sup guys im a 21 year old smog technician and have been smogging cars for about a year now. i work for my dad who owns a test only station but am only getting experience working there with low pay (pretty much a paid intern) because just about EVERY smog check station requires you to have ONE YEAR experience to get hired. so im going to look for a stable job at a different smog station and hopefully get a pay of around 13-14 dollars an hour. i cant expect to get a salary from my dad because he's already paying my brother a salary and doesn't need two smog techs to man one dyno.. i really REALLY want to get an SI and was wondering what you guys think i should do to get it.. ive never bought a new car and i own a 94 integra which my dad bought for me, and is my first car. what should i do to go about buying an SI? should i get a stable job, sell my integra, then make a down payment of some sort, and make payments on the SI til i pay it off? if so, what is the down payment figure around, on average? how about the payments? do u guys choose how much u wanna pay the dealership a month? or do you have to work that figure out with the dealership? what is the average monthly payment plan like?? i want an SI BAD!!!!!!!! you guys' feedback would be greatly appreciated

 

I pay 440 a month for 60 months with 2400 down

 

i pay 180 a month for 4 years, but i hope to pay it off in teh first year

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by kloscivicsi &raquo;</TD></TR><TR><TD CLASS="quote">i pay 180 a month for 4 years, but i hope to pay it off in teh first year</TD></TR></TABLE>
what the fuc|&lt; how much did you put down!?

 

I suggest using a payment calculator on cars.com or Honda.com. You can play with the downpayment amounts, number of months, finance rates, etc..
These are pretty useful but remember they don't usually include tax, tags, registration and other fees so keep that in mind.
Selling your Integra might give a decent downpayment. Also I would suggest you avoid going longer than 48 months, because after you sign the paper work you might feel like it will take forever to pay it off. Don't forget insurance!

 

401 for 60 months with 1700 down

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by noob with an RS &raquo;</TD></TR><TR><TD CLASS="quote">sup guys im a 21 year old smog technician and have been smogging cars for about a year now. i work for my dad who owns a test only station but am only getting experience working there with low pay (pretty much a paid intern) because just about EVERY smog check station requires you to have ONE YEAR experience to get hired. so im going to look for a stable job at a different smog station and hopefully get a pay of around 13-14 dollars an hour. i cant expect to get a salary from my dad because he's already paying my brother a salary and doesn't need two smog techs to man one dyno.. i really REALLY want to get an SI and was wondering what you guys think i should do to get it.. ive never bought a new car and i own a 94 integra which my dad bought for me, and is my first car. what should i do to go about buying an SI? should i get a stable job, sell my integra, then make a down payment of some sort, and make payments on the SI til i pay it off? if so, what is the down payment figure around, on average? how about the payments? do u guys choose how much u wanna pay the dealership a month? or do you have to work that figure out with the dealership? what is the average monthly payment plan like?? i want an SI BAD!!!!!!!! you guys' feedback would be greatly appreciated</TD></TR></TABLE>

Save your money, go to college, smog tech isn't a career....don't buy an SI until you don't have to worry about how much it will be.

 

become a Auto Technician..thats what i'm gonna do..

in the 400's payment plus insurance man..so you need something that will pay good.

 

yes that is correct 14 dollars an hour won't get you anywhere go to a factory backed techs chool and get ASE's while in school and you will be fine

 

400 a month for that car?

uhhh no . . . i'll pass

the insurance for it is close to $300

i am not paying $700 a month for a car with less than 200 ponies

i want one very bad, and i have a FICO that they drool over but i will not drive that for $700 a month

yall must be ballers

 

300 a month for insurance, mine is going to be only 135 and im 22 and have a clean insurance record.

i put 16k down

 

You have to pay to play.

Financing new cars is not cheap.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by dj_BUDDAH &raquo;</TD></TR><TR><TD CLASS="quote">400 a month for that car?

uhhh no . . . i'll pass

i want one very bad, and i have a FICO that they drool over but i will not drive that for $700 a month

yall must be ballers</TD></TR></TABLE>

Save up for a big downpayment and you wont be paying $400 a month.

 

i'm sad looks like itll be virtually impossible to see myself in an SI within a year

 

if you're paying $300 a month for insurance, you must have the worste driving record ever, that's ******* insane.

 

u'd be surprised about the insurance rates in ny... i have a 95 teg and the rates for a 21 year old with a clean record is like 2500-3000 a year and das just liability

 

feeel you there I am paying 288 a month on insurance with an accident otherwise it would have been 244

 

i have been quoted 150-390 for insurance,...shop around.

 

My payments would be about 215/month for 72months at 6%. With $7000 down on 20k. Insurance should be around $700/yr. Cheap fun!

 

$475 for 72 month 3900 down but i add sum security **** soo yea

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by pvt. snowball &raquo;</TD></TR><TR><TD CLASS="quote">$475 for 72 month 3900 down but i add sum security **** soo yea</TD></TR></TABLE>

not sure what i missed but thats $38100 for a 19k car... must be for 2 of them!

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by markaria &raquo;</TD></TR><TR><TD CLASS="quote">

not sure what i missed but thats $38100 for a 19k car... must be for 2 of them!</TD></TR></TABLE>

iono but the APR was 7.9 and the dealer wanted 24000 for it plus all the scrurity **** was lik 2000 soo yeah

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by pvt. snowball &raquo;</TD></TR><TR><TD CLASS="quote">

iono but the APR was 7.9 and the dealer wanted 24000 for it plus all the scrurity **** was lik 2000 soo yeah </TD></TR></TABLE>


They must have saw you coming a mile away! 7.9% on a new car?

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by PY TYPE R 483 &raquo;</TD></TR><TR><TD CLASS="quote">


They must have saw you coming a mile away! 7.9% on a new car?</TD></TR></TABLE>


yup dats how it is out here in cali

 

rates all depend on credit...credit will influence payment