Acura Integra All Integra Except ITR

need to know my options

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Old Apr 9, 2011 | 06:25 AM
  #1  
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From: a hole in the ground coachella valley,CA
Default need to know my options

so some unfortunite crap just happend after just owning my 97ls for only a year it got smacked right in my front end yesterday i do have insurance but only liability only because i needed to paint it and it was a salvage title but here is the kicker the other driver which it was totally her fault she went to flip a b**ch when i was ten feet away from her going 40mph but anywayz turns out she has no insurance and no license now the mom of the driver for fear of her daughter going to jail cause she has warrents offers to completly pay for my vehicle to be fixed if i dont get insurance involved or the police i just want my car to be fixed so i just want to know what i should do so i dont get screwed and she doesnt end up paying for everything and just stalls me out should i just call my insurance to make a report? if somone has had this issue please help out cause i am totally lost on this
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Old Apr 9, 2011 | 07:11 AM
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Default Re: need to know my options

tell them to pay for it....and if they dont, call your insurance.
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Old Apr 9, 2011 | 09:03 AM
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Default Re: need to know my options

Call the insurance you only have like 10 days to report a if you dont do it in that time frame you lose out on the claim and she can just walk away.
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Old Apr 9, 2011 | 09:03 AM
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Default Re: need to know my options

She wont pay
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Old Apr 9, 2011 | 10:05 AM
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From: a hole in the ground coachella valley,CA
Default Re: need to know my options

the thing is i have liability that only covers the damages to the other drivers cars and also medical but it does nothin for me but like i said the other driver doesnt have a license or insurance so in agreement for me not to get the police or insurance invovled she said she would pay for all the damages to my car cause it was clearly her fault i got the incident number from the cops and all her info is there anything else i could get from her to cover my back i really just wannna fix my car
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Old Apr 9, 2011 | 11:07 AM
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Default Re: need to know my options

I say if thats the case, have them pay you ASAP. Don't have them lag on you. Get a quote from a shop and let them know how much its going to cost to fix your car. Its a lose lose for them but not for you if they pay you. I was thinking get like $3500 for your car and buy a new one lol.
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Old Apr 9, 2011 | 07:10 PM
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Default Re: need to know my options

i would like to hear from anybody that has gone through the similar thing or if there is someone that works with insurance or law to figure out what i would need to make it in something like small claims court
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Old Apr 9, 2011 | 08:34 PM
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Default Re: need to know my options

Originally Posted by gram2112
i would like to hear from anybody that has gone through the similar thing or if there is someone that works with insurance or law to figure out what i would need to make it in something like small claims court
Take my advise! iv been in these shoes before and more! first off dont tell your insurance because it will do nothing for you, you will most likely have to pay a decutible either $500 or $1,500 dep on which you got. second if you report it to the police, make a police report and take her to small claims and win and show a copy of a estamate to the judge of the amount of the damage done to your car it will go like this, they will suspend her licence even more than it is and then either garnish her wadges but even then they will explain to you that it is your responsibility to find out her bank and you still have to keep up with the person to basically keep asking for the money! iv been through this when some jack *** hit my car and caused $2,000 worth of damage i sued him with the whole nine yards, had him served by the sherifs dep and all which cost me money!. till this day i havent got crap from that broke *** guy, also reporting it to your insurance and having them fix it will get the accident reported and the car will have a salvage title.
Your only real option is to go and get two good estamates from a body shop.
Then go to the mom and say " here is two estamates for the damage and let her compare the two and then tell her these estamates are from a good rep shop that doesnt charge to much and tell her she has two options! you can report the accident and have charges pressed on her daughter for a hit and run and also she will be charged with driv w/ no lic and insur. which is a BIG fine! and you will have your insurance fix the car and she will get charged twice as much from the insurance company to fix your car than the two estamates you have. And shes gonna have to pay a lot of money for court fees and fines from the state.
Or she can pay the money in full! no half or payments! get it all or as much as she can posibly offer compared to the estamates. Have her take you to the bank and cash the check she writes or get her to with draw it from her account.
Say this is her best bet, she will get into a whole world of trouble with the law if she dont and it doesnt matter to you cause you want you car fixed asap and you will have no problem going to court. ( this is the reverse sycology!) we want her to pay you the money and scare her about court!.
after you get the money get a JDM front end lol.. and keep the rest!

if she had insurance they would of just inspected your car and cut you a check or offered to fix it through them but unfortunatly the dumb bitch dont have insurance.
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Old Apr 10, 2011 | 01:29 PM
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Default Re: need to know my options

this is is exactly what i was trying to hear u pretty much made me have confidence on the whole thing i would much rather not go to small claims court cause the mom is nice her daughter is just a screw up but if i have to i want to be ready and i have the money to fix it but i was gonna use it to buy parts for my car so if she doesnt start taking care of it i am
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Old Apr 10, 2011 | 06:41 PM
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Default Re: need to know my options

Well CA law states...

How the heck do I know but you should if you are a licensed driver.

Anyway you have ten days to report if damage over $500 no matter who is at fault.

Scum bags that drive without insurance and or a license just make it worse for everyone else on the road. They get away with this and people keep giving them a break then get scammed out of paying for the repairs.

File a Police report or stop driving in CA!
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Old Apr 11, 2011 | 05:56 AM
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Default Re: need to know my options

Your car is a salvage title, you only have liability, unless she pays your on the hook.

I have to agree with wunfstgsr, get two estimates and show them to the mom, get the money from her right away, [before the 10 day window is up] otherwise your going to be on the hook for the repairs, suing will only cost you money with no guarantee you will get any. 94
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Old Apr 11, 2011 | 09:23 PM
  #12  
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Default Re: need to know my options

wow, I was in almost the same position a few years back. I made the mistake of not calling the cops at the accident because it was a co-worker. Went to his insurance company only to find his policy was cancled the month before. I told him and his parents I was going to the police and filling through civil court if they didnt pay damages. Got a few estimates, one was $5500 my acura was worth $3200 So I told them pay me $4000. They didnt want to do it but I told them I would take them to court for the $5500 and they came up with the money. Looking back that could have been a huge mess if they wouldnt have payed. Good Luck.
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Old Apr 11, 2011 | 10:24 PM
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Default Re: need to know my options

call free legal aid and dont be an idiot.
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Old Apr 12, 2011 | 05:40 AM
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Default Re: need to know my options

enjoy this...its going to be a pain in the *** i can tell you that already. I would go with what wunfstgsr said. I had this issue in NY and i was trying to be nice about the situation and I GOT A GOD DAMN TICKET when i had to go to the cops 7 days later bc the kid wasnt going to pay me. i got a leaving the scene of a accident ticket (i got it reduced but still)

Be smart about it man. and most of all GOOD LUCK
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Old Apr 13, 2011 | 04:28 PM
  #15  
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Default Re: need to know my options

Nice...leaving the scene of an accident in Ca is a felony. A reportable accident is anything with over $500 in damage.

Any news on what happened in this situation yet??
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Old Apr 13, 2011 | 07:06 PM
  #16  
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Default Re: need to know my options

right now just bargaining with the people they want to have their people fix my car but i know they are just gonna try to take shortcuts on the repairs so i told them i would find someone that i trust but they seem like they are gonna try to care of it
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Old Apr 14, 2011 | 05:17 PM
  #17  
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Default Re: need to know my options

Originally Posted by gram2112
right now just bargaining with the people they want to have their people fix my car but i know they are just gonna try to take shortcuts on the repairs so i told them i would find someone that i trust but they seem like they are gonna try to care of it
Dont lag on them! just get the money as fast as you can! before they say "well just settle this in court"! then youl never get it fixed! even if you win its up to you to get on there *** and have them pay you bro! just get money from them and say your uncle has a body shop around town and hes gona get you a discount! there gona try and have a place fix it but you dont want them messing anything else up just get the money then go back to the drawing board! with the money ask your self is it worth getting the parts yourself and getting it repaired or selling the car and ading it to your settlement and investing in a better car! or the same car that has a clean history and title! if your in love with your style car. i love my gsr but thats just me!
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