buying ep3
i'm plannin on buying a 03 si...i was wonderin how much people put down for down payment and how much you guys are paying monthly...im just a poor college student that's barely makin it...my parents will be helpin me out since my ef hatch broke down on me a few months ago...thanks
aagh, have your parents(if they have better credit) do it for you and bargain down to $16000...don't pay more than $16000! GAHH!
ok I'm done =P I paid $15500, with the loan through somewhere else but they were actually willing to give us 1.9% financing at $15500...however the dealer was full of sneaky a-holes and my mother just didn't trust them, so we just financed it through peoplefirst.com for 4%...dunno why my mother's like that, but it doesn't really matter since we're prepaying it off so the difference is something like $10-$20. =P
Heck, I'd suggest getting a loan check from peoplefirst.com anyway...it gives you better bargaining chips against the salespeople...so they can't say stupid crap like: "Oh we can give you 1.9% financing but then you have to pay more" or anything like that...plus it shows you can get a loan and actually have a credit line, from someone else.
Then you can walk in there and bargain away...they *will* eventually try and get you to do the loan through them by offering to beat your rate! So even if you want to finance through them, get a check from elsewhere first as a bargaining chip...
That's my 2 cents
ok I'm done =P I paid $15500, with the loan through somewhere else but they were actually willing to give us 1.9% financing at $15500...however the dealer was full of sneaky a-holes and my mother just didn't trust them, so we just financed it through peoplefirst.com for 4%...dunno why my mother's like that, but it doesn't really matter since we're prepaying it off so the difference is something like $10-$20. =P
Heck, I'd suggest getting a loan check from peoplefirst.com anyway...it gives you better bargaining chips against the salespeople...so they can't say stupid crap like: "Oh we can give you 1.9% financing but then you have to pay more" or anything like that...plus it shows you can get a loan and actually have a credit line, from someone else.
Then you can walk in there and bargain away...they *will* eventually try and get you to do the loan through them by offering to beat your rate! So even if you want to finance through them, get a check from elsewhere first as a bargaining chip...
That's my 2 cents
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