i'm movin to the city this fall so i don't think i'll drive the car that mch...thinkin maybe switchin to liablity only...but that would suck to have it stolen w/ only liability....are most of you guys on liability or full coverage?

 

full coverage with my shitty RS.

 

full, and i got a 94! people make fun of me ....i have bad luck though and im paraniod!

 

it reallt depends on how old the car is and what its worth
i have a 91 ls and of course i have liability cuz the car is not worth anything
full coverage would cost more than the car is worth
i would say with a gsr you should get full coverage

 

Here is how I always saw it:

RS, GS, LS + fuel cutoff = get liability only

GSR = probably get full coverage

Type R = don't let it leave your garage

 

I am thinking about the samething. I have a 94gsr 4 door with 130k miles....I currently have full but thinking about going just liability.....

 

Get full coverage. GSR's are stolen quite often. Unless you have a garage and you don't park it in a common theft area then maybe i'd say drop down to liability. But I wouldn't take a chance.

I've got full coverage and i've got a garage/security guard at the top of the hill. Just for my own peace of mine and satisfaction.

Plus what are you going to do if you get in an accident?

 

I say its more on how much you car is worth, i think 5 k is the threshold for full coverage. If it books for 5k or more I would get full coverage. I live in NJ and I work in Newark, the car theft capital of the world, Full coverage on a gsr (im 23 no points no accidents) would have cost me 4800 a year. I said **** that, not worth it. SO i bought a 97 rs for 5500 and just have liability. I cross my fingers when i occasionaly drive to work. NJ Insurance is atrocious.

 

I wouldnt have anything but full on my GSR. They get stolen too often

 

full coverage.

 

if you're in CA put it on FULL

 

Take the "collision" off of your full coverage, thats the expensive part. Keep the "comprehensive", which covers theft, vandalism. I took the collision coverage off my 94 GSR and my rate went down 30%. If you don't drive it that much you don't really need to worry about wrecking the car. Make sure you have uninsured motorist coverage though.

 

good tips. thanks

 

also, if you have lo-jack, or possiblly other tracking systems, insurance companies may require you to have the full coverage if you want that discount.

-aoib0t, who heard about that yesterday.

 

if you can afford it, full coverage insurance is what i say...

 

Yup my 95 GSR has full as well. Its just easier if anything happens I guess.

 

full coverage. sucks, and it's expensive, but that's the price of owning a gs-r

 

Always full coverage. Don't even think about liablility. You'll get screwed fast than Britney Spears on exstacy (sp)..... I know, I'm not sure if thats spelled right.

 

More important than the make, you need to factor in how much the car is worth. We already know Gsr's are more of a target and ITr's are more of a target than Gsr's.

With that being said how much is the car worth? Are you still making payments on it? and how much.

Lets say I owned a 95 gsr and still owed 5k on it, I would be dumb to get liability because well you run the risk of being left with no car(stolen) or accident (wrecked car) that you still owe $$ on.

It's pretty much common sense, if your car is worth a descent amount of change get Full coverage.

I just got a beater for $1800 so im just going to pur liability on it. Like the other guy said Full coverage in a year would almost pay for the car

 

If it's a gsr I would get full coverage, or as someone mentioned just get liability and comprehensive and drop the collision. I have a 92 GS, I only paid $2500 for it so I just get liability only, it's $40 a month.

 

Here is how I always saw it:

RS, GS, LS + fuel cutoff = get liability only

GSR = probably get full coverage

Type R = don't let it leave your garage

 

get comprehensive... the cost of full coverage a year in new jersey is more than what the car cost...

 

unless you can afford to replace it with out of pocket money, I'd do full.

 

tri-state area = full coverage. You are foolish if you live in PA, NJ, or NY to not have it.

 

Liability only, but my car sits at work, where I can see it, or at home in my garage. So I don't think theft is much of a problem....