**** Farmers. They only cover audio systems. Any aftermarket part, they dont cover, and do not even have it as an option.

Anyone have their precious expensive aftermarket parts insured? If so, which company and how much more are you paying for it?

 

I have State Farm and they told me as long as I have a current picture and receipts. Then I am covered. I even asked them what about a 3000 dollar turbo, and they said that that is covered.

 

I have pretty extensive coverage of aftermarket parts through Metropolitan, no questions asked really. Just said the parts have to be bolted down and you need receipts. They were more than happy to tack on some additional fees to my payments

 

21st. century covers $1000 additional free of charge.

 

state farm is the ****... cover almost ever penny on aftermarket parts as long as u have reciepts

 

Yeah they handled it well when I was hit by a State Farm insured dumbass(just the driver, not saying state farm is bad) I was paid for my aftermarket parts that were damaged and have no complaints about them. Metropolitan State Farm Pemco

 

anybody kno anything bout AAA? my pops handles the insurance affairs but he tells me we have full coverage on it.. but u kno.. dat don't really mean much.. anyone have experience?

 

Does it cost more for part being cover? And what about allstate? And do you have to tell the insureance that you have them?

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by pdcdragon &raquo;</TD></TR><TR><TD CLASS="quote">anybody kno anything bout AAA? my pops handles the insurance affairs but he tells me we have full coverage on it.. but u kno.. dat don't really mean much.. anyone have experience?</TD></TR></TABLE>

I didn't know AAA did auto insurance... I have AAA for towing and all that but I use another co for insurance

 

hmm..so far state farm seems to be best.

 

Why don't you just tell the insurance, they stole your oem parts. That **** is expensive! Use that money to pay for any aftermarket parts you want.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by tub_sephiroth &raquo;</TD></TR><TR><TD CLASS="quote">Why don't you just tell the insurance, they stole your oem parts. That **** is expensive! Use that money to pay for any aftermarket parts you want.</TD></TR></TABLE>

Yes thats the exact reason why my car was totalled. The interior, missing engine parts alone is higher than the car's value. My car is a 1995 so the car value is only about 7 grand. So I had to drop the claim and fix it out of my own pocket to minimize my loss. Either way I loose money but by dropping claim I only loose less..about 5 grand difference.