Honda Civic / Del Sol (1992 - 2000) EG/EH/EJ/EK/EM1 Discussion

Why is insurance so expensive?

Thread Tools
 
Search this Thread
 
Old Jul 21, 2002 | 08:00 PM
  #1  
.::miLan's Avatar
Thread Starter
Honda-Tech Member
 
Joined: Jul 2002
Posts: 1,079
Likes: 0
From: Canada
Default Why is insurance so expensive?

Since I'm probably buying an EG hatch within the next few days/weeks, I've been calling insurance companies to get quotes, for the hatch, and also a cheaper rate for my sister's EK Si coupe.

Why is insurance so much more expensive on Civics than on any other car? I don't get it.

Yes, a lot of young people drive them. And yes, they don't fare all too well in accidents. But, parts aren't expensive for them to replace in case something happens, and so on.

I think insurance companies are targeting Civics with the highest rates just because there are so many of them on the roads.

Damn scamming insurance bastards!
Reply
Old Jul 21, 2002 | 08:06 PM
  #2  
WHATS VTEC's Avatar
 
Joined: May 2002
Posts: 1,127
Likes: 0
From: DOHC y0.., CA
Default Re: Why is insurance so expensive? (lowandslow)

hell yah its so expensive these days, i pay 1800 a year just for liabality
Reply
Old Jul 21, 2002 | 08:11 PM
  #3  
deepnite's Avatar
 
Joined: Dec 2001
Posts: 5,196
Likes: 1
From: tracy, ca, usa
Default Re: Why is insurance so expensive? (lowandslow)

probably due to the high number of claims that are file d by honda..civic owners.
Reply
Old Jul 21, 2002 | 08:17 PM
  #4  
TurboBumblBee's Avatar
Trial User
 
Joined: Jan 2002
Posts: 3,569
Likes: 1
From: NoVa
Default Re: Why is insurance so expensive? (deepnite)

also gotta remember that the accord, civic and integra have been on the top ten list of most stolen cars for a few years now.. i pay 1900 a year for full coverage state minium for my 95 civic ex and had an ok driving record when i got it, it will probably go up a little after a few tickets and losing my liscense this summer..
Reply
Old Jul 21, 2002 | 08:21 PM
  #5  
97hb's Avatar
Honda-Tech Member
 
Joined: Jan 2002
Posts: 3,038
Likes: 0
From: DFW, TX
Default Re: Why is insurance so expensive? (lowandslow)

Insurance blows
Reply
Old Jul 21, 2002 | 10:11 PM
  #6  
Mike P.'s Avatar
Honda-Tech Member
25 Year Member
 
Joined: Feb 2001
Posts: 2,194
Likes: 0
From: Houston, TX
Default Re: Why is insurance so expensive? (97hb)

Insurance blows
Not when you total your car, it doesn't.
Reply
Old Jul 21, 2002 | 10:27 PM
  #7  
Pengo's Avatar
 
Joined: Dec 2001
Posts: 2,047
Likes: 0
From: Long Island, NY, USA
Default Re: Why is insurance so expensive? (Mike P.)

yea, prob b/c they are very common on the top list of stolen cars.

also depends on how old u are i guess. if ur a male under 25, ur gonna be screwed for insurance anyway, regardless of what car or how good you drive.

having full coverage is great for when anything happens or u get in an accident, but then ur insurance is just gonna shoot up and u'll just pay higher monthly payments
Reply
Old Jul 21, 2002 | 10:29 PM
  #8  
cr00klyn718's Avatar
Honda-Tech Member
 
Joined: Feb 2002
Posts: 3,110
Likes: 0
From: NYC
Default Re: Why is insurance so expensive? (Pengo)

hell yeah its sooo fawking expensive out here in ny/nj...i believe the highest if not the highest rates...i paid 600 every 6 months on a civic Ex(my first car) for just liability.
Reply
Old Jul 21, 2002 | 10:30 PM
  #9  
functionFiRst's Avatar
Member
 
Joined: Jan 2002
Posts: 1,472
Likes: 0
From: San Diego, CA
Default Re: Why is insurance so expensive? (Pengo)

everyone is scammin' their cars to get new stuff for their cars...do what you gotta do...but it does affect everyone...
Reply
Old Jul 21, 2002 | 10:34 PM
  #10  
Quik89Si's Avatar
Member
 
Joined: Jan 2002
Posts: 2,252
Likes: 0
From: DFW, TX
Default Re: Why is insurance so expensive? (Pengo)

My CRX costs me about $520/yr for full coverage, and my Civic (1999 DX) is about $1200/Yr for same coverage.

Alex
Reply
Old Jul 21, 2002 | 10:50 PM
  #11  
EF'n Fast's Avatar
Junior Member
 
Joined: Jan 2002
Posts: 674
Likes: 0
From: Three dollars to see the giant.
Default Re: Why is insurance so expensive? (Quik89Si)

Of course insurence will rip you off. How do you think they make their money?
Reply
Old Jul 21, 2002 | 11:08 PM
  #12  
NiiS's Avatar
Honda-Tech Member
 
Joined: Apr 2002
Posts: 2,731
Likes: 0
From: SoCal
Default Re: Why is insurance so expensive? (lowandslow)

Why is insurance so expensive?
because they can...unregulated industries are brutal.
Reply
Old Jul 21, 2002 | 11:40 PM
  #13  
ransack's Avatar
Honda-Tech Member
 
Joined: May 2002
Posts: 2,846
Likes: 0
From: Montana
Default Re: Why is insurance so expensive? (Mike P.)

Insurance blows

Not when you total your car, it doesn't.
hell yes!!!!!
wheewww saved my ***
Reply
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
tekniq
Honda Civic (2006 - 2015)
10
Jun 23, 2009 01:27 PM
People_Mover
Acura Integra Type-R
8
Apr 24, 2002 11:58 AM
madhatter
Road Racing / Autocross & Time Attack
37
Jan 18, 2002 05:58 PM
Rdriver
Acura Integra Type-R
41
Dec 23, 2001 12:06 PM




All times are GMT -8. The time now is 06:42 AM.