Okay im going to be buying a new yamaha r6 in a couple of weeks. Before I bring the bike home I heard that Im going to need insurance before I bring it home. So should i start looking for an insurance now and get quotes or can i bring the bike home and then look for insurance.



Modified by jr408 at 9:33 PM 10/1/2008

 

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<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by jr408 &raquo;</TD></TR><TR><TD CLASS="quote">jr408 (9:34 PM 10/1/2008): [freak] u bitch if u aint goin answer dont say nothing else</TD></TR></TABLE>

rofl copter. This is my point exactly. You are too immature to handle a brand new R6. Grow the fu<U></U>ck up and get some common sense in your head. BTW let me know when you dump it I need some inverted forks. TIA.

 

oh btw nice job editing your age. for the record he stated he was 19.

 

hahahah wow you the immature one for posting that putting something up that i didnt even write

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by jr408 &raquo;</TD></TR><TR><TD CLASS="quote">hahahah wow you the immature one for posting that putting something up that i didnt even write</TD></TR></TABLE>

what exactly would that be?

 

I would get insurance ASAP. Riding without one is risky, just ride smart and get home until you get your insurance.

LAS2K... good job

 

Don't forget health insurance!

...and your living will/power of attorney papers!

 

FAIL.

For a completely different reason though....

You realize that the time it took you to make this post you could have gotten quotes from Geico and Progressive and I'm sure a few other insurance companys as well. It doesnt hurt to check out websites for various insurance companys and get quotes from all of them.

PS - Good luck being 19 and riding a brand new 600 SS for what I am assuming to be your first bike.

 

FAIL +1
If you're buying a brand new bike then you have to have full coverage. Add to that the fact that you're going for the biggest squid rocket out there and your rates are going to be through the roof.
It's also your first bike, so when you dump it you're going to owe on the grand total of a new bike.

WTF?! What makes people think this is a good idea.

Go buy a used bike.

 

I went with geico liability insurance which was 303 dollars a year for my R1. However at those prices, don't expect them to do anything for you. You can bring the bike home without insurance, but you can't ride it without it. Better get a trailer if you plan on "bringing" it back without insurance. Collision liability insurance is the minimum mandatory insurance all bikers must have.

R6 for a first bike? That's aggressive, though there is no guarantee that you will die on starting off a medium engine sized bike, just make sure you take it in moderation if you and the bike plan to live past a year.

Regarding the insurance coverage issue you should consider the likelyhood of vandalism or theft of bikes in your area. Where I live is relatively safe and motorcycle thefts are very low. That is obviously not the case with everywhere in the world. If theft is a problem and you can't afford the full coverage (for a brand new r6 full coverage can be in the 2500 a year range) perhaps it would be wiser to invest in a lower profile bike. At the very least you should get a brake rotor lock and place it on your FRONT wheel (very important that you don't put it on the rear if u want a reason why I can explain). I would avoid those chain locks, chains are too easily cut.


Modified by Xentropa at 4:57 AM 10/2/2008

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Xentropa &raquo;</TD></TR><TR><TD CLASS="quote">perhaps it would be wiser to invest in a lower profile bike. At the very least you should get a brake rotor lock and place it on your FRONT wheel (very important that you don't put it on the rear if u want a reason why I can explain).
Modified by Xentropa at 4:57 AM 10/2/2008</TD></TR></TABLE>


You forgot it was there didn't you?

The cord is there for a reason lol, i did have the plastic start melting where it touched the rotor once though

 

Actually the reason I was thinking of was because, in Japan there have been cases where broke rotor locks were placed on the rear wheel, then the bosozoku hot wired the bike, revved it, then threw out the clutch and broke the lock right off.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by jr408 &raquo;</TD></TR><TR><TD CLASS="quote">should i start looking for an insurance now and get quotes or can i bring the bike home and then look for insurance.</TD></TR></TABLE>

Umm, think about that for a minute.

It's generally a good idea to do your research before blowing your hard earned money on something only to find out that you overlooked some rather important details. You may reconsider that "new R6," especially when you find out that your insurance payments are going to cost more than the bike payments. Don't be surprised to see full coverage quotes of over $3000 per year. Now what if you hadn't found that out until after you'd gotten it home?

Just because you have the money to buy something doesn't mean you can afford to own it.

I know at your age, you're probably all-knowing, but there is a vein of sensibility to the most common advice you'll get here: Start on a used middleweight or small bore. A brand new race replica supersport may appeal to you as being cool and all, but crashing your new bike while working through the learning process is not cool at all.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Xentropa &raquo;</TD></TR><TR><TD CLASS="quote">Actually the reason I was thinking of was because, in Japan there have been cases where broke rotor locks were placed on the rear wheel, then the bosozoku hot wired the bike, revved it, then threw out the clutch and broke the lock right off.</TD></TR></TABLE>

 

yeah, i know the R6 looks cool, and thats a bike i'd really like to be seen on etc and lets face it, anything sensible looks pretty crap in some peoples eyes. but what it boils down to is you'll be learning how to ride on a brand new 160mph+ machine that will wheelie off the throttle in the first 2 gears and get u into trouble faster than a nasty crack habit. i mean the thing about anyone buying brand new is they're gonna be real pissed off with that 1st little scratch or stonechip, imagine if u fell off!! unless you're shitting money i'd advise u to start small/cheap.
its d same with anything, it just doesnt make sense to LEARN to drive in a ferrari, or for pilots to take their first flight in an amazing jet fighter, or for a 12 yr old kid to get one of the most expensive 20 piece drum kits on the market to learn on.
if u are shitting money then have fun, but try not to lose any limbs etc or hurt yourself too bad!

 

Most people who start on a big bike will end up crashing and hurting themself from what I heard and people telling me. It's haven't happen to me yet. I started on a sv650, rode it for 3 days. Then went to a motorcycle shop and picked up a R1. Rode that home and ride it to work everyday. As of right now I'm still alive. Just respect the bike.