I was wondering if there was anyway to get a type of insurance on a car that is used rarely, and track time. I don't have a tow vehicle, and am looking to get another form of daily transportation to save gas and insurance. So I would want to lower prices. Say insurance with limited road miles or something? The car is just a Miata so it's not special, I think some companies offer it on exotic cars? Any input?

 

some companies offer recreational insurance, where you can only drive the car on weekends and holidays.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by climb_on &raquo;</TD></TR><TR><TD CLASS="quote">some companies offer recreational insurance, where you can only drive the car on weekends and holidays.</TD></TR></TABLE>

You may be able to get lower rates for a car that is rarely used, but it probably won't cover you for track incidents.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by nsxtasy &raquo;</TD></TR><TR><TD CLASS="quote">

You may be able to get lower rates for a car that is rarely used, but it probably won't cover you for track incidents.</TD></TR></TABLE>

Most insurance Companies have something against autox/HPDE in that fine print. I know mine does.

 

youd be best off going with a non standard insurance company such as bristol west for special coverage.
I know my neighbor has some old hot rods insured with them that are rarely driven.

read your policy to see where coverage applies