like it says. i was turned down by gieco for bike insurance. they said i didnt qualify. i live in maryland and have 3 points on my record. maybe that was the reason. so does anyone know what i can do to find insurance so i can buy a bike?

 

Perhaps you should consult other insurance companies.

 

geico told me the same thing and I'm 28 with an excellent driving record. Other places wanted $500-$2000/yr just for liability. Then I called State Farm. They wanted $81/6months for basic liability!!

The reason prices vary is because different insurance companies look at motorcycle insurance differently. Some think its not worth it, so they charge up the butt. State Farm wants to be part of the market and have competitive prices, so thats why they are so low.

 

very interesting...wat state are you in anyways?.

 

Geico's cycle guard is pretty strict. Just keep shopping around. Try putting your car on the insurance too and your bike insurance will go way down.

 

State Farm and Allstate are pretty decent with bike insurance also.

If you're a single male under 25 then expect to pay for it. Usually companies will give you a break if your car AND your bike are insured with them.

The premiums vary greatly. I'm 28, married, no points. Progressive wanted $1600/yr for full coverage on my ZX-12R. For just liability it was $700/yr. I have USAA for my auto insurance and I was scared to call them, but I ended up getting full coverage for$530/yr.

Shop around, call EVERYONE and get the best price.

 

Geico seems to have the strictest policies for everything their price discount doesn't even make up for the strictness in their policy. I save more with my current provider then I would with Geico. I dont know how they stay in business.

 

im 21 with a clean record. i pay 55 bucks a month with state farm...thats with liabiliy, comp and colission, uninsured motorist. i thinks thats good considering i pay 140 for full coverage on my 93 hatch

 

i applyed with usaa and they said i have to call back on tuesday to see if they are going to accpet my application for car insurance. my record is bad. i have 3 points on my record and some tickets. i think all other insurance copmanies will be alot for me since my record is messed up..oh well..i'll jus keep looking around

 

I went through cycleinsure.com and they sent me to foremost insurance. I pay 70 bucks a month for liability, unisured motorists, comp, but no collision. I am 23 years old with a clean record.

 

that cycleinsure site is only for cali bikes.

 

AAA - I pay $400 a year for full coverage with $100 deductables.

My bike - 02 CBR954RR

no points, I'm 32.

 

thats the cheapest rates i ve seen so far...im going to have to check AAA now.

 

Progressive.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Mr Milano &raquo;</TD></TR><TR><TD CLASS="quote">Progressive. </TD></TR></TABLE>

 

i did an online quote with progressive and the total for a year was 3 grand
imm going to keep looking around

 

I'll keep posting about this,

Progressive's online quotes for bikes is completely wack. It by no means reflects any actual cost, and if your real cost and your quote were near each other, it was a freak occurance.

I've had my insurance through progressive for 3 bikes and 5 years. Prices flucuate a lot based on state and displacement.

Progressive seems to be based solely on displacement. So my SV650 costs more than an R6...

 

Are you looking for full coverage? Progressive is based on displacement. My friends '96 Katana 750 was more then his '00 ZX6R I have a '93 F2 through them and I pay $36 a month for liability. If I want comprehensive and collision it's like $72 a month.

 

yes i am looking for full coverage just in case something happens. i think its a better idea to call up progressive to see wat the real rates would be...thanks

 

well i jus called up progressive and they said it would cost me about 4 grand a year for full coverage. they said it was really high because of my wrkecless drivning ticket. ****...i wonder if i can jus have my wife apply for insurance under her name so save me some money...

 

I have progressive for my auto insurance. 24, clean driving record, single male. They wanted only like $180/yr (liability only) for the GS500 I got as a starter bike. For a Honda 919 it was $1600/yr full coverage, which makes it impossible to finance a new bike.

 

i pay $19.00 a month for full coverage on my 93 cbr 900 RR through state farm. i'm 31 with 8 points on my license

 

you're 31.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by tonydatyga &raquo;</TD></TR><TR><TD CLASS="quote">you're 31.</TD></TR></TABLE>

...and the bike is 10 yrs old.

 

8 points is a lot.