Ok so as some of you all know I wrecked the teggy Well anyway I don't think my insurance company is going to give me very much money for my car. Does anyone know of any insurance law that saws that they must replace your car? I think that they normaly give you a check for it but I would rather they replace my car, is there any way to legally make them replace it? I need some help on this one so if you know anything about this or know who I could speak to I would really appreciate the help. Thanks!

 

Insurance just gonna write you a check of what the market value of your car was.

 

Not sure why you posted in here, you might want to try this in the General Discussion forum.

 

most insurance policies are based on actual cash value (so modifications, really don't factor in, unless specified). So, for example, even though an '01 R could sell for nearly $24k in some markets, ACV (actual cash value), the amount you would get would be closer to KBB (which factors depreciation).
The kind of policy you are talking about is called Stated Value Policy. There are companies out there that do offer that... usually they insure antique/classic vehicles. Hope that helps.