i need to know how much you pay for your insurance ?

 

Yeah, what Steve said.

However, I pay $536/year. Full coverage. USAA.

2000 ZX-12R. Married, 29yr old. No points.


Modified by Matt Sterbator at 3:46 PM 6/10/2003

 

Steve's right.

I pay $450 a year for liability on my 2000 CBR600 F4 and I have 6 points.

BTW: Geico.

 

cool, not as bad as i thought
i pay a little under 410/year for my crx

 

Keep in mind, liability only pays to fix property/cars of someone elses that you damage. It doesn't pay to fix your bike if it's your fault.

The most expensive coverages are Collision, which pays for your bike if you wreck it and it's your fault. Comprehensive, which will pay for your bike if it's stolen, etc... and Uninsured Motorist, self explanatory.

Banks require full coverage if you get a motorcycle loan (comp, collision, uninsured motorist).

 

ill be only getting liability
and im never getting a loan, if i buy a bike i will be paying the whole thing up front

 

how do you check how many points you have?

 

Hmm.... I've never heard anyone refer to their driving record points in Texas. You hear it a lot on the West Coast.

Ok, so basically if I get a bike with a loan I'm going to be dropping a lot on insurance since I'm 19

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by LillDragun &raquo;</TD></TR><TR><TD CLASS="quote">how do you check how many points you have?</TD></TR></TABLE>

I have a buddy that works at the DMV.

illPhill: Your best bet would be to save up and buy a bike outright without loans or anything, that way you don't need full coverage on it and you won't have to sell your soul to pay insurance.

 

Yeah thats looking more and more and like it. Only reason I was really looking to get a loan was for something relatively cheap ($4-5k or so) that could easily be paid off in a year or so, knock out the loan early (help my credit for future car purchase), and so I could still have money to play the Civic of course

 

Yeah, I took out a $7K loan 2 years ago for my b8c1, i/h/e, wheels, and gave my sis $2K, I just finished paying if off in Jan.03 4 months early so that helped my credit a lot. I won't have a problem getting a loan from my bank now.

 

Yep, thats why I'm seriously thinking about getting a loan on the bike. I figure if I put a good down payment, even if I have to pay full insurance for a year it would still be worth it credit wise. No telling, I'm sure if I give it a month or two I'll change my mind.