i need to know if it will hurt my car to drive it with a bad TDC senser...it seems like no one around here knows how to fix it or even what the hell it is...it is not in the dizzy and no one can understand this (96 2.2 F22B1)...i think it is in the oil pump housing???? not sure on this but it is where i think it is from searching....all i want to know if it is safe to drive it like this till i have the money to fix it or should i park it till i get the money????

 

The TDC ( Top Dead Center) sensor determines the ignition timing at start-up.
The fact that your car is starting and running means that you should be ok to drive your car. No physical damage - ok to drive. I am not sure why your engine still starts but I am assuming that the Power Train Control Module (PCM) is getting the engine position from information gathered from other sensors such as the CPK or crankshaft position sensor.
The PCM is a powerful little computer. It stores a "history" of your engine's running characteristics so that it may accurately "guess" at the missing information from a bad sensor. For example, If you unplug your 02 sensor the PCM will revert to stored emperical data about how the engine ran before and will optimize the best it can with this information.
Generally this TDC sensor is found somewhere under the timing cover. If you are mechanically inclined - go for it. If not have a mechanic change it. Oh yes it is very easy to test with a Multimeter as the connector for the TDC is readily accessible just outside the timing cover. Look for a resistance value at the connector of 1800 to 2500 ohms. Anything other than this value, say 0 ohms (short) or infinite ohms (open cct) or any reading "off range" and you have a bad sensor. The problem may also be as simple as a broken wire.
Buy a manual and save a ton of money. No special tools needed to read fault codes.