haha funny story here....sad too =(. I barely turned 18 and bought myself a 05 S2000. I barely drove it because I wanted to keep it in good condition. 2 weeks later as I was job hunting for a 2nd job I got in a accident and it got totaled (wasn't my fault, a 75 year old lady ran a stop sign) !!!! My insurance went from $120 to $239...I want a S2000 again because it was bullsh*t! I didn't even get to break it in!! But due to high rates and what not now....I'm thinking about getting just a AP1 02-03 S2000. Before I didn't want a AP1 because I was being too picky about the little features but IDC anymore. My main question is...has anyone ever went frm AP2 to AP1? If so how'd that turn out? Likes and dislikes? I saw a picture on wikipedia an long time ago showing AP2 model being bigger then a AP1 so idk if I'll even fit as good as I did in AP2.

 

Come on man.... Ap1's are better anyways! gotta love the 9k redline!

 

ive driven both and i prefer the AP1....its more of a drivers car...i dont see you having a problem with going to an AP1

 

why would your insurance rates go up if someone hit you? it would be their insurance covering the loss. You were screwed.

 

^I was thinking the same thing. I got in a single car accident but it was listed as not my fault because a dog (a very large one) ran out in front of me on the interstate. even though my insurance covered it rates didnt increase because it was the dogs fault not mine. If I had missed the dog and then lost control though, my fault rates, go up and i wouldnt have been happy.

 

Jackpot.

My thought

18 year old gets new S2000, get in accident, and is found at fault

AP2 > AP1

 

X2

 

Whats the difference? Not like ur any faster!!!

 

ap1's are better if u cant afford an ap2!

 

 

^ Hah I dont even own an s2k but have driven both and totally agree with a sig I saw on here earlier. If you have ***** you drive an AP1. End of story

 

i dont think your insurer is allowed to increase your rates for a non-at-fault accident. so either you wrecked your car and it was your fault or something else. i had an oil lady hit me and you bet your *** i got paid. i woulda pushed for a new rear qtr panel if it wasn't just a small poppable dent. ( i still got a 1000$ settlement for a 30$ fix)

and the other thing is what did you do to get an S2k? 05's are around 12k-15k for public last i checked. i got my 01' when i was 17 and that was with a loan from my mom haha.

but anyways to answer your question, AP2 > AP1. coming from a NA MY01, and FI MY03 S2k owner. the chassis are the same IIRC just the suspension, motor, and whatnot changed. i rather have the ap2 diff, tranny, motor, center console, look

 

your Friday nights must be wild dude...

 

Don't get an AP1! I've had both and it would truly be a downgrade.

 

fasho but i meant old lady. well she could be oily and lubed up too, i wouldn't mind

 

LMFAO!! f**king gross. I actually went around talking to quite a few people and they all agreed that it was normal my insurance rate went up even though it wasn't my fault. They said it was my age and what not and they said even if they are doing the claim. Someone had to pay for it? That's the past now. I recently had a promotion @ my job and I'm making enough to pay for the car n insurance itself now. Dagle what do you mean what did I do to get a S2K?

 

Here's some pic.s btw. I honestly didn't think it was that bad but they insurance totaled it out because they said there was possible frame damage and too much electrical problems and they dont want any further problems occuring. I asked if they can just take it back and not total it out and just have it repaired but they said no so I guess this is their easy way out...


Day 1 I got it home!!!



2 weeks later I still have the dealership plate...

 

I'm sure most insurance companies love an 18 year old with two totalled sporty cars......

 

^probably not the best track record to have

 

prolly should have went with a geo metro...

 

You insurance company does not pay a dime if the accident was someone else fault, it was proven so, and they had proper insurance that covered the damages. You should not even have to pay a deductible. Now if you hit a deer or a dog that could be another story. It depends on your ins company really. You might not have to pay a deductible in that case but since they paid out in a claim it usually does effect your rate at a later time.

Maybe your rate went up because of another issue, a speeding ticket or something. Either way all you have to do is call them and they will tell you EXACTLY why it went up. I personally recommend Progressive insurance.

 

^ thats true I did forget to mention that although I had to pay the deductible, my rates still did not increase. Its not like the dog had insurance or could pay my deductible for me lol especially after the state trooper shot him. Dang thing was still alive even after I clipped him at 80 mph....it was a big dog...

 

did they offer you a buy back price? just curious to see what they offered it at if they did.

 

I didnt look into a buy back because the car was in pretty bad shape. If I can find the pics after work I will.