Acura Integra Type-R All Integra Type R Discussions

Jersey Auto-Insurance Sucks....

Thread Tools
 
Search this Thread
 
Old Oct 2, 2003 | 07:24 PM
  #1  
jaysonx's Avatar
Thread Starter
Honda-Tech Member
20 Year Member
 
Joined: Aug 2002
Posts: 492
Likes: 0
From: Mid Atlantic
Default Jersey Auto-Insurance Sucks....

25 Year Old / Clean Record

$5900 / Year to insure a 2001 ITR full coverage w/ $100 deductible.
$5200 / Year to insure a 2001 ITR full coverage w/ $500 deductible.
$2850 / Year to insure a 2001 ITR with no collision coverage.


My hopes and dreams of owning an ITR have indefinatly been put on hold

Owning a car where the insurance is as high as the payment sucks *****.

Hardley anyone even offers insurance in NJ anymore, so I dont even know who to call for a competitive quote.. My current carrier is USAA and I would really hate to leave them anyway (great service).

Ah well, thanks for hearing my rant.
Reply
Old Oct 3, 2003 | 04:31 AM
  #2  
JESGSR's Avatar
 
Joined: Oct 2003
Posts: 6
Likes: 0
From: tampa, florida, u.s.a.
Default Re: Jersey Auto-Insurance Sucks.... (jaysonx)

i know how you feel.i work at progressive insurance and we don't even write insurance in new jersey. just to many claims and accidents.
Reply
Old Oct 3, 2003 | 04:37 AM
  #3  
1GreyTeg's Avatar
Honda-Tech Member
20 Year Member
 
Joined: Jan 2001
Posts: 8,136
Likes: 2
From: kuidaore
Default Re: Jersey Auto-Insurance Sucks.... (jaysonx)

How much with $1,000. deductible?

You're right though, Jersey insurance does suck, but then again so do most drivers on the roads.

Theres hope still, when you turn 30 and or if you get married, your rates drop dramatically.
Reply
Old Oct 3, 2003 | 05:28 AM
  #4  
lanceh's Avatar
Honda-Tech Member
25 Year Member
 
Joined: Jan 2000
Posts: 1,740
Likes: 0
From: imma young chinese boy
Default Re: Jersey Auto-Insurance Sucks.... (1GreyTeg)

you can't tell me they the amount of money paid out by insurance companies in the state of NJ vs. every other state in the US justifies the rates in NJ. no way in hell.
Reply
Old Oct 3, 2003 | 07:42 AM
  #5  
Mugen Mike's Avatar
Honda-Tech Member
 
Joined: Jun 2002
Posts: 9,925
Likes: 0
From: Milwaukee, WI, USA
Default Re: Jersey Auto-Insurance Sucks.... (jaysonx)

Is there anything good about Jersey?
I've never been there, but I've never heard anything good about the place.
Reply
Old Oct 3, 2003 | 09:31 AM
  #6  
lanceh's Avatar
Honda-Tech Member
25 Year Member
 
Joined: Jan 2000
Posts: 1,740
Likes: 0
From: imma young chinese boy
Default Re: Jersey Auto-Insurance Sucks.... (Mugen Mike)

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Mugen Mike &raquo;</TD></TR><TR><TD CLASS="quote">Is there anything good about Jersey?</TD></TR></TABLE>

NO
Reply
Old Oct 3, 2003 | 10:05 AM
  #7  
magic hat #9's Avatar
Trial User
 
Joined: Jan 2000
Posts: 1,801
Likes: 0
From: drink for health
Default Re: Jersey Auto-Insurance Sucks.... (lanceh)

jersey rocks pennsylvania. the only reason to go to pennsylvania is for terrible road signs or skiing the pocono bumps.

i have pallisades insurance, i'm 28 with 2pts, not married, $500 collision & $100 comprehensive (for when it gets stolen), and i'm paying $2400/year. your insurance will have a lot to do with WHERE you live in jersey.
Reply
Old Oct 3, 2003 | 10:18 AM
  #8  
lanceh's Avatar
Honda-Tech Member
25 Year Member
 
Joined: Jan 2000
Posts: 1,740
Likes: 0
From: imma young chinese boy
Default Re: Jersey Auto-Insurance Sucks.... (magic hat #9)

right, and i'm just across the deleware river from you with the same ins coverage and deductibles and pay half what you do.

again, JERSEY SUX!!!!
Reply
Old Oct 3, 2003 | 10:52 AM
  #9  
Opie's Avatar
 
Joined: Aug 2003
Posts: 10,173
Likes: 0
From: Warning, gRand Return imminent,, NY, USA
Default Re: Jersey Auto-Insurance Sucks.... (lanceh)

NY is no Better

I pay $2,100 a yr for the R... I am not on my parents policy and told my ins I moved into my sisters apartment in Battery Park...

Opie : who ins would have been 12.5 g's a year if it were under his name.. Really
Reply
Old Oct 3, 2003 | 12:08 PM
  #10  
Jason's Avatar
Member
 
Joined: Apr 2001
Posts: 4,432
Likes: 0
From: Toms River, NJ, USA
Default Re: Jersey Auto-Insurance Sucks.... (opie112)

try NJ Cure for insurance....
Reply
Old Oct 3, 2003 | 12:53 PM
  #11  
jaysonx's Avatar
Thread Starter
Honda-Tech Member
20 Year Member
 
Joined: Aug 2002
Posts: 492
Likes: 0
From: Mid Atlantic
Default Re: Jersey Auto-Insurance Sucks.... (Jason)

Thanks for the link. I filled out the forms with them, and they will get back to me with a quote. I will let you guys know what they say.
Reply
Old Oct 3, 2003 | 01:04 PM
  #12  
Cosworth's Avatar
Honda-Tech Member
 
Joined: May 2001
Posts: 6,402
Likes: 0
From: Fairbanks
Default Re: Jersey Auto-Insurance Sucks.... (jaysonx)

That truly sucks.

My new insurance for two cars is $775/6 months. Civic is my daily driver and the other is my pleasure vehicle (and, it really is a pleasure vehicle at ~300mi/month). And, guess what, I'm no where close to 30 y.o. or married.
Reply
Old Oct 3, 2003 | 05:04 PM
  #13  
uNF$@#!'s Avatar
Honda-Tech Member
 
Joined: Jan 2000
Posts: 9,684
Likes: 1
Default Re: Jersey Auto-Insurance Sucks.... (Cosworth)

you live in the middle of alaska....of course its going to be cheap, the thieves are not that retarded to go ice fishing for cars
Reply
Old Oct 3, 2003 | 05:20 PM
  #14  
Project SSAP1's Avatar
Member
 
Joined: Jan 2002
Posts: 2,397
Likes: 0
From: Dont get your Honda Stolen, NJ, USA
Default Re: Jersey Auto-Insurance Sucks.... (Jason)

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Jason &raquo;</TD></TR><TR><TD CLASS="quote">try NJ Cure for insurance....</TD></TR></TABLE>


yes sir..that is what i have...i pay 2861 for full coverage with 1000 deductibles on my 97 gsr at symbol 22 ..not bad..it would have been almost 4k with 500 deductibles...i tried to get my good student discount..but they caught on to the fact that im the only driver..it would have gone done to 2300 even..damnit
Reply
Old Oct 4, 2003 | 05:21 AM
  #15  
00MRSi's Avatar
Member
 
Joined: Mar 2002
Posts: 4,173
Likes: 0
From: NJ, USA
Default Re: Jersey Auto-Insurance Sucks.... (Project H22DC4)

Car insurance in NJ just plain sucks. I am 29, with only 4 points ever on my liscense and I just payed $1k for my beater, 1987 Accord LXi. That is minimal coverage (liability). I almost had a heart attack. My 2000 SI with full coverage is under my mom's name, costing $1100 per year. If I were to have it under my name, it would easily be $2k per year. I have NEVER been in any accidents, or made any claims. It's complete bullshit, because the good drivers have to suffer for the bad drivers and all the POS theives stealing our cars..
Reply
Old Oct 5, 2003 | 07:25 AM
  #16  
jaysonx's Avatar
Thread Starter
Honda-Tech Member
20 Year Member
 
Joined: Aug 2002
Posts: 492
Likes: 0
From: Mid Atlantic
Default Re: Jersey Auto-Insurance Sucks.... (00MRSi)

Right now I pay $1800 on both my 1993 delSol (B20 Swap - but they dont know that) and beater 1989 Civic DX w/ only liability on either.

Before I added the beater, it was somewhere around $1300.

That isnt too bad for being Jersey imho, but once I go full coverage it skyrockets (delSol was 2200 w/ full coverage).
Reply
Old Oct 5, 2003 | 07:49 AM
  #17  
machgo5go's Avatar
Honda-Tech Member
 
Joined: Dec 2000
Posts: 3,241
Likes: 0
From: Scary NorthEast, usa
Default Re: Jersey Auto-Insurance Sucks.... (jaysonx)

36yrs old, single, had bad history but clean now.
00R,& 94 Tercel Beater
$2,900 yr. (Japanese Insurance company in NJ)
Reply
Old Oct 6, 2003 | 06:35 AM
  #18  
jaysonx's Avatar
Thread Starter
Honda-Tech Member
20 Year Member
 
Joined: Aug 2002
Posts: 492
Likes: 0
From: Mid Atlantic
Default Re: Jersey Auto-Insurance Sucks.... (machgo5go)

Wow @ NJ Cure...

$2,810 w/ 1000 Deductible on both Comprehensive and Collision.

Nice!
Reply
Old Oct 6, 2003 | 09:13 AM
  #19  
Chris93Si's Avatar
Honda-Tech Member
 
Joined: Jun 2000
Posts: 5,216
Likes: 0
From: Charleston, WV, USA
Default Re: Jersey Auto-Insurance Sucks.... (jaysonx)

Go for it Jayson!
Reply
Old Oct 6, 2003 | 11:03 AM
  #20  
jaysonx's Avatar
Thread Starter
Honda-Tech Member
20 Year Member
 
Joined: Aug 2002
Posts: 492
Likes: 0
From: Mid Atlantic
Default Re: Jersey Auto-Insurance Sucks.... (Chris93Si)

Don't tempt me!!!

LOL
Reply
Old Oct 6, 2003 | 02:50 PM
  #21  
Big Poppa Pump
Guest
 
Posts: n/a
Default

Maybe if auto-Teft would decline so would your Insurence problems. Basically Jersey sucks everybodys cars get stolen there and found in the slums of Newark ( maybe worse than Compton ) in pieces and the cops dont do **** about it. I have no sorry feelings for u peeps living in jersey you get what you deserve.
Reply
Old Oct 6, 2003 | 03:07 PM
  #22  
jaysonx's Avatar
Thread Starter
Honda-Tech Member
20 Year Member
 
Joined: Aug 2002
Posts: 492
Likes: 0
From: Mid Atlantic
Default Re: (Big Poppa Pump)

LOL because we live in Jersey we deserve to get our cars stolen? Sweet!
Reply
Old Oct 6, 2003 | 03:56 PM
  #23  
Project SSAP1's Avatar
Member
 
Joined: Jan 2002
Posts: 2,397
Likes: 0
From: Dont get your Honda Stolen, NJ, USA
Default Re: Jersey Auto-Insurance Sucks.... (jaysonx)

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by jaysonx &raquo;</TD></TR><TR><TD CLASS="quote">Wow @ NJ Cure...

$2,810 w/ 1000 Deductible on both Comprehensive and Collision.

Nice!</TD></TR></TABLE>

i still think im getting *** raped...but i do have 2 insurance points from 2 years ago...when those go away it will be 400 less...oh yeah i am also 22yrs and under my own name...

hey your r from mays landing..i know some people out there...that town is hella far and in the woody section of NJ..lol
Reply
Old Oct 6, 2003 | 04:29 PM
  #24  
00MRSi's Avatar
Member
 
Joined: Mar 2002
Posts: 4,173
Likes: 0
From: NJ, USA
Default Re: (Big Poppa Pump)

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Big Poppa Pump &raquo;</TD></TR><TR><TD CLASS="quote">Maybe if auto-Teft would decline so would your Insurence problems. Basically Jersey sucks everybodys cars get stolen there and found in the slums of Newark ( maybe worse than Compton ) in pieces and the cops dont do **** about it. I have no sorry feelings for u peeps living in jersey you get what you deserve.</TD></TR></TABLE>

Umm.. Ok.. You sound like a rocket scientist.
As mentioned, we deserve to get our cars stolen?
The POS theives and frauds deserve to get their asses beat.
Thanks for the positive contribution to this discussion.
Reply
Old Oct 21, 2003 | 07:16 PM
  #25  
shipsaeki's Avatar
Junior Member
 
Joined: Sep 2002
Posts: 850
Likes: 0
From: NYC, usa
Default Re: (00MRSi)

sorry to bring back from the dead... today I went in to buy an STi... I had no clue insurance would be so high. I live in NY and they quoted me 12 grand a year. SUCKS *****! no STi for me now. what a bummer.
Reply



All times are GMT -8. The time now is 07:38 AM.