This is what a 0% apr credit card can do to you. :o
10-04-2002, 11:15 AM
#27
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Re: This is what a 0% apr credit card can do to you. :o (LOwrestling2001)
I only have one CC, had it for 3 years now... I'm paying damn 15.99% APR on a $2000 balance, and I can't make any sizeable payments while I'm in school, I have to wait till next summer. I'm paying about $30/mo. in interest. 
Alot of that stuff has been stuff I wasted money on for my old car, and other stuff like school books, and necessities like new tires, etc. I've had a balance of ~$2000 for soooo long, I can't wait to get rid of it all.
Alot of that stuff has been stuff I wasted money on for my old car, and other stuff like school books, and necessities like new tires, etc. I've had a balance of ~$2000 for soooo long, I can't wait to get rid of it all.
10-04-2002, 11:58 AM
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Re: This is what a 0% apr credit card can do to you. :o (PatrickGSR94)
daymn i regret getting my Credit Card . the interest is killing me. just interest alone im paying 80/m. im gonna pay it off asap and just spend cash after that.
. the interest is killing me. just interest alone im paying 80/m. im gonna pay it off asap and just spend cash after that.
10-04-2002, 12:52 PM
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Re: This is what a 0% apr credit card can do to you. :o (DC2_Integra)
Heh... I got my Comptech Exhaust, Comptech MIG headers, Koni Yellows, and Eibach Pro-Kit all at the same time from Mike at Diablo. And off of those low prices, I told him about the group buys going on on some of the stuff and he knocked like $50 off the order and I got the above stuff for $1595! I'm going to be getting the Icebox before the 26th (dyno day), and I'll make sure to pick up a tasteful sticker like dLo has.
What my trunk looked like after my spending spree:
Ben
[Modified by mr_mbuna, 9:54 PM 10/4/2002]
What my trunk looked like after my spending spree:
Ben
[Modified by mr_mbuna, 9:54 PM 10/4/2002]
10-04-2002, 09:02 PM
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Re: This is what a 0% apr credit card can do to you. :o
Yeah, watch out for those credit cards... it's tempting to go nuts buying things and screw yourself as a result, especially when your limit is high and the APR is low. I got a new MasterCard a couple of months ago and have already run it up to a little over $900 and I still want to buy rims, tires, springs, and shocks.Hopefully I'll be able to limit myself to just rims/tires, then start actually reducing the balance. A $5k limit isn't a good idea for an impulse buyer such as myself. 
Anyways, good luck with your mods and card.
Anyways, good luck with your mods and card.
10-04-2002, 09:14 PM
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Re: This is what a 0% apr credit card can do to you. :o (Weston)
A $5k limit isn't a good idea for an impulse buyer such as myself.
Ben
10-04-2002, 09:39 PM
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Re: This is what a 0% apr credit card can do to you. :o (mr_mbuna)
A $5k limit isn't a good idea for an impulse buyer such as myself.
Oh man... heh. Since my parents cosign on the card, my credit limit is $35,000. That's right, 35 grand. Its always nice to know I could buy a Bimmer but not ever actually be able to pay for it.
Ben
Oh man... heh. Since my parents cosign on the card, my credit limit is $35,000. That's right, 35 grand. Its always nice to know I could buy a Bimmer but not ever actually be able to pay for it.
Ben
10-04-2002, 10:06 PM
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Re: This is what a 0% apr credit card can do to you. :o (Weston)
I just got my limit raised on my credit card from 1000 to 1300. Hell yea 
I bought my wheels with the card and have way over half paid off. I have 200 bucks left to pay off and paid 4 dollars in interest
DOC: Get the header now
I bought my wheels with the card and have way over half paid off. I have 200 bucks left to pay off and paid 4 dollars in interest
DOC: Get the header now
10-04-2002, 10:14 PM
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Re: This is what a 0% apr credit card can do to you. :o (Volcom)
I just got my limit raised on my credit card from 1000 to 1300. Hell yea
I bought my wheels with the card and have way over half paid off. I have 200 bucks left to pay off and paid 4 dollars in interest
DOC: Get the header now
I bought my wheels with the card and have way over half paid off. I have 200 bucks left to pay off and paid 4 dollars in interest
DOC: Get the header now
10-04-2002, 11:38 PM
#37
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Re: This is what a 0% apr credit card can do to you. :o (paste)
yeah playing catchup on debt really sucks. Dont make any late pyments or your apr will sky rocket.
[Modified by piatl7il77, 8:39 AM 10/5/2002]
[Modified by piatl7il77, 8:39 AM 10/5/2002]
10-04-2002, 11:44 PM
#38
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Re: This is what a 0% apr credit card can do to you. :o (Volcom)
I just got my limit raised on my credit card from 1000 to 1300. Hell yea
I bought my wheels with the card and have way over half paid off. I have 200 bucks left to pay off and paid 4 dollars in interest
DOC: Get the header now
I bought my wheels with the card and have way over half paid off. I have 200 bucks left to pay off and paid 4 dollars in interest
DOC: Get the header now
But I can't wait to get the intake and exhaust installed. I already think that the GSR pulls pretty good, expecially tonight as I was coming home at 1:00 a.m., everything was just so clean as I redlined from 1st-3rd. I now think I'm going to kick my brother's ***, he scared and BTW the more **** I get for my car the more jeluos he get's and wishes he had a GSR. 
10-05-2002, 12:25 AM
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Re: This is what a 0% apr credit card can do to you. :o (Dr. RAB01GSR)
Damn guys...take it easy with the credit cards. I hate to see people f$ck themselves by over spending, especially younger people that don't realize how bad it can get. If you are only paying the monthly minimum, you are basically only paying the interest incured each month and have not put a dent in the principal that you owe. If I don't have the money to cover my credit card bills I don't use it unless it is an absolute emergancy. One thing you can do when the 0% expires is to transfer the balance to another 0% card, but make sure to cancel the original card. Please be careful or it will haunt you in the future when you really need the money.
10-05-2002, 12:54 AM
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Re: This is what a 0% apr credit card can do to you. :o (Area57)
i wouldnt get the comptech header. i bought mine for $495 and that was 3 years ago. its hasnt gone down in price much or given more HP performance.
i would go w/ JDM 4-1. u will pay about the same after all is said and done maybe more cuz of the cat to match plus u will get more HP gains.
oh yeah......i love CC debt. its the american way.
i would go w/ JDM 4-1. u will pay about the same after all is said and done maybe more cuz of the cat to match plus u will get more HP gains.
oh yeah......i love CC debt. its the american way.
10-05-2002, 07:18 AM
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Re: This is what a 0% apr credit card can do to you. :o (stick)
i wouldnt get the comptech header. i bought mine for $495 and that was 3 years ago. its hasnt gone down in price much or given more HP performance.
i would go w/ JDM 4-1. u will pay about the same after all is said and done maybe more cuz of the cat to match plus u will get more HP gains.
[B]oh yeah......i love CC debt. its the american way. :thumbup{/b}:
i would go w/ JDM 4-1. u will pay about the same after all is said and done maybe more cuz of the cat to match plus u will get more HP gains.
[B]oh yeah......i love CC debt. its the american way. :thumbup{/b}:
Why not the Comptech, and do you have the 4-2-1 or 4-1. BTW I don't want high-end power
10-05-2002, 11:55 AM
#42
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Re: This is what a 0% apr credit card can do to you. :o (2000integragsr)
All I hear is good things about the comptech. How do you know it's a mangaflow muffler?
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