i plan on buying a 2003 r6 in mid june. i was wondering wat if i need insurance to drive it off the lot . if so does it have to be fulll coverage? any help would be great..thanks

 

If you finance it, then the lien holder will require you to have full coverage. If you pay cash, then no.

Either way, brand new R6... yeah get some insurance.

 

yea i plan on gettin thru the special that yamaha has going on right now...that 3.9 apr for two years...so if i get the bike thru that then i have to get full coverage before riding it off the lot?...

 

yes you'll need full coverage.

and can you guess how much its going to be a year for you, my friend?

 

Try at least 1/3 of what you're going to pay for the bike a year

 

hahahaha...you do not need full coverage to leave the lot...i just bought my 03 r6 two days ago and the dealer told me that if i wanna go ahead and take the bike home then i can...its my choice...i know that may sound weird but its the truth......late

 

hm interesting. my dealer didnt care either, but the credit union i got my loan from wouldnt transfer funds to the dealer until i had proof of insurance.

 

i heard that since im gettin my bike financed then i have to get full coverage to leave the lot...i also checked on insurance from geico and they quoted me 3000 a year...DAMN expensive...so i dont kno wat imma do...thansk for the replys tho

 

Try taking out a personal loan, or buying it on a low interest credit card. You won't HAVE to have full coverage and you'll technically OWN the bike (the title will be sent to you, with your name on it).

The most expensive coverage on a motorcycle is comprehensive and collision, along with uninsured motorist. Comp will pay for the bike if it's stolen, collision will fix it if an accident is YOUR fault, uninsured motorist will fix it if it's the other person's fault and they don't have insurance.

See if somehow you can get on with USAA. It's a long shot, but I'm paying $536/year full coverage on a 2000 ZX-12R (28yr old, no tickets, licensed 4 years).

 

thaimonkee

$3k?! That's robbery. I'm paying $600/year, full coverage, 24, two tickets (within past three years) through Geico, also. What kinda bike?

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by marmaladeboy &raquo;</TD></TR><TR><TD CLASS="quote">thaimonkee

$3k?! That's robbery. I'm paying $600/year, full coverage, 24, two tickets (within past three years) through Geico, also. What kinda bike?</TD></TR></TABLE>

is it really robbery? were talking about a 2003 R6 vs a 8 yr old CBR f3.

 

Try bike-line.com.

 

falcon - Mmmf. Frmm-ah....mrrmmmf.

(pulls foot out of mouth)

Dude, I'm an idiot. I should've read his first post.

 

im also currently unemployed which will make gettin a bike harder to finance..i dont think that they will even finance me without a job...i kno suzuki wont...any other good companies that will finance a poor man?..

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by marmaladeboy &raquo;</TD></TR><TR><TD CLASS="quote">falcon - Mmmf. Frmm-ah....mrrmmmf.

(pulls foot out of mouth)

Dude, I'm an idiot. I should've read his first post.</TD></TR></TABLE>

sorry i didnt see the part where you didnt realize what bike it was.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by thaimonkee &raquo;</TD></TR><TR><TD CLASS="quote">im also currently unemployed which will make gettin a bike harder to finance..i dont think that they will even finance me without a job...i kno suzuki wont...any other good companies that will finance a poor man?..</TD></TR></TABLE>

how...wha...how can you get a loan without a job? no bank in their right mind would do that.

 

thaimonkee - It might be possible for you to get that loan, if you have someone (parent? spouse?) co-sign for you. But you'll still need a job to pay off that loan.

 

this is going nowhere fast

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by thaimonkee &raquo;</TD></TR><TR><TD CLASS="quote">im also currently unemployed which will make gettin a bike harder to finance..i dont think that they will even finance me without a job...i kno suzuki wont...any other good companies that will finance a poor man?..</TD></TR></TABLE>

Might wanna work on taking care of this before you go buyin a new toy

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by falconGSR &raquo;</TD></TR><TR><TD CLASS="quote">is it really robbery? were talking about a 2003 R6 vs a 8 yr old CBR f3.</TD></TR></TABLE>

When my friend sold his 94 Katana 750 for a '00 ZX-6R his insurence stayed the same. I know it is not an '03 but still. Progressive is good.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Mr Milano &raquo;</TD></TR><TR><TD CLASS="quote">

When my friend sold his 94 Katana 750 for a '00 ZX-6R his insurence stayed the same. I know it is not an '03 but still. Progressive is good.</TD></TR></TABLE>

yeah going from older 750 to newer 600..i can believe that. i think displacement is still a key factor when they formulate rates.

 

I do to. Switching to a F4 or F4i (which I plan on being my next bike) from my F2 wasn't gonna change. Then I checked on a 929RR, ouch.

 

my boy just bought a 03 gsx1300r and walked out with no insurance.. oh and yes he financed it.. 210 a month... and didnt even get full coverage 3 days later after he got it... said it was paid off to the insurance company...

 

wat you mean it was paid off to the insurance company?...and where in va did he buy the bike at?...

 

you can tell the insurance company that it's paid off, and they won't care. it is the lending institution that is concerned that the vehicle has physical damage coverage. they're concerned because in the event something happens to the bike where you are at fault, you have proper coverage to fix the bike.