Well i'm up in snowy minnesota and i was wondering if the insurance rates would be a little bit cheaper for motorcycle's here rather then places like florida or california where the weather is always nice. I was thinking this because only about 2 out of 4 seasons are rideable...so could that effect insurance rates..?

 

My insurance said that it would be like $350 for the year...its so cheap becuase in that price they consider only a 6 month riding season + 6 months of storage. Im sure down south its more expensive for the year.

 

350 for full coverage or liability?

 

full coverage on a '96 F3. Actually it was $364 and some change.

 

jesus you guys have it nice, i am looking at just over $3,000 a year for full insurance on my new 04 R6. i don't have a choice in the matter, here there is no alternative companies to buy from.

edit: male under 24 = HOSED


Modified by Mazdillac at 12:34 AM 5/15/2004

 

I still don't believe these guys pay under $500 for full coverage, insurance companies would go bankrupt at that. Esp the one kid who is like 19 and said he pays $350 for full coverage. My 51yr old father with a perfect record pays more than that for just liability on a 600.

 

yeh no doubt, I have a perfect record and mine is still stupid high. my liability alone is over a grand a year.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Mazdillac &raquo;</TD></TR><TR><TD CLASS="quote">yeh no doubt, I have a perfect record and mine is still stupid high. my liability alone is over a grand a year. </TD></TR></TABLE>

wow that sucks
what company are you going through? i'm only paying about 250 a year for liability on a yzf600r and i'm 21 with a clean record. but i was quoted $2,300 a year for full coverage

 

ICBC....heh the only isurance company there is here in BC canada.....

 

Is bike insurance like car insurance, in that, if the bike is not paid off you are forced to have full coverage? I would assume so, but full coverage on a bike is rediculous.

I am almost tempted to buy a new car, instead of having a bike payment and two insurance payments, That would be one rediulous amount of money a month.


car insurance: 140
Bike payment: 175*
Bike insurance: 250 (1500 for six months)
= 565

Thats rediculous

 

For my new 600RR Full coverage would of been $5000 a year. I bought the damn thing for $8600! So I went for liability for only $468 a year and I'm only 26.