i was just wondering.. roughly how much your insurance will go up if you use them to repair your car after getting hit. fender and front bumper replacement, and painting, and labor.

 

Your insurance premiums will jump up by $1,353,735.00


Nah...Call up your insurance agent and ask.
Insurance rates varies for everyone.

 

i'm not an insurance expert, but in my experiences, it all depends on the cost of the repair as well as your history (record) with your insurance company. i had my car fixed once and my insurance didn't even increase. the agent said b/c i'm considered to be one of their "good drivers" (long time customer, w/ no accidents), they weren't going to raise it.

 

Dude if it's not your fault you shouldn't have to worry. It's all taken care of by the other person's insurance.

But if it is your fault then you could be screwed. But it's even posssible for your premiums not to go up.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by TypeRaceRx1 &raquo;</TD></TR><TR><TD CLASS="quote">i'm not an insurance expert, but in my experiences, it all depends on the cost of the repair as well as your history (record) with your insurance company. i had my car fixed once and my insurance didn't even increase. the agent said b/c i'm considered to be one of their "good drivers" (long time customer, w/ no accidents), they weren't going to raise it.</TD></TR></TABLE>

thanks..

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by EKCivicR &raquo;</TD></TR><TR><TD CLASS="quote">
Dude if it's not your fault you shouldn't have to worry. It's all taken care of by the other person's insurance.</TD></TR></TABLE>
it was a parking lot bash and run.. i do have full coverage, but if my insurance is gonna get screwed because of that ill just pay out of pocket

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by neo_ &raquo;</TD></TR><TR><TD CLASS="quote">

It still goes up...
</TD></TR></TABLE>

That's not necessarily true. I know people who are involved in accidents and it was there fault and there was no change in premiums.

 

Someone correct me if I'm wrong. I don't think insurance will adjust/increase right after the accident. It will adjust at renewal.

 

Usually a lot. Perhaps 30% depending on how bad it is. I believe Allstate has a new policy of not increasing premiums as the result of an accident.

 

It TOTALLY depends on the insurance company first of all.
State farm for example, will not raise your rate. But after a certain number of accidents/moving violations they will drop you.
Almost all of them won't raise your rate for a not at fault accident.
But a "no fault" accident is different.
Like when both people are at fault, or if theres no collision, like when you get run off the road. That can go either way, I know from personal experience.
Also if the other party has the same carrier as you it can influence how they handle it. Good luck!

 

I was in a wreck few years ago and didn't rasie my insurance a penny. I have allsstate.

oh yah it was my fault.

My dad also got in a wreck but it wasn't his fault and it didnt' raise it anything again.

 

i've been told by my statefarm insurace agent that i've got one "grace" accident where my rates wouldn't be affected... after that, they go up

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by joso2005a &raquo;</TD></TR><TR><TD CLASS="quote">i've been told by my statefarm insurace agent that i've got one "grace" accident where my rates wouldn't be affected... after that, they go up</TD></TR></TABLE>

That's what Allstate does, not sure on statefarm.

 

interesting. i have Geico. lol..

anyone have to deal with them?