JDMITR222

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by deejaycherub &raquo;</TD></TR><TR><TD CLASS="quote">full coverage... if i hit you, the insurance will pay to fix your car and mine. but if you were only to have liability, they would only fix your car...

this was a trick question was it?</TD></TR></TABLE>

Liability fixes the other parties vehicle not yours.

Utilitarian

You're only sacrificing service, but what ever gets you on the road. Ideally, you won't have to use them for any claims.


Matt&lt; 25, speeds, never had a ticket, hoping to get V1 as wedding gift!

gsr-2nr

geico sucks *** they were 200 more then my current insurance company.

nemesis0104

They wouldn't cover me due to my record but I was with progressive, and when I bought my Type R they wanted 3669 for 6 months, so I ended up switching to Bristol West and I"m only paying 1800 for 6 months. I due have some points and had my license revoked twice but I haven't had a ticket in two year so my points are on the decline....

Tweakmeister

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by cmdr430 &raquo;</TD></TR><TR><TD CLASS="quote">i just turned 30 </TD></TR></TABLE>

At 25 your rates go substantially down, so for the past 5 years you've been in the "cheap" category for insurance. Even cheaper if you're married.


Tweak - who's on Geico as well

IVI

like the commerical says
a 15 minute call can save you 15% or more on your insurance

seems like that 15 min call saved you about 75% off your insurance.
thats just insane.
too bad geico went away from new jersey.
i heard they are coming back tho.

nice job.

igyloo

aside from 6 month rates, post your deductibles...then we all will be able to compare...

GettaluvR

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by deejaycherub &raquo;</TD></TR><TR><TD CLASS="quote">full coverage... if i hit you, the insurance will pay to fix your car and mine. but if you were only to have liability, they would only fix your car...

this was a trick question was it?</TD></TR></TABLE>
if you hit someone but it's not your fault they will fix your car too, as long as it's not your fault you will have it cover by another party's insurance !! you dont need to get full coverage for thieft, it's an optional you can have 3rd party insurance and add theft, so if yours get stolen they will pay for it too, but anyway insurance pay **** for it

onyx00

I didn't read all the responses so please ignore this if I am repeating already stated information.

If you have a clean/good driving record many times you are better off going with a insurance company like Allstae or State Farm, etc.

Companies like Geico or Progressive are usully tailored to drivers with not so perfect driving records and while they will have lower premiums for those kinds of drivers, for good drivers they may charge more than what the other big insurance companies would.

As I am sure many have said, shop around. That's the only way to get the best deal.

I found that staying with Allstate was my cheapest option ($817 / 6 months). Keep in mind I am still on my parents policy. This is with max. coverage, rental coverage, glass, $0 comprehensive deductible, and $1000 collision deductible.

woodog

i called geico out of curiosity recently.(their tv commercial is everywhere)
their quote was about $6-700 more than my nationwide full coverage.(per year)

ENDYN

Man, you guys have it tough. State Farm fully covers my Civic and ITR (including the cost of their mods) for $1520.00 per year.
I guess old age and living in Ft. Worth, Texas are good for something!

Hoagieryder

Chuck or anyone else living in the Mass, NH, or Maine area let me know what u pay for insurance on the ITR if you don't mind. I am looking to buy one within the next year and have a relatively clean driving record (1 ticket, one accident 4 years ago)thnx - Jon

letmeseeyouskip

try go2 the same company but different agencies because some try to get hella money..... i know for a FACT

WhoisDan

My friend has progressive insurance and he pays over 5 grand a year for his 98 Champ Type R. Ohh, and he is also 20.

hecklervtec

I guess nobody remembers Geico buying all the police departments radar and laser guns. I jst won't do business with a company that supplies items like that so they can catch people and raise their rates.

knalige

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by hecklervtec &raquo;</TD></TR><TR><TD CLASS="quote">I guess nobody remembers Geico buying all the police departments radar and laser guns. I jst won't do business with a company that supplies items like that so they can catch people and raise their rates.</TD></TR></TABLE>

I damn sure never heard that......thats mighty big

Old Man Quig

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by nsxtasy &raquo;</TD></TR><TR><TD CLASS="quote">

Full coverage usually includes:

Liability - to protect you in case your car causes damage to other people and property

Collision - to protect the value of your car in case it is in an accident

Comprehensive - to protect the value of your car from other losses, such as theft, fire, vandalism, etc

There are some other coverages you can get (e.g. to pay for a rental car while yours is being fixed) but these three are usually considered the main components of full coverage.

Also note that you can pay more or less depending on what dollar limits you choose for your liability coverage and for your deductibles.
</TD></TR></TABLE>

Don't forget Uninsured/Underinsured motorist coverage, as well as Personal Injury coverage.

Full coverage also protects against things such as hail damage and whatnot. At least it did with my cars.