Debt and ITR's
Thread Starter
Honda-Tech Member
Joined: Jun 2003
Posts: 2,987
Likes: 0
From: Virginia Beach, VA, United States of America
Okay guys, i've always loved ITR's and I finally think i'm going to buy one(if I can find one). but before I put myself into debt, i'd like to know what everyone here is paying for monthly payments on their ITR's. I was quoted at 150 a month for insurance under my parents name and i'd like to know if that is OK or not. I'd be putting around 6-7k down on it so that'll help a lot.
Thanks in advance to all who choose to help!
Thanks in advance to all who choose to help!
find some ITRs for sale,figure out how much you'll have to finance,and go here:
http://www.bankrate.com/brm/popcalc2.asp
chris
http://www.bankrate.com/brm/popcalc2.asp
chris
don`t forget to include the cost off maintence,(dealer prices suck). had the dealer service the car, under the warranty peroid. now that warranty is over i do the maintence myself. shop to work in for free, whenever helps(thank red). and don`t forget tires.
as per debt this is the best fun you can have for a reasonable amount off debt
about $400 for insurance and car payment
as per debt this is the best fun you can have for a reasonable amount off debt
about $400 for insurance and car payment
i pay about $305 a month for the car... but i didn't put anything down.... and insurance is around $195, but i have 2 cars fully covered under my name (im 19).... hope that gives you a better idea of what you might be paying..... insurance also depends on where you live
Thread Starter
Honda-Tech Member
Joined: Jun 2003
Posts: 2,987
Likes: 0
From: Virginia Beach, VA, United States of America
thanks guys, thats about the price i've been noticing out of other forums also. hopefully i'll be a member of the ITR section permanantly soon.
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<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by zygspeed »</TD></TR><TR><TD CLASS="quote">Does that include mods?
</TD></TR></TABLE>
Hell no it doesn't
AEM CAI, JDM header, big cat, V-AFC, Spec B's, CTR wheels, Sparco seat...
I spent too much damn money on that car. Should have left it stock and beat the **** out of it
</TD></TR></TABLE>Hell no it doesn't

AEM CAI, JDM header, big cat, V-AFC, Spec B's, CTR wheels, Sparco seat...
I spent too much damn money on that car. Should have left it stock and beat the **** out of it
Thread Starter
Honda-Tech Member
Joined: Jun 2003
Posts: 2,987
Likes: 0
From: Virginia Beach, VA, United States of America
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Splat »</TD></TR><TR><TD CLASS="quote">My insurance was about $95 a month, but I'm late 20's with a perfect (
) record and multiple cars insured.
Payments sucked though - $477 a month
</TD></TR></TABLE>
holy **** dude! your payments are ridiculous, I hope mine aren't like that.
) record and multiple cars insured.Payments sucked though - $477 a month
</TD></TR></TABLE>holy **** dude! your payments are ridiculous, I hope mine aren't like that.
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by theJUMPoff »</TD></TR><TR><TD CLASS="quote">
holy **** dude! your payments are ridiculous, I hope mine aren't like that.
</TD></TR></TABLE>
*Were* ridiculous. I sold it
I borrowed 20 large on a four-year loan, so the payments were a bit high.
holy **** dude! your payments are ridiculous, I hope mine aren't like that.
</TD></TR></TABLE>*Were* ridiculous. I sold it

I borrowed 20 large on a four-year loan, so the payments were a bit high.
i pay 420 a month on the car..i put down 3k..my insurance was down at 208 a month now its back to 315..but thats because i have a stolen car(my hatch) on my record and the type-r...im glad the street racing charge i got 5 yrs ago got taken off
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by ItrChris »</TD></TR><TR><TD CLASS="quote">Real debt begins when you modify it...
I float between 4-6.5K on c.c
Who's with me???</TD></TR></TABLE>
Insurance, Payment, Interest is just the begining
Mods, maintenence, tickets, are the other half.
Its an endless money pit, but we do it because we love it
I float between 4-6.5K on c.c
Who's with me???</TD></TR></TABLE>
Insurance, Payment, Interest is just the begining
Mods, maintenence, tickets, are the other half.
Its an endless money pit, but we do it because we love it
With $2000 down, I pay $408.62 a month for three and a half more years. I bought it about six months ago. Insurance in my name (19 years old) is $122 a month and I devote all of my spare cash to the car one way or another so I don't mind paying.
Thread Starter
Honda-Tech Member
Joined: Jun 2003
Posts: 2,987
Likes: 0
From: Virginia Beach, VA, United States of America
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Mr.Fairlady »</TD></TR><TR><TD CLASS="quote">Just got my ITR yesterday:
bought for $18k---$307 a mth @ 60mths I think? & $114 INSurance on my own,
<---not the best record but its clean now!</TD></TR></TABLE>
those are the kind of payments im looking at, and you got an awesome deal on that '01 ITR, wish I could find one around here for 18k, even 20k!
bought for $18k---$307 a mth @ 60mths I think? & $114 INSurance on my own,
<---not the best record but its clean now!</TD></TR></TABLE>
those are the kind of payments im looking at, and you got an awesome deal on that '01 ITR, wish I could find one around here for 18k, even 20k!
There's only 3 available forsale at the only dealer in the nation who has them. I tried to buy the yellow one but they won't budge from 23k. There was 1 more forsale in Illonios and it was on ebay but it's sold. Here's the link for that dealer if your interested, you might beable to get a better deal than I was told.
https://honda-tech.com/zerothread?id=708982
https://honda-tech.com/zerothread?id=708982
As you can see it can either go pretty cheap to the extreme. I pay 512 a month for a car payment and $300 on car insurance. Of course I have a long bad driving record and not alot of credit so I got stuck with a pretty high interest rate. Oh well its a fun car.
i can't believe the payments some of you guys have!
for $150-$200/m you could have an EG,and put all the good ITR stuff into it for less than half the price of an ITR total invested.not to mention paying insurance on a cheap,economy car
....and it'd roll an AAR
i'm on the wrong forum to post this
chris
for $150-$200/m you could have an EG,and put all the good ITR stuff into it for less than half the price of an ITR total invested.not to mention paying insurance on a cheap,economy car
....and it'd roll an AAR
i'm on the wrong forum to post this
chris
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by TeamNextGenChris »</TD></TR><TR><TD CLASS="quote">i can't believe the payments some of you guys have!
for $150-$200/m you could have an EG,and put all the good ITR stuff into it for less than half the price of an ITR total invested.not to mention paying insurance on a cheap,economy car
....and it'd roll an AAR
i'm on the wrong forum to post this
chris</TD></TR></TABLE>
Two words "extended warranty". All I can say is that I used mine. If I had an eg with a Type R engine when mine blew up I would have been out some serious money I didnt/dont have.
for $150-$200/m you could have an EG,and put all the good ITR stuff into it for less than half the price of an ITR total invested.not to mention paying insurance on a cheap,economy car
....and it'd roll an AAR
i'm on the wrong forum to post this
chris</TD></TR></TABLE>
Two words "extended warranty". All I can say is that I used mine. If I had an eg with a Type R engine when mine blew up I would have been out some serious money I didnt/dont have.
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Mires »</TD></TR><TR><TD CLASS="quote">
Two words "extended warranty". All I can say is that I used mine. If I had an eg with a Type R engine when mine blew up I would have been out some serious money I didnt/dont have.</TD></TR></TABLE>
i definately see your point.but,on the other hand,that's a lot to pay for an extended warranty.the price difference between an ITR and it's insurance over an ITR/EG will more than pay for a couple backup engines....
barring freak occurance,any well-maintained engine should last a long time...unless you're Chad
chris
Two words "extended warranty". All I can say is that I used mine. If I had an eg with a Type R engine when mine blew up I would have been out some serious money I didnt/dont have.</TD></TR></TABLE>
i definately see your point.but,on the other hand,that's a lot to pay for an extended warranty.the price difference between an ITR and it's insurance over an ITR/EG will more than pay for a couple backup engines....
barring freak occurance,any well-maintained engine should last a long time...unless you're Chad
chris
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Mires »</TD></TR><TR><TD CLASS="quote">Two words "extended warranty". All I can say is that I used mine. If I had an eg with a Type R engine when mine blew up I would have been out some serious money I didnt/dont have.</TD></TR></TABLE>
Resale value, insurance value, etc. Plus nice hybrids are not much cheaper than a 97/98 ITR. ****, just a used ITR motor/tranni is $5k. Thats almost 1/3 the cost of an entire ITR. Add in the cost of the civic, wheels, suspension, seats, exhaust, etc and you havent saved much.
Resale value, insurance value, etc. Plus nice hybrids are not much cheaper than a 97/98 ITR. ****, just a used ITR motor/tranni is $5k. Thats almost 1/3 the cost of an entire ITR. Add in the cost of the civic, wheels, suspension, seats, exhaust, etc and you havent saved much.


