Insuring aftermarket parts
02-01-2005, 02:42 PM
#4
Join Date: Jun 2004
Location: Summerville, SC, 29485
Posts: 250
Likes: 0
Received 0 Likes
on
0 Posts
Re: Insuring aftermarket parts (boostngsr)
keep the receipts of the parts you put on your car!!!! It is probably the only thing that might save them when it comes to insurance. I know that doesn't answer your question but most insurance companies could care less if you have 15k in parts in your car.
02-01-2005, 02:46 PM
#5
Re: Insuring aftermarket parts (tw_itr01)
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by tw_itr01 »</TD></TR><TR><TD CLASS="quote">keep the receipts of the parts you put on your car!!!! It is probably the only thing that might save them when it comes to insurance. I know that doesn't answer your question but most insurance companies could care less if you have 15k in parts in your car.</TD></TR></TABLE>
so if you put 15k in parts into a car and haven't told the insurance company that why would they cover that?
usually car need to appraised, etc.....but again j00r ins company will know best
so if you put 15k in parts into a car and haven't told the insurance company that why would they cover that?
usually car need to appraised, etc.....but again j00r ins company will know best
02-01-2005, 03:29 PM
#6
Honda-Tech Member
Join Date: Jun 2002
Location: Milwaukee, WI, USA
Posts: 9,925
Likes: 0
Received 0 Likes
on
0 Posts
Re: Insuring aftermarket parts (El Pollo Diablo)
I've insured aftermarket parts before. My agent asked what parts I wanted to insure, and at what value I would like to insure them at, and adjusted my premium accordingly.
You best bet (obviously) is to call your insurance agent and ask him/her.
You best bet (obviously) is to call your insurance agent and ask him/her.
Trending Topics
02-01-2005, 04:33 PM
#8
H-T Order of Merit
Re: Insuring aftermarket parts (JDM_Type-R)
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by JDM_Type-R »</TD></TR><TR><TD CLASS="quote">which is why im asking because they just refused to insure my parts</TD></TR></TABLE>
So then you already knew the answer to your question when you asked it.
So then you already knew the answer to your question when you asked it.
02-01-2005, 06:12 PM
#10
Honda-Tech Member
Join Date: Jun 2002
Location: Milwaukee, WI, USA
Posts: 9,925
Likes: 0
Received 0 Likes
on
0 Posts
Re: Insuring aftermarket parts (JDM_Type-R)
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by JDM_Type-R »</TD></TR><TR><TD CLASS="quote">which is why im asking because they just refused to insure my parts
im currently insured by omni just fyi</TD></TR></TABLE>
Try a different insurance company then. You can insure nearly ANYTHING, for the right amount of money, it all depends on the insurance company.
im currently insured by omni just fyi</TD></TR></TABLE>
Try a different insurance company then. You can insure nearly ANYTHING, for the right amount of money, it all depends on the insurance company.
02-01-2005, 06:58 PM
#11
Member
Join Date: Jun 2004
Location: Somewhere in MD, MD, USA
Posts: 4,558
Likes: 0
Received 0 Likes
on
0 Posts
Re: Insuring aftermarket parts (JDM_Type-R)
You need to get the car and the parts appraised by the Ins. Company. They usually raise your insurance a whole lot though if you have alot of aftermarket parts ont here.
If yours wont then all you can do is try another Ins company. Also, try to search because just recently there was a insurance thread and Rob (bbasso) or someone else was talking about some sort of insurance that insured for auto-x and hpde's it hink. Might be something to look at for aftermarket parts as well. I dunno all the details.
Good luck man.
If yours wont then all you can do is try another Ins company. Also, try to search because just recently there was a insurance thread and Rob (bbasso) or someone else was talking about some sort of insurance that insured for auto-x and hpde's it hink. Might be something to look at for aftermarket parts as well. I dunno all the details.
Good luck man.
02-01-2005, 07:34 PM
#12
Senior Member
Join Date: Aug 2001
Location: USA
Posts: 18,261
Likes: 0
Received 0 Likes
on
0 Posts
Re: Insuring aftermarket parts (JDM_Type-R)
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by JDM_Type-R »</TD></TR><TR><TD CLASS="quote">which is why im asking because they just refused to insure my parts
im currently insured by omni just fyi</TD></TR></TABLE>
What was the reason they don't want to insure your parts?
Did you ask them for additional cvg that you have to pay for OR did you ask for the parts to be covered under your existing Premium?
im currently insured by omni just fyi</TD></TR></TABLE>
What was the reason they don't want to insure your parts?
Did you ask them for additional cvg that you have to pay for OR did you ask for the parts to be covered under your existing Premium?
02-01-2005, 08:00 PM
#13
Thread Starter
Join Date: Nov 2001
Location: U.S.A
Posts: 1,140
Likes: 0
Received 0 Likes
on
0 Posts
Re: Insuring aftermarket parts (Bbasso)
my insurance agent told me they gave no reason
and yes i did offer to to pay additional coverage in addition to my current premium
im thinking i should just change insurance companies
and yes i did offer to to pay additional coverage in addition to my current premium
im thinking i should just change insurance companies
02-01-2005, 08:00 PM
#14
Thread Starter
Join Date: Nov 2001
Location: U.S.A
Posts: 1,140
Likes: 0
Received 0 Likes
on
0 Posts
Re: Insuring aftermarket parts (Bbasso)
my insurance agent told me they gave no reason
and yes i did offer to to pay additional coverage in addition to my current premium
im thinking i should just change insurance companies
and yes i did offer to to pay additional coverage in addition to my current premium
im thinking i should just change insurance companies
02-01-2005, 08:07 PM
#15
Senior Member
Join Date: Aug 2001
Location: USA
Posts: 18,261
Likes: 0
Received 0 Likes
on
0 Posts
Re: Insuring aftermarket parts (JDM_Type-R)
Fock the agent, call the Ins Co and see what they say about your needs, after y00 get the correct info ether set it up with them or go back to the agent with the proper info.
Ins Co have been around for 300 years, they want to make money. call them.
Ins Co have been around for 300 years, they want to make money. call them.
02-01-2005, 08:40 PM
#17
Junior Member
Join Date: Dec 2004
Location: Somewhere in a DC2.... Supporting the ITR Militia, USA
Posts: 811
Likes: 0
Received 0 Likes
on
0 Posts
Re: Insuring aftermarket parts (JDM_Type-R)
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by JDM_Type-R »</TD></TR><TR><TD CLASS="quote">my insurance agent told me they gave no reason
and yes i did offer to to pay additional coverage in addition to my current premium
im thinking i should just change insurance companies</TD></TR></TABLE>
If you have asked them to insure, offered to pay more for an adjusted policy, and they cannot give you a reason...... *****'em and go elsewhere....
and yes i did offer to to pay additional coverage in addition to my current premium
im thinking i should just change insurance companies</TD></TR></TABLE>
If you have asked them to insure, offered to pay more for an adjusted policy, and they cannot give you a reason...... *****'em and go elsewhere....
02-02-2005, 05:10 AM
#18
Honda-Tech Member
Join Date: Mar 2003
Location: Greenville, SC
Posts: 4,027
Likes: 0
Received 0 Likes
on
0 Posts
Re: Insuring aftermarket parts (Mugen Mike)
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Mugen Mike »</TD></TR><TR><TD CLASS="quote">I've insured aftermarket parts before. My agent asked what parts I wanted to insure, and at what value I would like to insure them at, and adjusted my premium accordingly.
You best bet (obviously) is to call your insurance agent and ask him/her. </TD></TR></TABLE>
That's what I did. I have an extra $9000 on my policy. I also only pay $840 a year to insure it with the extra coverage.
You best bet (obviously) is to call your insurance agent and ask him/her.
</TD></TR></TABLE>That's what I did. I have an extra $9000 on my policy.
I also only pay $840 a year to insure it with the extra coverage.
02-02-2005, 05:15 AM
#19
Junior Member
Join Date: Dec 2004
Location: Somewhere in a DC2.... Supporting the ITR Militia, USA
Posts: 811
Likes: 0
Received 0 Likes
on
0 Posts
Re: Insuring aftermarket parts (Fat Bradstard)
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Fat Bradstard »</TD></TR><TR><TD CLASS="quote">
That's what I did. I also only pay $840 a year to insure it with the extra coverage. </TD></TR></TABLE>
Damn thats cheap... You are bound to have a perfect driving record, not a daily driver car, or your old as dirt (lol) have marriage and multi-car discount....
That's what I did. I also only pay $840 a year to insure it with the extra coverage. </TD></TR></TABLE>
Damn thats cheap... You are bound to have a perfect driving record, not a daily driver car, or your old as dirt (lol) have marriage and multi-car discount....
02-02-2005, 05:16 AM
#20
Junior Member
Join Date: Dec 2004
Location: Somewhere in a DC2.... Supporting the ITR Militia, USA
Posts: 811
Likes: 0
Received 0 Likes
on
0 Posts
Re: Insuring aftermarket parts (Fat Bradstard)
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Fat Bradstard »</TD></TR><TR><TD CLASS="quote">
That's what I did. I have an extra $9000 on my policy. I also only pay $840 a year to insure it with the extra coverage. </TD></TR></TABLE>
J/K about the old thing..... Is that for full coverage? And which company do you have?
That's what I did. I have an extra $9000 on my policy.
I also only pay $840 a year to insure it with the extra coverage. </TD></TR></TABLE>J/K about the old thing..... Is that for full coverage? And which company do you have?
02-02-2005, 05:19 AM
#21
Honda-Tech Member
Join Date: Mar 2003
Location: Greenville, SC
Posts: 4,027
Likes: 0
Received 0 Likes
on
0 Posts
Re: Insuring aftermarket parts (01ITR#173DC2ning)
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by 01ITR#173DC2ning »</TD></TR><TR><TD CLASS="quote">
J/K about the old thing..... Is that for full coverage? And which company do you have?</TD></TR></TABLE>
Yes, full covereage. 100/300/100 limits. I am over 25 and SINGLE. It is classified as my "weekend" car and rated at 5000 miles per year. My insurance company is Travelers. I alsp pay $600 a year for my '03 Tacoma double-cab truck which is my daily driver. Yes, I do have perfect driving record for the last 8 years.
J/K about the old thing..... Is that for full coverage? And which company do you have?</TD></TR></TABLE>
Yes, full covereage. 100/300/100 limits. I am over 25 and SINGLE. It is classified as my "weekend" car and rated at 5000 miles per year. My insurance company is Travelers. I alsp pay $600 a year for my '03 Tacoma double-cab truck which is my daily driver. Yes, I do have perfect driving record for the last 8 years.
02-02-2005, 05:35 AM
#22
Junior Member
Join Date: Dec 2004
Location: Somewhere in a DC2.... Supporting the ITR Militia, USA
Posts: 811
Likes: 0
Received 0 Likes
on
0 Posts
Re: Insuring aftermarket parts (Fat Bradstard)
Congrats on the driving record..... So its nice to pay cheap insurance... I'm 24 and my driving record is clean.... I just had a terrible wreck in a Jeep I had that insurance wouldn't total and payed out more than what I could have gotten another used one for.... might I add this was 2 yrs ago, the jeep was a 99 model and under 100k.... So needless to say, High ins. for me a FAWK YOU Allstate.....
02-02-2005, 11:34 AM
#24
Re: (Rice Is Best)
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Rice Is Best »</TD></TR><TR><TD CLASS="quote">cant you tell a insurance company to insure the car for $50k and youll just pay the insurance cost for a 50k vehicle?
</TD></TR></TABLE>
no, because i can tell the insurance company that my car is worth $50k, and pay the rate for one month, then crash it and claim $50k as the value of my car. this doesnt make sense.
n.b. check my sig.
</TD></TR></TABLE>
no, because i can tell the insurance company that my car is worth $50k, and pay the rate for one month, then crash it and claim $50k as the value of my car. this doesnt make sense.
n.b. check my sig.
02-02-2005, 08:03 PM
#25
Join Date: Dec 2004
Location: Disney Land, CA
Posts: 297
Likes: 0
Received 0 Likes
on
0 Posts
Re: (profroopchan)
yeah that makes sense.
what if you show your insurance company receipts that adds up to 50k and pictures of them on the car? that would be able to insure the car to 50k right
what if you show your insurance company receipts that adds up to 50k and pictures of them on the car? that would be able to insure the car to 50k right