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Insurance finally settled! A 6 month wait

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Old Feb 26, 2002 | 12:19 PM
  #1  
schanx's Avatar
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Default Insurance finally settled! A 6 month wait

Hello my fellow R owners, im back. Its been awhile.
Im back to tell you that im leaving the import scene and starting my family scene. For all those that i have met at the expo and at the track whats up and email me so we can keep in touch. Here's my update that lasted 6 long months.
STORY:
Car stolen in AUG 2000 out of my driveway. Car equipped w/ alarm, lojack, and club. ALL FAILED. Filed a claim w/ my insurance company, and they put me under investagtion. They are asking me how can a 2000 Acura Integra w/ a chip in the bow of the key (which only that key can start that car) can be stolen? and to make it worst the car had alarm and lojack? Looks like insurance fraud they said. We went to court and testified under oath and gave my testimony not once but twice to see if i change my story. The attorney that was hired by the insurance was a dick. Asking me "how I did they steal it.",."Did you watch gone in 60 secs.?" "you know about racing for pink slip",etc.... another words he was stereo-typing me because i was asian and a typical "street racer" so he said. He had the nerve and made a comment to me out in the hallway after the depo, that made me upset, he said," You seem like a nice guy, if you know where your car is please return it"... what a a**hole, after hours of giving my testimony this asswipe is accusing me of stealing my own car.. LET'S ROCK
The following hour i hired a attorney. It's on *****-f@#ker. During my 6 months of investagtion, my set of keys was sent to a lab and was studied. later more studies and the question arised "Is it possible for the car to be started w/o the key?." Looking at the ITR Expo, research on Honda-tech.com, and etc.
RESULTS:
After filing a complaint to the Department of Insurance (www.insurance.ca.gov) for what wasreason the insurance co. is taking so long (normal insurance theft claim should only last about 90 days), NOTE there no contact from the insurance company and 95% of the time im leaving a message. I get a letter in the mail from my insurance company stating that they found 2 ways to defeat the engine immbolization, Case Settled.
Lojack paid $695.00, Viper/DEI $500, Club $500. Insurance settle at $27,800. = $29,495
Thats the all she wrote. Still miss my Baby R but oh well... life goes on
QUOTE: If they want it, they'll get it.
Last pictures taken my 2000 #451 at that expo.
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Old Feb 26, 2002 | 12:25 PM
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Default Re: Insurance finally settled! A 6 month wait (schanx)

Finally!
Now it's my turn to fight with the insurance companies....
Congrats on the long overdue settlement.
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Old Feb 26, 2002 | 12:26 PM
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Default Re: Insurance finally settled! A 6 month wait (schanx)

Shitty story dude, seems like a good settlement after all the crap though.
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Old Feb 26, 2002 | 12:26 PM
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Default Re: Insurance finally settled! A 6 month wait (schanx)

damn.. ********
but damn, you got paid!!
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Old Feb 26, 2002 | 12:26 PM
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Default Re: Insurance finally settled! A 6 month wait (schanx)

It seems to me that they should have to pay your lawyer fees too...
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Old Feb 26, 2002 | 12:27 PM
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Default Re: Insurance finally settled! A 6 month wait (ThePunk)

Congrats on your victory!
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Old Feb 26, 2002 | 12:27 PM
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done's Avatar
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Default Re: Insurance finally settled! A 6 month wait (schanx)

wow, what a trip, glad everything turned out ok. You had a really nice R
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Old Feb 26, 2002 | 12:27 PM
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Default Re: Insurance finally settled! A 6 month wait (ThePunk)

what did you have to pay the lawyer?
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Old Feb 26, 2002 | 12:35 PM
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Default Re: Insurance finally settled! A 6 month wait (schanx)

Sounds exactly like what I went through. Except my insurance called up my friends and family and questioned all of them also and asked them if they stole my car of if they thought I stole my car. My claim also went on for 10 months. I had to do the same deal, go under oath a couple times in front of the lawyer they hired. What insurance company did you have?
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Old Feb 26, 2002 | 12:36 PM
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Default Re: Insurance finally settled! A 6 month wait (98TypeR)

Sent a $250 letterhead from my attorney to the insurance company, letting them know that im not Bullshitting.
You don't have to send a letter, i just felt that they were about to screw me out on a car and accusing me of stealing my car.
I needed back up. Remember im still making payments to a car that i don't have.
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Old Feb 26, 2002 | 12:38 PM
  #11  
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Default Re: Insurance finally settled! A 6 month wait (RyanR)

What insurance company did you have? I had Permanent General. SUCKS *****.. i had Allstate, but you pay the price.
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Old Feb 26, 2002 | 12:39 PM
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Default Re: Insurance finally settled! A 6 month wait (schanx)

THats just a messed up story man. I'm glad you got through it all.
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Old Feb 26, 2002 | 12:47 PM
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Default Re: Insurance finally settled! A 6 month wait (schanx)

Why is the insurance company so happy to collect your money but so quick to turn around when you need some?
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Old Feb 26, 2002 | 01:07 PM
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Default Re: Insurance finally settled! A 6 month wait (ILR)

Man, if i was accused of stealing my own car, i would have just beat the **** out
of that guy on the spot. The jail time would be worth it.
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Old Feb 26, 2002 | 01:09 PM
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Default Re: Insurance finally settled! A 6 month wait (schanx)

I had State Farm. From what I hear it's one of the better companies out there. I never had a problem with them until the car was stolen.
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Old Feb 26, 2002 | 01:10 PM
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Default Re: Insurance finally settled! A 6 month wait (schanx)

Steve, congrats on the settlement. Sucks to see you go though. Goodluck with the house!
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Old Feb 26, 2002 | 01:23 PM
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YodaIsGod
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Default Re: Insurance finally settled! A 6 month wait (Type Goch)

i would have knocked the **** out of the lawyer for making a comment like that. It's unprofessional. I HIGHLY suggest making a formal complaint with the California State Bar. It'll be that 'little' blimish on his record.

I HATE LAWYERS!!
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Old Feb 26, 2002 | 01:28 PM
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Default Re: Insurance finally settled! A 6 month wait (YodaIsGod)

I was under investigation for my car ebing stolen, I just laughed got my dads attorney, and they shut up, i could believe they accused me off that.
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Old Feb 26, 2002 | 01:28 PM
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Default Re: Insurance finally settled! A 6 month wait (Type Goch)

Congrats on the settlement, Steve! Man...that's a horror story that I dont even want to think about right now!

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Old Feb 26, 2002 | 01:29 PM
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Default Re: Insurance finally settled! A 6 month wait (YodaIsGod)

its good to see you finally got it settled, how did you get so much money though, damn 30k, did you have mods on your car or what?

Nick
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Old Feb 26, 2002 | 01:56 PM
  #21  
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Default Re: Insurance finally settled! A 6 month wait (Jpwill21)

damn thats unbelievable!! How do they know it was driven away? they could have just put it on a flat-bed truck...

what part of LA are you in?


[Modified by WannaGetaREX, 10:57 PM 2/26/2002]
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Old Feb 26, 2002 | 02:12 PM
  #22  
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Default Re: Insurance finally settled! A 6 month wait (WannaGetaREX)

what are you gonna spend that 29k on to ease the bullshit you've put up with? Congrats on perciveering (sp?) though.
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Old Feb 26, 2002 | 02:32 PM
  #23  
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Default Re: Insurance finally settled! A 6 month wait (Rob1035)

congrats steve. did u end up buying the is300?
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Old Feb 26, 2002 | 02:51 PM
  #24  
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Default Re: Insurance finally settled! A 6 month wait (ITYP3R)

Im located in the Long Beach/Lakewood area and thats where my car got stolen.
I did report the lawyer to the CA state board and also called the Dept. of Insurance and also file a complaint, but not much was done, it was pretty much my word against his.. i even said excuse me and made him repeated, no witnesses. It's ok it over with, leaving the Honda/ Acura Family and going for Silverado HD2500 4X4. ((gorilla grunt)). I was planning to get the IS300, but decided to stick to my guns and get a truck that haul **** and also go offroad. (new hobby) plus i want the ultimate home theatre!!!
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Old Feb 26, 2002 | 02:53 PM
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Default Re: Insurance finally settled! A 6 month wait (schanx)

Sorry to hear about all the trouble they give you.
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