i was drivin doWn my street slowly approachin a stop sign..when my neighbor flew out his driveway not looking n hit my car on th epassanger side....mangling the r/s fender r/s corner light n my front bumper..im so mad...the estimated prices to fix thsiporblem was about 1500-2000 dollers n now hes going through the insurance wich will bump my insurance up aswell cuz i am not a secondary driver on the car! i am so mad..becuz i have a red light ticket to face comin up nexx week wich is 3 demerit points wich will add to the insurince hike! im a student who is broke n now soon to be out of a crx ****!

 

if its his fault why would effect your insurance costs?

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by D-ray &raquo;</TD></TR><TR><TD CLASS="quote">i was drivin doWn my street slowly approachin a stop sign..when my neighbor flew out his driveway not looking n hit my car on th epassanger side....mangling the r/s fender r/s corner light n my front bumper..im so mad...the estimated prices to fix thsiporblem was about 1500-2000 dollers n now hes going through the insurance wich will bump my insurance up aswell cuz i am not a secondary driver on the car! i am so mad..becuz i have a red light ticket to face comin up nexx week wich is 3 demerit points wich will add to the insurince hike! im a student who is broke n now soon to be out of a crx ****!</TD></TR></TABLE>

i would use a train for bicycle from now onwards

 

shoulda told him to get out the checkbook before he called the insurance

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by wtsexton &raquo;</TD></TR><TR><TD CLASS="quote">if its his fault why would effect your insurance costs?</TD></TR></TABLE>

From what I've learned your insurance still goes up even if it isn't your fault.

 

ummm... no

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by michaelOlson &raquo;</TD></TR><TR><TD CLASS="quote">

From what I've learned your insurance still goes up even if it isn't your fault.</TD></TR></TABLE>

what kinda lame *** insurance can raise your rates when you are not at fault? Is there a NO FAULT insurance clause in Canada? If so maybe you should tell your neighbor to pay outta pocket or a bowling ball might just "fly out of nowhere" through his living room window?

 

Insurance companies are like the governments, they'll take all your money and leave you ****.

 

I think they start labeling you as a "high risk" if you get into accidents that aren't your fault. Decent insurance companies let you slide a few times with honest accidents that weren't your fault before they stick it to you.

 

You should be fine. I wouldn't sweat it.

 

hugely sucks sorry to hear. But it depenends on insurance from what i hear you may go up or not

 

yeah, I've been in 2 accidents that weren't my fault and Geico actually forced me out of my parent's premium into my own because I was "high risk". Bastards.

 

Go to traffic school.

 

Insurance doesnt go up man. They havent legalized the no fault clause yet in Canada. Your insurance company if your car isnt even totalled (which it might be) I dont think you have to tell them.