies. Mix "High-Performance" with "16y/o male", and you have the actuarial equivalent of a Perfect 10 ;-)
Right, size of engine don't matter at all. However, any car rated as "High Performance" will be more costly to insure, and an ITR is rated as "High-Performance" by many (most?) companies. Mix "High-Performance" with "16y/o male", and you have the actuarial equivalent of a Perfect 10 ;-)
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Joined: Oct 2002
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From: Costa Rica
Re: Insurance for 16 year old. (MiraiZ)
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by MiraiZ »</TD></TR><TR><TD CLASS="quote">ridiculous! get a Prius until your 21 and call it a day</TD></TR></TABLE>
