I know we like to compare good old insurance rates, and I just got a great call from State Farm...

A woman from State Farm called and said that since my 25th birthday is coming up in November they need me to fill out a form to drop the insurance rates on my Type R. She asked if I drive is daily and I said no, I drive it on the weekends only in the summer(pretty much true).
She said ok, in that case we'll make it a low use vehicle. I'll have the same deductables, just pay alot less.

Here's the good stuff: Old Rate 124.98/month
New Rate 73.12
Savings: $51.86/month!

Maybe I'm a little over excited, but I look at it like an extra $50 in my pocket every month
Mark

 

That's a good price. I am switching from State Farm to Travelers next month. I got a quote on my 98 ITR which is my weekend car as well. I had them add a $9000 supplement to cover my modifications to the car. They quoted me $871 a year which is $72 a month. Just thought that I would share....

 

3 Claims in 2 years owned my ***.... Even though I got no tickets and nothing is on my record (got out of all tickets) they still didn't like it. State Farm droped me and now I pay $290 a month (plus $600 down to start a new policy with progressive). Oh well, guess thats life. Weird thing, did a quote on a new M3 and it would actually lower my insurance

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by AssPenny &raquo;</TD></TR><TR><TD CLASS="quote">3 Claims in 2 years owned my ***.... Even though I got no tickets and nothing is on my record (got out of all tickets) they still didn't like it. State Farm droped me and now I pay $290 a month (plus $600 down to start a new policy with progressive). Oh well, guess thats life. Weird thing, did a quote on a new M3 and it would actually lower my insurance </TD></TR></TABLE>

I couldn't believe my s2000 costs me less to insure than my Type R. I save 300+ a yr

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Nishant &raquo;</TD></TR><TR><TD CLASS="quote">I couldn't believe my s2000 costs me less to insure than my Type R.</TD></TR></TABLE>

Same thing with my NSX.

 

Have we not gotten the point yet, even when it comes to insurance:

Type-R &gt; All

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by nsxtasy &raquo;</TD></TR><TR><TD CLASS="quote">

Same thing with my NSX.
</TD></TR></TABLE>

i recently spoke to a guy around my age with an NSX who used to own an R.

he said the same thing. insurance on NSX &lt; insurance on ITR.

 

State Farm

 

GEICO Insurance: $46/month for Type R with full coverage.
My weekend car also.

Age 26, clean record, Live with the Yankees.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by integraguy2001 &raquo;</TD></TR><TR><TD CLASS="quote">GEICO Insurance: $46/month for Type R with full coverage.
My weekend car also.

Age 26, clean record, Live with the Yankees.</TD></TR></TABLE>

How is that even possible?!? Not saying you're lying, I just find that *very* hard to believe. What are your deductables?

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Splat &raquo;</TD></TR><TR><TD CLASS="quote">How is that even possible?!? Not saying you're lying, I just find that *very* hard to believe. What are your deductables?</TD></TR></TABLE>

Well if you won't I will.

I personally don't think this is on the straight. i.e. parents pay the premiums or you are even on the policy and the car itself is just insured.

They are tons of ways to lower your rates, many of them not totally legit.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Splat &raquo;</TD></TR><TR><TD CLASS="quote">

How is that even possible?!? Not saying you're lying, I just find that *very* hard to believe. What are your deductables?</TD></TR></TABLE>

actually, the policy on my R is only $50 a month.. low use, living in the boonies, multi-vehicle policy.. hard to believe you could get that rate in NYC though!

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by integraguy2001 &raquo;</TD></TR><TR><TD CLASS="quote">GEICO Insurance: $46/month for Type R with full coverage.
My weekend car also.

Age 26, clean record, Live with the Yankees.</TD></TR></TABLE>

scan your declaration page, black out the policy #, SSN, and any other pertinent info and prove it. NYC!!! No way..

what is your deductible, coverage etc.........

 

state farm wanted me to pay 10K a year for insurance

Went to mercury now I pay about 2300

 

A little FYI...
I get the "good driver discount", and multiple car discount too, so they help a bit too.

The $46 is a bit hard to believe. But MAYBE if he's 25 himself, perfect record, policy is under a parents name that has a perfect record, multi car discount, good driver discount, good grade discount(State Farm offers this). Maybe after all that I could probable be around $46 I'm guessing.
M

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by AK1200 &raquo;</TD></TR><TR><TD CLASS="quote">

scan your declaration page, black out the policy #, SSN, and any other pertinent info and prove it. NYC!!! No way..

what is your deductible, coverage etc.........</TD></TR></TABLE>

I don't have a scanner, anyways, why should i lie?
I have minimum state required on liability coverage, and 1000 deductible on both comprehensive and collision.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by 01ITR#700 &raquo;</TD></TR><TR><TD CLASS="quote">A woman from State Farm called and said that since my 25th birthday is coming up in November they need me to fill out a form to drop the insurance rates on my Type R. </TD></TR></TABLE>

You have to fill out a form once you turn 25? Why? Must be a CO thing cuz I never had to do that....

 

Coverage Limit Deductible Premium

2001 ACURA INTEGRA R -
BODILY INJURY LIABILITY $25,000/$50,000 N/A $63.80
PROPERTY DAMAGE LIABILITY $25,000 N/A $34.40
BASIC PERSONAL INJURY PROTECTION $200 Deductible N/A $57.00
RESIDUAL MEDICAL PAYMENTS $10,000 N/A $0.70
SUPPLEMENTARY UNINSURED MOTORIST $25,000/$50,000 N/A $12.80
COMPREHENSIVE N/A $1,000 DED. WITH FULL GLASS $54.00
COLLISION N/A $1,000 DED. $49.00
EMERGENCY ROAD SERVICE N/A NON-DEDUCTIBLE $4.80
* see your contract, a deductible may apply Vehicle Total: $276.50

 

theres a thing where you have the option as a weekend/summer car?

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by integraguy2001 &raquo;</TD></TR><TR><TD CLASS="quote">I have minimum state required on liability coverage, and 1000 deductible on both comprehensive and collision.</TD></TR></TABLE>

Ah. There it is. I don't consider deductables that high to be "full coverage." When I still had my Hype R, I carried a $250 collision and $0 comprehensive deductables, and I paid around $85 a month. My medical/liability limits were higher as well. FWIW, Geico quoted me about $220 a month for similar coverage (some coverages they could not match, like extended-limit rental car and towing).

The Geico quote was without the multicar, multi-line and accident-free discounts I get with State Farm. Now, my total monthly insurance bill is $146, and that covers four cars, life insurance and a personal articles policy.

 

Despite what you have typed I live in Brooklyn and could not get a quote lower then $13,000 per year with a clean license.

I'm still having a hard time swallowing what you wrote.

 

Are you shitting me, Rob? Thirteen large per year, $6500 per six months? $1083 a month?

That's my ******* mortgage payment

 

No joke here.

And that was the lowest I was quoted about 1 year ago. the highest was Geico at $8,000 every six months.

I told the lady to take her left hand and to start yanking my D_ _ _ really hard for me to pay that, And then she said that was not right of me to say that. I said now you know how I feel!!!

Yeah I'm a SOB...

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Bbasso &raquo;</TD></TR><TR><TD CLASS="quote">I told the lady to take her left hand and to start yanking my D_ _ _ really hard for me to pay that</TD></TR></TABLE>

ROFLMAO!!!

I can completely hear you saying that

Dude, move down here. Hot girls, cheap smokes and you won't have to sell your kidneys to keep your R.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Splat &raquo;</TD></TR><TR><TD CLASS="quote">

Ah. There it is. I don't consider deductables that high to be "full coverage." When I still had my Hype R, I carried a $250 collision and $0 comprehensive deductables, and I paid around $85 a month. My medical/liability limits were higher as well. FWIW, Geico quoted me about $220 a month for similar coverage (some coverages they could not match, like extended-limit rental car and towing).

The Geico quote was without the multicar, multi-line and accident-free discounts I get with State Farm. Now, my total monthly insurance bill is $146, and that covers four cars, life insurance and a personal articles policy.</TD></TR></TABLE>

How old are you ?