im trying to get an itr and the bank is being homo coming to a loan so my last resort is going to a dealership i found one for 18999 for a 2001 with 36000 miles i just want to know if itd be worth it and i talked to dealer and they said my payments would be 400 a month?

 

FWIW I financed 17,900 for 60 months at 4.9 and my payments were 345 with 0 down.


Modified by Dave_B at 4:57 AM 11/17/2005

 

19,000 for an R with 36k? Go for it!!!


edit: they can't just tell you what payments will be. A downpayment and credit are factors.

 

you have to ask yourself if you can afford a $400 car payment then $200+ a month for insurance??? then your broke like me and can't afford to make it faster..... good luck with the purchase.... our insurance is more than some peoples car payment....

 

To figure out payments just use one of those amortization calculators that are all over the Internet.

http://www.bankrate.com/brm/au...r.asp

If you do not know the terms of your loan do not sign ANYTHING!

1. What is the length (term) of the loan?
2. What is the interest rate of the loan?

Do not go only by the monthly payment amount!

 

What dealership in the area has an ITR? Good luck with the car.

Oh... and try to use ABNB. -That's the bank I use.

They will still offer 5 year financing even on a 00 model. Depending on your credit the interest rate will be between 4.5 and 11 percent. PM me and I'll get you my contact over there. Credit Unions are the way to go.

GL


-Edit-

Also was thinking... don't shop the payment. GET the best price on the car and then hammer the interest rate. Whatever it comes to (payment) is what it is. Don't get mixed up in the payment game with a used car salesman.

 

thanks for all the replies. but im still young and banks are gay to young kids and my parents pay for insurance and i used to have a wrx so im sure insurance wouldnt cost more than a suby. i plan on keeping it stock except for the front end wheels and interior i plan on buying my friends crx in a few months and building that i dont see trying to perfect something thats already perfect

 

the car is located in new york and im located in va beach so negoiation would be hard on my part cause i could turn that bastard away but we have everything squared away all i have to do put a deposit and its mine.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by rexless_wreck &raquo;</TD></TR><TR><TD CLASS="quote">thanks for all the replies. but im still young and banks are gay to young kids and my parents pay for insurance and i used to have a wrx so im sure insurance wouldnt cost more than a suby. i plan on keeping it stock except for the front end wheels and interior i plan on buying my friends crx in a few months and building that i dont see trying to perfect something thats already perfect</TD></TR></TABLE>

I got mine financed when I was 22. Shouldn't be a problem so long as you have decent credit. Now for insurance. you most likely will pay more than the suby. FWIW I'm now 23, have no points on my license, use progressive ins. and I still pay 245 a month. Oh well..

 

well for insurance my parents do this put me on our 86 integra and they put the new car in their name but not to mention ive had a few tickets and if you look at my name you could see what happened to the suby but i found something better a honda

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by rexless_wreck &raquo;</TD></TR><TR><TD CLASS="quote">well for insurance my parents do this put me on our 86 integra and they put the new car in their name but not to mention ive had a few tickets and if you look at my name you could see what happened to the suby but i found something better a honda</TD></TR></TABLE>

And your parents want to buy you a Type R with that kind of record?

 

well naw after i wrecked they dont want to buy me anything so i gotta pay for the car. but the thing is im not even a bad driver its just those wrong time and place kinda things cause i dont try to speed or whatever. its not like i got 3 wreckless tickets i just got 2 speeding tickets

 

but would it be a wise choice just to settle for a gsr? would my insurance be that much cheaper?

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by rexless_wreck &raquo;</TD></TR><TR><TD CLASS="quote">but would it be a wise choice just to settle for a gsr? would my insurance be that much cheaper?</TD></TR></TABLE>
Yes

 

im slowly realizing thats what i might have to do.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by rexless_wreck &raquo;</TD></TR><TR><TD CLASS="quote">d the bank is being homo </TD></TR></TABLE>

Homophobic?

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by rexless_wreck &raquo;</TD></TR><TR><TD CLASS="quote"> just want to know if itd be worth it </TD></TR></TABLE>

It's worth it.

 

like my mom says save my money im thinking but its a type-r. i can afford it but im scared karmas gonna kick my *** if i dont listen to my mom cause i do have a tendency of being lazy

 

Go for it assuming that it is in mint condition. That is a very good price from a dealership.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by rexless_wreck &raquo;</TD></TR><TR><TD CLASS="quote">but would it be a wise choice just to settle for a gsr? </TD></TR></TABLE>
In your case, Probably


<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by rexless_wreck &raquo;</TD></TR><TR><TD CLASS="quote">would my insurance be that much cheaper?</TD></TR></TABLE>
Yes

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by rexless_wreck &raquo;</TD></TR><TR><TD CLASS="quote">like my mom says save my money im thinking but its a type-r. i can afford it but im scared karmas gonna kick my *** if i dont listen to my mom cause i do have a tendency of being lazy</TD></TR></TABLE>
BTW if the bank is declining you a loan.. thats a bad sign.
Tendency of being lazy...?? In reference to ...?? Are you talking about maintenance?

 

Around 400 a month?
I pay less than that for my STi

 

of working

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by rexless_wreck &raquo;</TD></TR><TR><TD CLASS="quote">I pay less than that for my STi </TD></TR></TABLE>

how many months did you lease it for?

 

Do us all a favor and just buy a gsr!!! It will be better for you.