so i have been reading in the R forum for a week or so now and am really thinking i want one, and thinking that i could afford one...but wait..what about insurance?



lol, looks like they are telling me to **** off...

so is this about going rate for insuring a R? this is a big downer...i want a 98 ITR...

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by turbohf &raquo;</TD></TR><TR><TD CLASS="quote">... so is this about going rate for insuring a R? this is a big downer... </TD></TR></TABLE>

Pretty much, and don't forget to have them put a value on it instead of just relying on the NADA book.

 

you will pay less to insure a 97-98, and more for an 00-01. Depends on where you live to. Full coverage for my 98 is only $1400, and would be $1200 if i didn't have a beater. Keep in mind i am only 22. Check around and you may find a better deal.

 

it wouldnt let me assign a value to the car, it only would let me assign a value for aftermarket parts...

this really sucks ***...its only like 99bucks more a month for a 99 Si...i might just go for one of those

 

Might want to think of a different company or car.

But it always helps if you are over 30, married, have multiple cars insured with the same policy and haven't had a claim or driving infraction in at least 5 years, some states 7 years.

Me who loves driving my Dumbestic tank @ 10mpg with only a $400. payment for liability per year.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Jon D &raquo;</TD></TR><TR><TD CLASS="quote">you will pay less to insure a 97-98, and more for an 00-01. Depends on where you live to. Full coverage for my 98 is only $1400, and would be $1200 if i didn't have a beater. Keep in mind i am only 22. Check around and you may find a better deal.</TD></TR></TABLE>

yeah thats with only one car on my policy too, there will be a 92 Civic CX on there soon also...

btw im 22yo, 1 at fault (should be dropping off), and a no front plate ticket

 

Its def expensive, but alot of ins companys have paid out a grip of cash for these cars.

I am with USAA, IMHO is the greatest company ever made. Unfortunately they only insure service members/ or their immediate family. My advice would be to wait a bit, save some cash, and on your 25th birthday go out and buy an R. If you are interested in selling the car you have now, pm me.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by turbohf &raquo;</TD></TR><TR><TD CLASS="quote">

yeah thats with only one car on my policy too, there will be a 92 Civic CX on there soon also...

btw im 22yo, 1 at fault (should be dropping off), and a no front plate ticket </TD></TR></TABLE>

Yeah age kills ya, the no front plate isn't a moving violation AFAIK so it shouldn't count against ya, the at fault will count though.

Is there a state certified safe driver course/program that you can take to reduce points or rates?

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by turbohf &raquo;</TD></TR><TR><TD CLASS="quote">so is this about going rate for insuring a R? this is a big downer...i want a 98 ITR... </TD></TR></TABLE>

Might want to shop around. I'm older then you, but I pay around $500/6 months.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by walker111 &raquo;</TD></TR><TR><TD CLASS="quote"> My advice would be to wait a bit, save some cash, and on your 25th birthday go out and buy an R. If you are interested in selling the car you have now, pm me.</TD></TR></TABLE>

well here is the deal with that...banks wont give a loan on a car that is older than 10 years... couple will give loans on cars that are just under 100k miles. but that was like 1 out of 5 banks i have talked to...


<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote &raquo;</TD></TR><TR><TD CLASS="quote">Is there a state certified safe driver course/program that you can take to reduce points or rates?</TD></TR></TABLE>

not that i know of... but my at fault should go away very soon...

and the cop marked it as a traffic violation? didnt think that it counted agaist me... btw WA residents need to vote YES on I-929 front plates

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by turbohf &raquo;</TD></TR><TR><TD CLASS="quote">well here is the deal with that...banks wont give a loan on a car that is older than 10 years... couple will give loans on cars that are just under 100k miles. but that was like 1 out of 5 banks i have talked to...
</TD></TR></TABLE>

Try a credit union...South Carolina Federal Credit Union offered to let me re-finance mine (a 98) for another 5 or 6 years if I had wanted to.
They don't seem to care about age or mileage, as long as what you are borrowing is equivalent to the value of the car.

And yeah USAA rocks!
Saved me another 500$ a year versus State Farm.
Get renters/homeowners through the same company and you'll get a discounted rate too.

 

Out of all auto insurers combined. No other carrier has their finger on the pulse of whats going on in the world of anything automotive.

Be it private passenger auto, motorcycle, RV's, ATV's, snowmobiles, youthful drivers, theft trends, most acurate vin deciphering. Progressive knows the difference between "sporty" compact cars and cars a 16 yr old is more likely to wrap around a tree like a wad of play-doh (i.e. Sentra SE-R vs. lets say SRT-4) which in turn means they charge accurate rates in relation to probability of total loss.

Progressive knows that an ITR will be stolen, not if but when and they charge accordingly. Try State Farm, Allstate, and Nationwide. All three of those companies still have a more traditional set of underwriting guidelines and aren't "hip" insurers like Geico and Progressive.

If your wondering why I know all this, my father was an insurance broker for 30+ years.

 

&lt;-------- $1600/6 months, liability, & comprehensive. 2000 ITR, 20 years old at the time

now i'm selling her. lol.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by H-PIMP &raquo;</TD></TR><TR><TD CLASS="quote">Out of all auto insurers combined. No other carrier has their finger on the pulse of whats going on in the world of anything automotive.

Be it private passenger auto, motorcycle, RV's, ATV's, snowmobiles, youthful drivers, theft trends, most acurate vin deciphering. Progressive knows the difference between "sporty" compact cars and cars a 16 yr old is more likely to wrap around a tree like a wad of play-doh (i.e. Sentra SE-R vs. lets say SRT-4) which in turn means they charge accurate rates in relation to probability of total loss.

Progressive knows that an ITR will be stolen, not if but when and they charge accordingly. Try State Farm, Allstate, and Nationwide. All three of those companies still have a more traditional set of underwriting guidelines and aren't "hip" insurers like Geico and Progressive.

If your wondering why I know all this, my father was an insurance broker for 30+ years.</TD></TR></TABLE>

yeah i looked up a 98 GSR also, its like ~900bucks more for me...so they know the ITR is more of liablity for themselfs.

and if i hit up another insurance company that has lower rates they are also gonna try and total the ITR out at LS prices and try to give me 10k or less for it.....

 

i have full cover. and pay only like 500 dollars every 6 months for a 2001 Integra Type R dont ask me how i got it .. ask my mom lol

 

you can thanks me later for this...

http://www.lowestpremiums.com

i did this and i pay $1200.00 every 6 months on a 2001 Type-R Integra, 2006 TSX, and a 91 Chevy Blazer

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by walker111 &raquo;</TD></TR><TR><TD CLASS="quote">Its def expensive, but alot of ins companys have paid out a grip of cash for these cars.

I am with USAA, IMHO is the greatest company ever made. Unfortunately they only insure service members/ or their immediate family. My advice would be to wait a bit, save some cash, and on your 25th birthday go out and buy an R. If you are interested in selling the car you have now, pm me.</TD></TR></TABLE>
I have USAA also, about how much do you pay to insure your R?? I was thinking about getting one in the very near future

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by JUN.R &raquo;</TD></TR><TR><TD CLASS="quote">you can thanks me later for this...

http://www.lowestpremiums.com

i did this and i pay $1200.00 every 6 months on a 2001 Type-R Integra, 2006 TSX, and a 91 Chevy Blazer </TD></TR></TABLE>
this is with Allstate too btw

 

I am paying $1,100 / 6 months, full coverage on a 97 ITR. Before I moved, I was paying $2000 / 6 months. I also have a clean driving record.

 

I pay $302 a month with .5 points on my record.

 

Christ! I feel bad for some of you guys. I'm 28, clean record and pay $960.00 a year for full coverage. GEICO = FTW

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by orphanageITR &raquo;</TD></TR><TR><TD CLASS="quote">I pay $302 a month with .5 points on my record.</TD></TR></TABLE>

Why anyone would pay that much to insure an Integra is beyond me.

 

try esurance.com

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Mugen Mike &raquo;</TD></TR><TR><TD CLASS="quote">

Why anyone would pay that much to insure an Integra is beyond me. </TD></TR></TABLE>

I payed 245 with 0 points for my R. That's with 345 for car payments. So basically it cost me 600 a month just for that car. Oh well, enjoy the car while it lasts.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Usagi Yojimbo &raquo;</TD></TR><TR><TD CLASS="quote">
I have USAA also, about how much do you pay to insure your R?? I was thinking about getting one in the very near future</TD></TR></TABLE>

I pay 900 bucks every 6 months for full coverage on the R and my accord.